Scotiabank Passport® Visa Infinite* Card Review
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Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
Scotiabank Passport®  Visa Infinite* Card
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My Rate Compass Rating: star star star star star_outline (4.3)
Bank Name:Scotiabank
Network Type:VISA
Awards:Best Credit Card Award Winner
Scotiabank Passport® Visa Infinite* Card
Welcome Bonus
Annual Fee
Scotiabank Passport®  Visa Infinite* Card
Card Details
Scotiabank Passport® Visa Infinite* Card Review

Welcome bonus:

Earn up to 30,000 bonus Scene+ points in your first year (that’s up to $300 towards travel).‡  Plus, no annual fee in the first year, including on supplementary cards‡ and 2.99% introductory interest rate on purchases and balance transfers for the first 6 months‡  (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)‡

  • Earn 30,000 bonus Scotia Rewards points when you spend $1,000 in everyday eligible purchases in the first 3 months.
  • Earn 10,000 bonus Scotia Rewards points when you spend at least $40,000 in everyday eligible purchases annually.
  • Redeem your Scotia Rewards points towards statement credits, travel, the latest in tech, gift cards and more!

• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
• Enjoy no FX Mark-up
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
  • Priority airport services No
  • Airport lounge access Yes
  • Concierge service Yes
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $139
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Personal Income Required: $60000
Household Income Required: $100000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

No FX Mark-Up: You will not be charged a Foreign Currency Conversion mark-up on foreign currency purchases whether you make them online or outside of Canada. Only the exchange rate applies.

Complimentary Airport Lounge Access: Enjoy complimentary Priority Pass membership, plus 6 free visits per year from the date of enrolment. You must present your Priority Pass Membership Card (or Digital Membership Card) to enter the lounges. Enroll in your Complimentary Airport Lounge Access benefit offered through Priority Pass by visiting now.

Travel without worry with many travel insurance benefits

Book and redeem easily

Book your next getaway through the Scotia Rewards Travel Service and take advantage of the Best Price Guarantee9on airfare. Or book travel wherever you like (through a travel agency or online) and redeem Scotia Rewards points to cover the cost of your trip.


Editor's Review

The Scotiabank Passport™ Visa Infinite*Card offers 2 points for every $1 spent on grocery store, dining, entertainment, and transit purchases, and 1 point per $1 on everything else. That’s hardly best-in-class, so why does the Scotiabank Passport™ Visa Infinite* Card tie for best Scotiabank travel credit card?

Two reasons: a very lucrative bonus point offer and no foreign transaction fees.

Let’s start with the bonus points. You earn 30,000 welcome points when you spend $1,000 in the first 3 months. That’s worth up to $300, is easy to obtain, and is a solid reason to try this card for a year.

But wait, there’s more. Every year you charge $40,000 to your Scotiabank Passport™ Visa Infinite* Card, you’ll get 10,000 bonus points. If you can hit the $40,000 minimum each year, the 10,000 bonus points will nearly cancel out the $139 annual fee.

If that wasn’t enough, the Scotiabank Passport® Visa*doesn’t charge any foreign transaction fees. It comes with a suite of travel insurance benefits, Visa Infinite benefits, and includes six free airport lounge passes.