Card Details

Bank Name: BMO
Network Type: Mastercard
Card Type: Business
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $120
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

BMO AIR MILES Business Mastercard Review

Welcome Bonus:
BMO AIR MILES Business Mastercard snapshot
BMO AIR MILES Business Mastercard Review
  • 1.75% at Shell
  • 1.5% on eligible gas station, office supplies purchases and on recurring cell phone/internet billings
  • 0.75% on all other card purchases
  • Earn 1 AIR MILES Reward Mile on every $10 in credit card purchases
BMO AIR MILES Business Mastercard Rewards
BMO AIR MILES Business Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
BMO AIR MILES Business Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

BMO AIR MILES Business Mastercard FAQs

Other Recommended Credit Cards


Extra Benefits:

Optional Employee Cards - empower employees with delegated purchasing authority


Now you can use your BMO Business Mastercard at Costco locations across Canada


Our Liability Waiver Program protects your business against employee card abuse.

Plus, enjoy Extended warranty and Purchase Protection


Editor`s Review:

The BMO Air Miles Business Mastercard is conjoined with the Air Miles rewards program, as the name implies. Cardholders can earn Air Miles rewards while they spend within their business. The current earning rate is 1 Air Mile Reward Mile on every $10 spent. When cardholders spend at Shell, they earn 1.25 times the Miles. This card is an excellent option for businesses that operate with vehicles that require frequent gas refills.


The annual fee of this credit card is $120, but the charge will be waived in the first year of ownership. Another sign up perk is the 3,000 Air Miles bonus offer. When you make your first purchase with the credit card, you’ll earn 1,000 Air Miles. The remaining 2,000 Air Miles bonus is earned if you spend $5,000 within the first three months of ownership. These sign up bonuses are currently being offered until October 31, 2020.


The other perks of this credit card include travel protection, extended warranty, purchase protection and optional employee cards. These benefits can enhance your business operations and provide additional assurance for some of the purchases your business incurs.

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Click on the user reviews tab above to leave a review


Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.