Card Details

Bank Name: BMO
Network Type: Mastercard
Card Type: Business
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

BMO AIR MILES No Fee Business Mastercard Review

Welcome Bonus:
BMO AIR MILES No Fee Business Mastercard snapshot
BMO AIR MILES No Fee Business Mastercard review

  • 1.25X the Miles when you use your card at Shell.
  • 1 AIR MILES Reward Mile on every $10 you spend.
BMO AIR MILES No Fee Business Mastercard Rewards
BMO AIR MILES No Fee Business Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
BMO AIR MILES No Fee Business Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

BMO AIR MILES No Fee Business Mastercard FAQs

Other Recommended Credit Cards


Extra Benefits:

Optional Employee Cards - empower employees with delegated purchasing authority


Now you can use your BMO Business Mastercard at Costco locations across Canada


Our Liability Waiver Program protects your business against employee card abuse.

Plus, enjoy Extended warranty and Purchase Protection

Editor`s Review:

BMO has partnered with the Air Miles rewards program to bring their customers the BMO Air Miles No Fee Business Mastercard. Cardholders earn 1.25 times the Air Miles for every $20 spent at Shell gas stations. If your business regularly requires gas fill ups, this is a great way to earn Air Miles while you operate your business. When you spend $20 anywhere else, you’ll earn 1 Air Mile.


As the name suggests, there is no annual fee for this credit card. This is a great credit card for businesses who want to try it out without making a commitment to an annual fee. Other benefits of this credit card include optional employee cards, rebates through Mastercard Easy Savings, extended warranty and purchase protection.


If you like the features of this card, BMO is currently offering a welcome Air Miles bonus until October 31, 2020. The bonus is worth 1,000 Air Miles in total. You’ll earn the first 500 Miles when you make your first purchase with the credit card. The second 500 Miles can only be earned if you spend $2,500 in the first three months of card ownership.

Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review


Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.