- 1.25X the Miles when you use your card at Shell.
- 1 AIR MILES Reward Mile on every $10 you spend.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicle rental insurance
Yes
-
Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Extra Benefits:
Optional Employee Cards - empower employees with delegated purchasing authority
Acceptance:
Now you can use your BMO Business Mastercard at Costco locations across Canada
Protection:
Our Liability Waiver Program protects your business against employee card abuse.
Plus, enjoy Extended warranty and Purchase Protection
BMO has partnered with the Air Miles rewards program to bring their customers the BMO Air Miles No Fee Business Mastercard. Cardholders earn 1.25 times the Air Miles for every $20 spent at Shell gas stations. If your business regularly requires gas fill ups, this is a great way to earn Air Miles while you operate your business. When you spend $20 anywhere else, you’ll earn 1 Air Mile.
As the name suggests, there is no annual fee for this credit card. This is a great credit card for businesses who want to try it out without making a commitment to an annual fee. Other benefits of this credit card include optional employee cards, rebates through Mastercard Easy Savings, extended warranty and purchase protection.
If you like the features of this card, BMO is currently offering a welcome Air Miles bonus until October 31, 2020. The bonus is worth 1,000 Air Miles in total. You’ll earn the first 500 Miles when you make your first purchase with the credit card. The second 500 Miles can only be earned if you spend $2,500 in the first three months of card ownership.
Welcome offer
Redefine what you’ll experience and discover with Platinum
Earning Points
- Earn 1.25 Membership Rewards points for virtually every $1 in purchases charged to your Card.3 Earn at the same rate for virtually every dollar in purchases charged to Supplementary Cards added to your account.
- All points accumulate in your account so you can get the rewards you want faster. There is no limit to the number of points you can earn and your points never expire.
- As an eligible Basic Cardmember, refer a friend or family member who is a business owner and you7 could earn a maximum annual referral bonus of 225,000 Membership Rewards points.
Redeeming Points
- Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.
- Use points to book flights within Canada or to anywhere in the world with a fixed number of points.
- Redeem points for statement credits to offset any eligible purchase charged to your Card.
- Use points to pay for your Amazon.ca purchases at checkout.
- Use points for a wide range of gift cards and merchandise.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
- Use points for flights, hotels and car rentals with American Express Travel.
- Redeem points for flight purchases on AirCanada.com.
Enjoy special benefits for you and your business.
- Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
- Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
- Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
- Enjoy Fine Hotels + Resorts benefits at over 1,300 properties worldwide like guaranteed late check-out, complimentary breakfast for two, and more with Business Platinum.
- Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy
- Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
- Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership
Access comprehensive insurance coverage for your travel needs.
- Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.
- Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.
- Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.
- Save money when travelling with complimentary Car Rental Theft and Damage Insurance
Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card
- Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
- Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan
- Equip your business with Mobile Device Insurance
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
American Express Business Edge Card Review 2024
Welcome bonus
Earn up to 67,000 welcome bonus Membership Rewards® points
- That’s $670 in statement credits that can be reinvested in your business.
Earn points that you can redeem in a variety of ways.
- Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.
- Earn 1x the points on all other purchases charged to the Card
- Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.
- Leverage your cash flow with the option of carrying a balance or paying in full each month.
- Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business EdgeTM Card.
- Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
- Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
