Brim World Elite Review
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
Brim World Elite
My Rate Compass Rating: star star star star_half star_outline (3.5)
Bank Name:Brim Financial
Network Type:Mastercard
Card Details


The more you shop, the more you can earn at participating merchants.


Earn 5x the points on all purchases with Brim Travel (coming soon).


Earn milestone bonuses at specified merchant partners.

  • Priority airport services No
  • Airport lounge access Yes
  • Concierge service Yes
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $199
  • Additional Card Fee: $50
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_half star_outline (3.5)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons


Make your points go further by finding the best deals in the market and redeeming anywhere.


Use your points as rewards or as cashback whenever you want.


Watch for surge multipliers at participating merchants where your points will go even further.

Free Global Wi-Fi

Access to over 1 million Boingo Wi-Fi hotspots in airplanes, airports, trains, hotels and cafes around the world. Enrollment is easy and all you need to do is set up an account at the time of card activation and download the Boingo app.

Brim is the only issuer in Canada to offer this feature to all of its cardholders.

0% Foreign Transaction Fees

Brim will not charge any foreign transaction fees on purchases in another currency, online or abroad. Most banks charge you 2.5%

Editor's Review

Installment plans right at your fingertips.

From fancy bikes to travel tickets to furnishing a new apartment, pay on your terms by setting up smaller monthly payments that wont affect your available credit. Use your Brim App or Portal to instantly install your purchases.

0% interest|Fixed installment fee

Brim is the first in Canada to offer fully embedded digital installment plans.