Frequency
The more you shop, the more you can earn at participating merchants.
Travel
Earn 5x the points on all purchases with Brim Travel (coming soon).
Bonus
Earn milestone bonuses at specified merchant partners.
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Priority airport services
No
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Airport lounge access
Yes
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Concierge service
Yes
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicule rental insurance
Yes
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Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $199
- Additional Card Fee: $50
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Value
Make your points go further by finding the best deals in the market and redeeming anywhere.
Flexibility
Use your points as rewards or as cashback whenever you want.
Multipliers
Watch for surge multipliers at participating merchants where your points will go even further.
Free Global Wi-Fi
Access to over 1 million Boingo Wi-Fi hotspots in airplanes, airports, trains, hotels and cafes around the world. Enrollment is easy and all you need to do is set up an account at the time of card activation and download the Boingo app.
Brim is the only issuer in Canada to offer this feature to all of its cardholders.
0% Foreign Transaction Fees
Brim will not charge any foreign transaction fees on purchases in another currency, online or abroad. Most banks charge you 2.5%
Installment plans right at your fingertips.
From fancy bikes to travel tickets to furnishing a new apartment, pay on your terms by setting up smaller monthly payments that wont affect your available credit. Use your Brim App or Portal to instantly install your purchases.
Brim is the first in Canada to offer fully embedded digital installment plans.
American Express Cobalt® Credit Card review
Welcome Offer:|
Earn up to 30,000 Membership Rewards® points*
• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences. American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
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Welcome bonus:
Earn up to 35,000 bonus Scene+™ points in your first year (that’s up to $350 towards travel).‡
Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.
Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.
• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
• Enjoy no FX Mark-up
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
Scotia Momentum Visa Infinite Card Review
Great reasons to get this card for your everyday purchases
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
No annual fee in the first year, including on supplementary cards.1 Get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (20.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $120)
• 4% on eligible recurring bill payments and grocery store purchases
• 2% on eligible gas station and daily transit purchases
• 1% cash back on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Visa Infinite Dining Series
• Visa Infinite Music Series
• Wine Country Wonders
• Luxury Hotel Privileges
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.
