CIBC Aeroplan® Visa Infinite* Card review
Earn up to 20,000 Aeroplan points:
- Earn 10,000 Aeroplan points when you make your first purchase.
- Earn 10,000 bonus Aeroplan points when you spend $1,000 or more during the first 4 monthly statement periods.
Get a Buddy Pass to bring anyone along, anywhere Air Canada flies in North America, including Hawaii and Mexico in Economy class‡ :
- Bring along a friend! As a new cardholder, your Air Canada Buddy Pass1 can score you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges.
- You’ll receive the pass when you spend $1,000 or more on your card the during the first 4 monthly statement periods and have a whole year to use it.†
1.5 miles
for every $1 you spend on gas, groceries and with Air Canada directly, including through Air Canada Vacations®
1 mile
for every $1 spent on all other purchases
Earn miles twice
at over 150 Aeroplan partners and 170+ online retailers through the Aeroplan eStore.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicle rental insurance
Yes
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Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $139
- Additional Card Fee: $50
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Save on baggage fees
Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air Canada.
Travel with peace of mind
Get comprehensive insurance coverage including out-of-province medical, mobile device, hotel burglary and trip cancellation/interruption.
With an average $139 annual fee and a minimum annual income of $60k (or $100k per household), you can become the happy owner of the CIBC Aeroplan® Visa Infinite* Card. The welcome offer is simply exceptional, as CIBC offers you 20,000 Aeroplan points and a free year.
The features are pretty standard, as you'll get 1.5 points per $1 spent on gas ,groceries and with Air Canada, and only 1 point for $1 spent on anything else. You also get travel insurance, purchase security and extended warranties.
However, this card shines due to its practicality. When travelling with Air Canada, you can use this card to benefit from additional perks, such as free checked bag, and others.
In terms of coverage, you gain access to trip cancellation, out-of-province medical insurance, and even auto collision damage. With this card, you are protected, no matter where you are travelling on the globe.
This offer applies to CIBC Global Money Transfers posted to the primary cardholder’s credit card account between February 1, 2021 and July 4, 2021. Earn 1 Aeroplan point for every $4 CA spent on a CIBC Global Money Transfer. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
† You can qualify for this offer if you apply and are approved for a new CIBC Aeroplan® Visa Infinite* Card beginning February 1, 2021.
In order to be eligible for this offer, a client must abide by the terms and conditions set out in this footnote.
If you apply and are approved for a new CIBC Aeroplan® Visa Infinite* card, you can receive:
i. A welcome bonus of 10,000 Aeroplan points. The 10,000 Aeroplan points will appear on your statement after you make your first purchase at any time with your card.
ii. An additional bonus of 10,000 Aeroplan points if you have at least $1,000 in net purchases posted to your account during the first 4 monthly statement periods
iii. A one-time bonus Buddy Pass1 when you spend $1,000 or more on your card during the first 4 monthly statement period.
iv. A one-time annual fee rebate for you (the primary cardholder) and up to three authorized users added at the time of the application. This offer does not apply to annual fees for authorized users that are added after you submit your application. This offer applies for the first year only. If your application for an eligible card is not approved, you may be considered for another card (as disclosed in your credit card application). If you are approved for that card, this annual fee rebate offer will apply in the amount of the annual fee, if any, of the alternate card. If you qualify, the rebate will be awarded to you and will appear as a credit against the applicable annual fee(s) within two statements. Your new credit card account must be open and in Good Standing at time the rebate is awarded.
Offer applies to newly approved card accounts only.
Credit card account must be open and in Good Standing at the time the bonus Aeroplan points are awarded. Aeroplan points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. The following do not qualify as purchases: Cash Advances, Balance Transfers, Convenience Cheques, fees, interest, payments and Aeroplan points redemptions. It may take up to several business days for purchases to be posted to your account. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
HSBC World Elite® Mastercard® Review 2023
With the HSBC World Elite Mastercard you earn 6 points for $1 in Net Purchanses which are Travel Purchases, 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases and 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
Save on all your fore
Special offer: Earn up to 50,000 points* ($250 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by September 29, 2023. Conditions apply.
o Welcome bonus of 20,000 points* ($100 travel value)
o Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
o Earn 20,000 points* as an anniversary bonus ($100 travel value)
o First year annual fee rebate for the primary cardholder* ($149)
o Receive a $100 annual travel enhancement credit*
Enjoy maximum flexibility and redeem your Points on your terms for:
Travel
Gift cards and valuable merchandise
Financial rewards
Rewards for miles
This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.
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No foreign transaction feesSave on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
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HSBC World Elite Rewards ProgramEarn 3% in travel rewards on all eligible travel purchases(6 Points per $1) and 1.5% in travel rewards on all other eligible purchases(3 Points per $1).
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
