CIBC Aventura Visa Card for Business Review
Get up to 65,000 Aventura Points
Recommended Credit Score:
670 900
Average to Excellent
$1000
Welcome Bonus Value
$120
Annual Fee
19.99%
Purchase Interest Rate
$35,000
Min Personal Required
CIBC Aventura Visa Card for Business
My Rate Compass Rating: star star star star_outline star_outline (3)
Bank Name:CIBC
Network Type:VISA
CIBC Aventura Visa Card for Business
Welcome Bonus
Get up to 65,000 Aventura Points
Annual Fee
$120
CIBC Aventura Visa Card for Business
Card Details

CIBC Aventura® Visa* Card for Business review

Earn up to 60,000 Aventura Points

Get 20,000 Aventura Points when you make your first purchase 

Get 5,000 bonus Aventura Points 



Any Airline, Every Flight, Every Seat With Points That Don't Expire

Collect Aventura Points With Every Purchase

Earn Maximum Rewards

Travel Sooner By Transferring Aventura Points Between Your Aventura Business And Aventura Personal Credit Card Accounts

2 Points

For Every $1 Spent On Travel Purchased Through The CIBC Rewards Centre Opens A New Tab In Your Browser

1.5 Points

For Every $1 On Gas And Travel Spending Such As Flights, Hotel Stays, Car Rentals And Travel Agencies

1 Point

For Every $1 Spent On All Other Purchases

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $120
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 21.99%
Eligibility
Personal Income Required: $35000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_outline star_outline (3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Aventura Travel Assistant

Access personalized travel booking and trip planning with no booking fees

Securely access all account information

Stay on top of your business expenses 24 hours a day, 7 days a week with CIBC Online Banking and CIBC Mobile Banking

Add cardholders to earn points faster

Get more flexibility and Aventura Points when you add cardholders

Apply points

Use Aventura Points to cover full airfare including taxes and fees

Flights and beyond

Visit the CIBC Rewards CentreOpens a new tab in your browser to redeem your points for hotel stays, vacation packages, cruises, merchandise, gift cards and one-of-a-kind activities

Reach financial goals faster

Use your Aventura Points to help pay down your credit card balance or contribute them to select financial products

Editor's Review

Business owners can maximize the benefits offered by the CIBC Aventura® Visa* Card for Business and get a whole lot of Aventura points, together with a wide range of perks and features. This card comes with an annual fee of $120, a fee that is not taken into consideration during the first year because of the actual welcome offer.

 

The welcome offer also includes up to 65,000 Aventura points that you can use to pay for flights or associated expenses. This card is perfect for business owners who travel a lot and want to benefit from a mix of high return and travel benefits.

 

To apply for this card, you need a minimum annual income of $35k. You also need to pay the $120 annual fee starting from the second year. What's totally unique to this card is the fact that you can add $60 to your annual fee to pay a lower interest rate. More specifically, you'll pay only 12.99% instead of 19.99% for purchases, and 14.50% instead of 21.99% for cash.

 

You can quickly add new cardholders to max out your benefits and save more when transferring your Aventura points between your Aventura business and personal accounts. Last but not least, this card gives you $500k in carrier insurance, car rental insurance, multiple security features, and personalized services.