Marriott BonvoyTM Business American Express® Card Review
Earn a Welcome Bonus of 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.
Apply Now lock
Recommended Credit Score:
670 900
Average to Excellent
$500
Welcome Bonus Value
$150
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
Marriott BonvoyTM Business American Express® Card
lock
Apply Now
My Rate Compass Rating: star star star star star_outline (4.3)
Bank Name:American Express
Network Type:Amex
Marriott BonvoyTM Business American Express® Card
Welcome Bonus
Earn a Welcome Bonus of 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.
Annual Fee
$150
Marriott BonvoyTM Business American Express® Card
Card Details
Marriott Bonvoy™ Business American Express® Card Review

WELCOME BONUS OFFER

Marriott Bonvoy™ Business American Express® Card

Earn a Welcome Bonus of 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels, 3 points for every $1 spent on eligible gas, dining and travel, and 2 points for every $1 spent on everything else

Earning Points
 
  • You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel.
  • You can earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties.
  • You can earn 2 points for every $1 on all other purchases charged to the Card.
  • Receive a 15,000 points bonus from the Marriott Bonvoy program when you transfer 60,000 points to a frequent flyer program.
  • Transfer points to frequent flyer miles with a wide selection of airlines.
  • As an added benefit of being the Basic Cardmember, you9 could earn more points by referring a friend. For each approved referral you could earn a referral bonus of 10,000 points.


Redeeming Points
  • Experience 29 distinct brands including SheratonTM, WestinTM, St. RegisTM, The Luxury CollectionTM, WTM Hotels, Le Me?ridien, Tribute Portfolio, ElementTM, AloftTM, Four PointsTM by Sheraton and Design HotelsTM. Learn more at www.marriott.com.
  • Experience once-in-a-lifetime events with Marriott Bonvoy MomentsTM, for unforgettable opportunities like meet and greets with A-list artists and athletes, backstage concert passes, pro golf clinics and much more.
  • Redeem points for free nights with no blackout dates at over 6,700 of some of the world’s most extraordinary hotels and resorts around the globe.
  • Redeem your points for flights on some of the world’s leading airlines.


    American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply


Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $150
  • Additional Card Fee: $50
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 21.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

ANNUAL FREE NIGHT AWARD
Receive an Annual Free Night Award automatically each year after your anniversary


UPGRADE YOUR MARRIOTT BONVOY MEMBERSHIP
Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year.

Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.5
Editor's Review

As the name implies, the rewards from this credit card come from the Marriott Bonvoy loyalty program. Card holders earn six points per dollar when they spend at Marriott hotels and four points per dollar when they spend at restaurants, gas stations, telephone services and shipping in the United States. All other purchases earn two points per dollar spent. As you can tell, Marriott Bonvoy card holders tend to incur a lot of travel expenses, especially in the US.

 

Card holders have the opportunity to earn a Welcome Bonus of 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

Other perks of this credit card include a free night at one of Marriott’s hotels every year, another free hotel stay when $60,000 or more is spent on the card in a year and automatic silver elite status with a fast track opportunity to gold status. All of these benefits come with a modest annual fee of $150.

 

Points can be redeemed on any Marriott hotels. The fact that you can only redeem points with one hotel chain might seem limiting, but it definitely is not! Marriott has a gigantic selection of hotels that you to choose from, no matter what the nature of your trip is, you’ll find something you like. Some hotels cost more points than others, but if you want a more luxurious trip, it’s worth the splurge. During your stay at the hotel, the automatic silver elite status will give you a late checkout option, 10% bonus points based on what you spend and free wi-fi.

 

Last but not least, this credit card also isn’t a charge card which means you can carry the outstanding balance from month to month without serious repercussions.

 

Overall, the Marriott Bonvoy Business card is a fantastic choice if you’re looking to earn and redeem points towards hotel costs within your business. The points earning opportunities and other benefits are superb, particularly when you consider the relatively low annual fee of $150.

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.

Compare Credit Cards
Compare credit cards side by side and choose the best option to maximize cash back, rewards, pay down debt, and save money on interest.
Help me Select a Credit Card
Find the credit card that is right for your needs and lifestyle by using our free credit card selector tool.