Card Details

Bank Name: CIBC
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (2.5)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


Personal Income Required: $60000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

CIBC Dividend Visa Infinite Card Review

Welcome Bonus: Get 5% cash back on all purchases for 4 statements up to a total spend of $3,000 for new cardholders
CIBC Dividend Visa Infinite Card snapshot

CIBC Dividend® Visa Infinite* Card review

It's simple. Get cash back just for using your card.

4% cash back

on gas and grocery store purchases

2% cash back

on Tim Hortons and TELUS purchases

1% cash back

on all other purchases

Earn maximum rewards

No limit on the total cash back you can earn

CIBC Dividend Visa Infinite Card Rewards
CIBC Dividend Visa Infinite Card Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
CIBC Dividend Visa Infinite Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

CIBC Dividend Visa Infinite Card FAQs

Other Recommended Credit Cards


Out-of-Province Emergency Travel Medical Insurance

Trip Interruption Insurance

Flight Delay and Baggage Insurance

Purchase Security and Extended Protection Insurance

$500,000 Common Carrier Accident Insurance

Auto Rental Collision and Loss Damage Insurance


Editor`s Review:

The CIBC Dividend® Visa Infinite* Card is the perfect card for people who want to get the best possible dividends from their purchases and gas. With this card, you'll get a whopping 4% back on grocery and gas purchases. You'll also get 1% back on everything else.


In order to qualify for this card, you need to have a $60k individual income or $100k as a household. You also need to be willing to invest $99 in the annual fee. However, you can quickly recoup your investment by getting the first year for free, plus an astounding 4% cashback on purchases.


The 4% cashback is the highest in the Canadian market. You'll never find a card that gives you more than that. What's even better is that there is no limit at how much you can make. Get free medical travel coverage, common accident insurance and loss damage insurance.


The CIBC Dividend® Visa Infinite* Card also offers you 24/7 concierge services, exclusive hotel deals and luxury travel benefits. With this card, you can also get personalized discounts and cheques at car rentals and enjoy superior dining experiences anywhere VISA is accepted as a payment method.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.