Desjardins Odyssey Visa Infinite Privilege Review
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$395
Annual Fee
9.9%
Purchase Interest Rate
NA
Min Personal Required
Desjardins Odyssey Visa Infinite Privilege
My Rate Compass Rating: star star star star_outline star_outline (3)
Bank Name:DesJardins
Network Type:VISA
Desjardins Odyssey Visa Infinite Privilege
Welcome Bonus
Annual Fee
$395
Desjardins Odyssey Visa Infinite Privilege
Card Details
Desjardins Odyssey Visa Infinite Privilege Review

Comprehensive travel insurance

Get coverage for yourself and your family, up to 60 consecutive days.

Access to the Desjardins Odyssey Lounge at the Montreal Trudeau airport

Get 12 free passes a year to the lounge upon presentation of your card. Relax while waiting for your flight

 

Exclusive advantages for members

Additional BONUSDOLLARS

Get 20% more on top of what you earn every year when you're a member.

Spoil yourself: trips, show tickets, gift cards and more!

 

Exclusive advantages for members

Additional card with no annual fees

Get an additional card for a family member: save $95

Insurance
  • Priority airport services Yes
  • Airport lounge access Yes
  • Concierge service Yes
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $395
  • Additional Card Fee: $95
  • Purchases Interest Rate: 9.9%
  • Cash Advance Interest Rate: -%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_outline star_outline (3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Editor's Review

As the most expensive card from Desjardins, the Infinite Privilege is also the most feature-packed. As a member, you'll get to pay $295, while you'll have to pay $395 if you are not a member. However, you get unlimited perks and advantages.

 

The Desjardins Odyssey Visa Infinite Privilege card comes with a superb 9.9% interest rate, which makes it exceptional for Canadians who want to consolidate debt and want to enjoy a lower debt. However, note that this card is only accessible to people who make over $200k a year, which is quite a high threshold.

 

If you are one of the few lucky ones who can get his hands on this card, you'll also get extensive travel benefits and unlimited protection. Of course, you'll also have unhindered access to the Desjardins Odyssey Lounge in the Montreal-Trudeau Airport.

 

In terms of bonus dollars, you get 2% back on all of your purchases. You can receive another card for free that you can give to your spouse and partner. As for travel insurance, you get $5 million healthcare insurance, $2,500 baggage insurance, $2,500 trip cancellation and accident coverage of $1 million.

 

In addition to all of these, you get a vast range of bonuses, including but not limited to identity theft assistance, Visa PayWave contactless technology, extended warranty, mobile device insurance, auto loss damage coverage, and extra protection for purchases you make with this card.