Card Details

Bank Name: Canadian Tire Financial
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


Personal Income Required: $15000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)


Welcome Bonus:
Apply Now On Canadian Tire Financial's Secure Website
Just swipe your Gas Advantage Mastercard at Canadian Tire Gas+ Bars and your price per litre drops instantly.

The more you use your card for everyday purchases, the more you save: from 2c to 10c/litre.

Pay with your card at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L'Entrepot du Hockey and participating Sports Experts and Mark's locations and the amount you spend is worth 2X...
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5


Other Recommended Credit Cards


Save up to 10c/litre on gas at Canadian Tire gas bars instantly

No Fee, No Interest financing is available when you pay with your Cash Advantage Mastercard® at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L'Entrepot du Hockey and participating Sports Experts and Mark's locations.

12 Equal Monthly Payments on purchases over $200.
At Canadian Tire, you can finance your purchase for 12 months if you spend $200-$299 and 24 months if you spend $500+.

Optional products

Credit Protector?

Help protect your credit card balance when you and your family need it most.

Identity Watch ClassicTM

Help protect your personal identity

Identity Watch EliteTM

Help protect your personal identity


Editor`s Review:

This credit card can have some good value if you use Canadian Tire Gas+ Bars for your gas.

As the name implies, card users save on gas purchases. Card holders save anywhere between 2 and 10 cents on gas depending on how much is spent in a month. When you spend up to $500 on gas, you’ll save 2 cents per litre. Between $500 and $1,000 in spending, you’ll earn 5 cents per litre. When you spend between $1,000 and $2,000, you’ll save 8 cents per litre. Finally, after you’ve spent $2,000, you’ll save 10 cents per litre. Keep in mind that everything you spend on the card is factored into this calculation, not just how much you spend on gas.


Those who use the Canadian Tire Gas Advantage Mastercard gain access to Canadian Tire bank benefits as well. The most notable benefit is interest free financing over twelve months on eligible purchases with Canadian Tire. If you need to make a big purchase, this is a great way to repay the amount over time. Finally, this credit card comes with no annual fee.


For individuals who drive tons and therefore purchase a lot of gas, this card is a great way to save some bucks on your fill ups. However, if you don’t spend enough in a month, you won’t save on gas. A good rule of thumb is spending at least $2,000 per month which will gain you access to 10 cents of savings per litre.

Still undecided ? This credit card has few close cousins from Canadian Tire Financial Services family:

Triangle World Elite Mastercard

Cash Advantage Mastercard

Triangle Mastercard



Apply Now On Canadian Tire Financial's Secure Website

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.