Card Details

Bank Name: MBNA
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)

Fees

Annual Fee: $39
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 24.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

MBNA Smart Cash World Mastercard Review

Welcome Bonus: Earn 5% Cash Back on gas and groceries for the first 6 months
 
MBNA Smart Cash World Mastercard snapshot

MBNA Smart Cash World Mastercard Review


Welcome offer
: Earn 5% cash Back on eligible gas and groceries purchases for the first 6 months($500 monthly spend cap)

Earn 2% on gas and groceries thereafter ($500 monthly spend cap)

Get 0.5% cash Back on all other eligible purchases

No Annual Fee

 

MBNA Smart Cash World Mastercard Rewards
MBNA Smart Cash World Mastercard Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
No
Purchase Security & Extended Protection Insurance
Yes
Flight delay insurance,Baggage Insurance
No
Vehicule rental insurance
No
Travel accident insurance
No
Travel medical insurance
No
MBNA Smart Cash World Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

MBNA Smart Cash World Mastercard FAQs
 

Other Recommended Credit Cards

Advantages:

Add up to 9 authorized users with no additional annual fee for each added authorized user

Purchase Assurance

Extended Warranty Benefits

 

Editor`s Review:


This rewards card is considered to be much better than the MBNA Rewards Platinum Plus® Mastercard®, especially as it comes with an extremely appealing introductory offer: 5% cashback on groceries and gas for the first 6 months.

 

To get your hands on this card, you need to have a minimum annual income of $60k, or $100k per household. It also requires a $39 annual fee. However, once you get your hands on this excellent card, you'll be able to enjoy numerous perks.

 

After the first 6 months, you'll continue to earn 2% cashback on groceries and gas. The savings you can get can quickly amount to hundreds of dollars, especially during the first 6 months when you get 5% back. This means that you can recoup your first-year fee within just one month, and then make a profit each month.

 

Of course, this card does not only give you cash back for your purchases, but also includes rental vehicle collision damage, emergency services, 1-hour credit line coverage, purchase insurance, extended warranty, price protection, and Mastercard Zero liability.

 

Just like any other credit card from MBNA, the Smart Cash World Mastercard allows you to add up to 9 authorized users.

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Click on the user reviews tab above to leave a review

 

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.