MBNA Smart Cash World Mastercard Review
Welcome offer: Earn 5% cash Back on eligible gas and groceries purchases for the first 6 months(up to $150 in Cash Back)
Earn 2% on gas and groceries thereafter ($500 monthly spend cap)
Get 0.5% cash Back on all other eligible purchases
No Annual Fee
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
No
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Vehicle rental insurance
No
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Travel accident insurance
No
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Travel medical insurance
No
- Annual Fee: $39
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 24.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Purchase Assurance
Extended Warranty Benefits
Includes Rental Vehicle Collision Damage Waiver Benefits
The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months. Conditions and fees apply.
This rewards card is considered to be much better than the MBNA Rewards Platinum Plus® Mastercard®, especially as it comes with an extremely appealing introductory offer: 5% cashback on groceries and gas for the first 6 months.
To get your hands on this card, you need to have a minimum annual income of $60k, or $100k per household. It also requires a $39 annual fee. However, once you get your hands on this excellent card, you'll be able to enjoy numerous perks.
After the first 6 months, you'll continue to earn 2% cashback on groceries and gas. The savings you can get can quickly amount to hundreds of dollars, especially during the first 6 months when you get 5% back. This means that you can recoup your first-year fee within just one month, and then make a profit each month.
Of course, this card does not only give you cash back for your purchases, but also includes rental vehicle collision damage, emergency services, 1-hour credit line coverage, purchase insurance, extended warranty, price protection, and Mastercard Zero liability.
Just like any other credit card from MBNA, the Smart Cash World Mastercard allows you to add up to 9 authorized users.
American Express Cobalt® Credit Card review 2024
Welcome Offer:
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In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to 15,000 points in a year.
American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
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SimplyCash® Preferred Card from American Express Review
• In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months
• Earn accelerated earn rates on eligible gas and grocery purchases
• Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
• Access events and special offers curated for Cardmembers with American Express® Experiences
• Extensive insurance coverage and 24/7 Customer Service
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn Cash Back
- In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months
- Earn accelerated earn rates on eligible gas and grocery purchases
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Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
Access events and special offers curated for Cardmembers with American Express® Experiences
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
