Card Details

Bank Name: MBNA
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.7)


Annual Fee: $39
Additional Card Fee: $0
Purchases Interest Rate: 8.99%
Cash Advance Interest Rate: 24.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

No Credit History

MBNA True Line Gold Mastercard Review

Welcome Bonus:
MBNA True Line Gold Mastercard snapshot

MBNA True Line Gold Mastercard Review

$39 annual fee

Standard Annual Interest Rates of 8.99% on eligible purchases, 8.99% on balance transfers?and access cheques, and 24.99% on cash advances

A suite of comprehensive insurance**Around-the-clock-fraud protection

Access to 24/7 customer service

This offer is not available for residents of Quebec.
MBNA True Line Gold Mastercard Rewards
MBNA True Line Gold Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
MBNA True Line Gold Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

MBNA True Line Gold Mastercard FAQs

Other Recommended Credit Cards


  • 24/7 Customer Service
  • Fraud Protection

Editor`s Review:

This card from MBNA is considered to be even better than the MBNA True Line® Mastercard®. The Gold version, despite coming with a $39 annual fee, allows you to get an even better interest for purchases and balance transfers.


You'll only have to pay 8.99%, instead of the 12.99% for the standard card. Compared to the 19.99% or 22.99%, which are the standard rates offered by most card providers out there, the MBNA True Line® Gold Mastercard® is definitely one of the most attractive cards you can get in 2021.


Additionally, this card allows you to add up to 9 authorized users at no cost at all, so all of them can benefit from the low-interest rate.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.