RBC Cash Back Mastercard Review
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
RBC Cash Back Mastercard
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:RBC
Network Type:Mastercard
RBC Cash Back Mastercard
Welcome Bonus
Annual Fee
RBC Cash Back Mastercard
Card Details

RBC Cash Back Mastercard review

  • No annual fee
  • Unlimited cash back and 2% back on groceries
  • Easy and convenient to earn cash back
  • 2% cash back credits on grocery store purchases
  • Up to 1% cash back credits on all other qualifying purchases and pre-authorized payments
  • No limit to what you can get back
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance No
  • Vehicle rental insurance No
  • Travel accident insurance No
  • Travel medical insurance No
Fees and Eligibility
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 21.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
  • Purchase security and extended warranty protection
  • Save money with RBC Offers
  • Get personalized offers to save money on shopping, dining and more.
  • Instant Fuel Savings at Petro-Canada
  • Link your card and instantly save 3c/L on fuel and always earn 20% more Petro-Points at Petro-Canada.
Editor's Review
Good cash back card with no annual fee and Unlimited Cash Back Credits on Your Purchases.

The RBC Cash Back Mastercard has a slightly complicated rewards structure.

You earn 2% cash back on your first $6,000 in grocery store purchases every year, and 1% thereafter, unlimited.

On all other purchases, you earn 0.5% on the first $6,000 and 1% thereafter, unlimited.

It also includes purchase security and extended warranty. For no annual fee, it's worth holding this card for your grocery store purchases (the first $6,000, anyway).