Card Details

Bank Name: RBC
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

RBC Cash Back Mastercard Review

Welcome Bonus:
RBC Cash Back Mastercard snapshot

RBC Cash Back Mastercard review

  • No annual fee
  • Unlimited cash back and 2% back on groceries
  • Easy and convenient to earn cash back
  • 2% cash back credits on grocery store purchases
  • Up to 1% cash back credits on all other qualifying purchases and pre-authorized payments
  • No limit to what you can get back
RBC Cash Back Mastercard Rewards
RBC Cash Back Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
RBC Cash Back Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

RBC Cash Back Mastercard FAQs

Other Recommended Credit Cards


  • Purchase security and extended warranty protection
  • Save money with RBC Offers
  • Get personalized offers to save money on shopping, dining and more.
  • Instant Fuel Savings at Petro-Canada
  • Link your card and instantly save 3c/L on fuel and always earn 20% more Petro-Points at Petro-Canada.

Editor`s Review:

Good cash back card with no annual fee and Unlimited Cash Back Credits on Your Purchases.

The RBC Cash Back Mastercard has a slightly complicated rewards structure.

You earn 2% cash back on your first $6,000 in grocery store purchases every year, and 1% thereafter, unlimited.

On all other purchases, you earn 0.5% on the first $6,000 and 1% thereafter, unlimited.

It also includes purchase security and extended warranty. For no annual fee, it's worth holding this card for your grocery store purchases (the first $6,000, anyway).

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.