RBC Visa Signature Black Review
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$0
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
RBC  Visa Signature Black
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:RBC
Network Type:VISA
RBC Visa Signature Black
Welcome Bonus
Annual Fee
$0
RBC  Visa Signature Black
Card Details

Earn Rewards with Every Purchase You Make. Redeem for Cash Back, Travel, Gift Cards and More.

Make your transaction in U.S. dollar and avoid daily currency fluctuations

Earn 1 RBC Rewards point for every $1 spent on your card

Redeem your RBC Rewards points for cash back( 1%)

No annual fee

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
Household Income Required: $1
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Use Your Card. Earn Points. Get Free Stuff

Every time you make a purchase with your card, you automatically earn RBC Rewards point that you can redeem for travel, cash back, gift cards, merchandise and more.

Pool and Transfer Points

Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account

So Many Rewards to Choose From!

Redeem points for gift cards at some of your favorite spots like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today's hottest brands.
Editor's Review
This credit card will help to eliminate the need for currency conversion when you pay in USD. U.S. dollar credit cards are good for those who Regularly make purchases in the U.S. (either online or in person), who regularly travel to the U.S and who live in the U.S for few month each year(Snowbirds).

A U.S. dollar Visa card for the frequent traveller/shopper. Avoid exchange rates while earning 1 RBC Rewards point for every $1 spent. The points are flexible, but cash back is the simplest redemption option (1 point = $0.01). This no-annual fee card also comes with a travel insurance package, auto rental collision damage waiver, mobile phone insurance, and purchase security. Right now there’s a 0% introductory APR offer for the first 6 months.