Card Details

Bank Name: RBC
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


Household Income Required: $1
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

RBC Visa Signature Black Review

Welcome Bonus:
Special Offer:
Low introductory APR offer
RBC Visa Signature Black snapshot

Earn Rewards with Every Purchase You Make. Redeem for Cash Back, Travel, Gift Cards and More.

Make your transaction in U.S. dollar and avoid daily currency fluctuations

Earn 1 RBC Rewards point for every $1 spent on your card

Redeem your RBC Rewards points for cash back( 1%)

No annual fee

RBC Visa Signature Black Rewards
RBC Visa Signature Black Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
RBC Visa Signature Black User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

RBC Visa Signature Black FAQs

Other Recommended Credit Cards


Use Your Card. Earn Points. Get Free Stuff

Every time you make a purchase with your card, you automatically earn RBC Rewards point that you can redeem for travel, cash back, gift cards, merchandise and more.

Pool and Transfer Points

Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account

So Many Rewards to Choose From!

Redeem points for gift cards at some of your favorite spots like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today's hottest brands.

Editor`s Review:

This credit card will help to eliminate the need for currency conversion when you pay in USD. U.S. dollar credit cards are good for those who Regularly make purchases in the U.S. (either online or in person), who regularly travel to the U.S and who live in the U.S for few month each year(Snowbirds).

A U.S. dollar Visa card for the frequent traveller/shopper. Avoid exchange rates while earning 1 RBC Rewards point for every $1 spent. The points are flexible, but cash back is the simplest redemption option (1 point = $0.01). This no-annual fee card also comes with a travel insurance package, auto rental collision damage waiver, mobile phone insurance, and purchase security. Right now there’s a 0% introductory APR offer for the first 6 months.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.