This card is no longer offered by the provider
Give back, get back - it's simple.
Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.
Welcome Bonus:1,000 bonus points after your first eligible purchase
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
NO
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Flight delay insurance,Baggage Insurance
No
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Vehicule rental insurance
No
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Travel accident insurance
No
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Travel medical insurance
No
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 24.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
- Low introductory interest rates: Save on interest with a low promotional annual interest rate of 1.99% on balance transfers for the first 10 full months
- No annual fee
- Reward program: MBNA Rewards,earn reward points when you spend.
Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers, or choose to make a charitable donation
- A student credit card is a good way to build your credit history and learn good credit habits.
- A credit card can build your credit rating as a student which will help you qualify for other lending product after graduation.
- You can financially prepare for university and beyond with a credit card specifically designed to meet your student needs.
- Use your credit card responsibility and always charge what you can afford to pay.
- Search, compare and choose a credit card that suits your budget, lifestyle and financial needs.
- 2% cashback on transportation, groceries, drinking and eating
- Get 0.5% cashback on any other purchase
- You can exchange money internationally without any exchange fees
- Price matching feature
- Increased load and spend limits
- Free financial coaching from KOHO experts
- All of the features of the Premium plan come with $84 annual fee
- New card designs
KOHO Key Features and Benefits
KOHO comes with certain features and benefits that make it quite unique. Regardless of the version you choose, be it Regular or Premium, you get access to the following features:
- 1% cash back for all your purchases during the first 90 days (you need to use a referral code)
- Accepted worldwide: you can use the KOHO card in any country where VISA is accepted
- You can select your own design and colour combination to personalize your card and make it totally unique
- 0.5% Power Up cashback on any purchase after the first 90 days
- Round-Up feature: KOHO card enables you to round up your purchases in order to maximize your savings
- Comes with no NFS fees
- No interest rate whatsoever
- FX fees just 1.5%: the usual norm is 2.5%
- Easy connection to PayPal and quick online purchases
- Bill payment: you can pay your bills with ease thanks to this feature which integrates with all Canadian utility companies
- You can easily fund your account using e-transfer or direct deposit
- Leverage the joint accounts feature and get a common account with your spouse, family member or close friend
- Compatible with Apple Pay
- Real-time insights and budgeting categories to enable you to stay on top of any unforeseen payment and leverage analytics to save more money
- KOHO is the partner of Peoples Trust, a CDIC and federally regulated bank. This means that your money is safe. In the worst-case scenario of KOHO failure, you'll be able to receive your money via Peoples Trust.
KOHO Pricing
The Regular plan is free of charge. However, it takes around $2-$3 for foreign ATM withdrawals and another 1.5% for exchange rate. You have a daily transaction limit of 15 and an account balance limit of $20k. You can withdraw $600 per day from the ATM, but you get no price matching or free financial coaching.
Tangerine World Mastercard Review 2022
Special Offer:
Get an extra 10% back* on everyday purchases.
Apply for a Tangerine World Mastercard® by July 31, 2022 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.
