Simplii Financial™ Cash Back Visa* Card Review

Pay with your phone

Add your credit card to your mobile wallet and pay with Apple Pay, Google Pay™ or Samsung Pay^®.

Protect your purchases with double the manufacturer’s warranty, up to one additional year.

Helps you pay your credit card in times of need, like involuntary job loss, disability, critical illness or if you were to pass away.

Enjoy your trip more knowing you have insurance protection in the event of an emergency.

If you love to get a lot of cash back on your purchases and you want to see those dollars pouring in, then you'll simply love the Simplii Financial® Cash Back Visa* Card. This "simple" cash back card offers some of the best rewards on the Canadian market, giving you cash back of up to 10%.

The introductory offers are still exquisite. As a new client, you can get an interest rate of just 10.99% interest on purchases until February 2021, plus 10% cash back on your purchases at restaurants and bars for 4 months.

This amazing card comes with no annual fee and allows you to add up to 3 additional cardholders. It offers you a wide range of rewards, including unlimited cash back, payment app integration, extended protection insurance, purchase security, and extras.

In terms of cash back, you'll earn 4% on eligible restaurants and coffee shops, 1.5% on groceries, pre-authorized payments, gas & drugstore purchases, and 0.5% on all other credit card purchases. You can quickly calculate your cash back with the tool on their website.    

Optionally, you can add CIBC payment protector insurance and emergency travel medical insurance. To become eligible for this card, all you need to have is a minimum of $15k household income.