Card Details

Bank Name: Simplii Financial
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.5)

Fees

Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Simplii Financial™ Cash Back Visa* Card Review

Welcome Bonus:
Apply Now On Simplii Financial 's Secure Website
 
Simplii Financial™ Cash Back Visa* Card snapshot

Simplii Financial™ Cash Back Visa* Card Review

Great rewards

No annual fee

Additional cardholders

Simplii Financial™ Cash Back Visa* Card Rewards
General cash back earn rate
1
Categories cash back earn rate
1
Simplii Financial™ Cash Back Visa* Card Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
Yes
Purchase Security & Extended Protection Insurance
Yes
Flight delay insurance,Baggage Insurance
No
Vehicule rental insurance
No
Travel accident insurance
No
Travel medical insurance
Yes
Simplii Financial™ Cash Back Visa* Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Simplii Financial™ Cash Back Visa* Card FAQs
 

Other Recommended Credit Cards

Advantages:


Pay with your phone

Add your credit card to your mobile wallet and pay with Apple Pay, Google Pay™ or Samsung Pay®.


Protect your purchases with double the manufacturer’s warranty, up to one additional year.


Helps you pay your credit card in times of need, like involuntary job loss, disability, critical illness or if you were to pass away.


Enjoy your trip more knowing you have insurance protection in the event of an emergency.

 

 

Editor`s Review:

If you love to get a lot of cash back on your purchases and you want to see those dollars pouring in, then you'll simply love the Simplii Financial® Cash Back Visa* Card. This "simple" cash back card offers some of the best rewards on the Canadian market, giving you cash back of up to 10%.

 

The introductory offers are still exquisite. As a new client, you can get an interest rate of just 10.99% interest on purchases until February 2021, plus 10% cash back on your purchases at restaurants and bars for 4 months.

 

This amazing card comes with no annual fee and allows you to add up to 3 additional cardholders. It offers you a wide range of rewards, including unlimited cash back, payment app integration, extended protection insurance, purchase security, and extras.

 

In terms of cash back, you'll earn 4% on eligible restaurants and coffee shops, 1.5% on groceries, pre-authorized payments, gas & drugstore purchases, and 0.5% on all other credit card purchases. You can quickly calculate your cash back with the tool on their website.    

 

Optionally, you can add CIBC payment protector insurance and emergency travel medical insurance. To become eligible for this card, all you need to have is a minimum of $15k household income.

Apply Now On Simplii Financial 's Secure Website

Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review

 

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.