Card Details

Bank Name: TD Canada Trust
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.6)


Annual Fee: $89
Additional Card Fee: $35
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

TD Aeroplan Visa Platinum Review

Welcome Bonus: Earn 10,000 Aeroplan points1.
TD Aeroplan Visa Platinum snapshot

TD Aeroplan Visa Platinum Review

Limited Time Offer

Earn 10,000 Aeroplan points1. Plus, first year no Annual Fee for the Primary and 1st Additional Cardholder1. Conditions Apply. Must apply by January 17, 2021.

Earn 1 point

for every $1 you spend on eligible grocery, gas and Air Canada® purchases, including Air Canada Vacations®.

Earn 1 point

for every $1.50 you spend on all other purchases.

Earn points twice

Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.

Your Aeroplan points will not expire

as long as you are a TD® Aeroplan® Visa Platinum Primary Cardholder in good standing.

TD Aeroplan Visa Platinum Rewards
TD Aeroplan Visa Platinum Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
TD Aeroplan Visa Platinum User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

TD Aeroplan Visa Platinum FAQs

Other Recommended Credit Cards



  • Delayed and Lost Baggage Insurance: Up to $1,000 of overall coverage per insured person towards the purchase of essentials, like clothes and toiletries, if your baggage is delayed for over 6 hours or lost.
  • Flight/Trip Delay Insurance: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
  • Common Carrier Travel Accident Insurance: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane or train).
  • Hotel/Motel Burglary Insurance: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
  • Auto Rental Collision/Loss Damage Insurance: Coverage for up to 48 consecutive days.
  • Emergency Travel Assistance Services: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

Editor`s Review:

This card offers many of the same benefits as the Aeroplan Visa Infinite for a lower annual fee. This card carries an annual fee of $85 for the primary cardholder and $35 for additional cardholders. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.

Like its premium counterparts, this card allows cardholders to earn Aeroplan miles on each purchase they make with the card. Cardholders earn 1 mile for each $1 spent on grocery, and gas purchases. Cardholders earn 1 mile for every $1.50 spent on all other purchases. This card also offers the same double points bonus for purchases made at participating retail partners when the cardholder also presents his or her Aeroplan membership. Additional benefits include a variety of travel insurance products such as baggage insurance, flight delay insurance, and auto rental insurance, as well as discounts on rental cars rented through Avis Rent A Car and Budget Rent A Car.

This card offers a welcome bonus of 10,000 miles on the first purchase and and 1st Additional Cardholder for the first year and earn a Welcome Bonus of 10,000 Aeroplan points when you make your first Purchase with your Card.

There is no minimum income requirement to apply for this card. Applicants simply must be Canadian residents who have reached the age of majority in their province or territory.

The bottom line: This card is perfect for frequent travelers who don't need the comprehensive suite of travel insurance products included with the Aeroplan Visa Infinite card. This card still allows cardholders to earn valuable miles, which do not expire, toward any Air Canada flight.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.