Card Details

Bank Name: TD Canada Trust
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $120
Additional Card Fee: $50
Purchases Interest Rate: 20.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

TD Cash Back Visa Infinite Card Review

Welcome Bonus: Earn 6% Cash Back on all Purchases for the first 3 months2 up to a total spend of $2,000.
TD Cash Back Visa Infinite Card snapshot

TD Cash Back Visa Infinite Card Review

Earn 6% Cash Back on all Purchases for the first 3 months2 up to a total spend of $2,000. Plus, first year no Annual Fee for the Primary and Additional Cardholders2. Conditions apply. Must apply by May 30, 2021.

  • Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases, and on regularly recurring bill payments set up on your Account
  • Earn 1% in Cash Back Dollars on all other Purchases made with your Card
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!
  • Your Cash Back Dollars never expire as long as your account is open and in good standing
  • Emergency Road Services with the Deluxe TD Auto Club Membership
  • Travel with confidence with Travel Medical Insurance
  • Complimentary Visa Infinite* Concierge service available 24/7


TD Cash Back Visa Infinite Card Rewards
General cash back earn rate
TD Cash Back Visa Infinite Card Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
TD Cash Back Visa Infinite Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

TD Cash Back Visa Infinite Card FAQs


  • Complimentary Visa Infinite* Concierge: On call, 24 hours a day, seven days a week, to help you get the most from life whenever you travel, shop and use your Card.

  • Visa Infinite* Luxury Hotel Collection: Receive exclusive benefits when you book your stay through the collection featuring over 900 of the world’s most intriguing properties.
  • Visa Infinite* Food and Wine Experiences: Enjoy exclusive access to gourmet events at some of Canada’s top restaurants. Plus, receive premium benefits at participating wineries in British Columbia and Ontario.
  • Free Deluxe TD Auto Club Membership7 - Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite* Card. You'll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.

  • Save with Avis Rent A Car and Budget Rent A Car - Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates11,12 in Canada and the U.S., and a minimum of 5% off the lowest available base rates11,12 internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Auto Rental Collision/Loss Damage Insurance13 - Use your Canadian TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost.

Editor`s Review:

Those searching for a credit card that offers a great cash back program should look no further than the TD Cash Back Visa Infinite Card. As a limited time offer, new cardholders applying by May 30, 2021 will receive 6% cash back on all purchases up to $2,000 for the first three months. After the promotional period, you will earn 3% cash back on all eligible purchases, which are groceries, gas and recurring bill payments, and 1% cash back on all other purchases. The best part is that cash back dollars can be redeemed at any time and will never expire as long as the account is in good standing.


The annual fee of $120 is waived for the first year for both primary and additional cardholders. Cardholders also enjoy exclusive benefits including complimentary concierge services available 24/7, access to food and wine experiences at some of Canada’s premier restaurants and wineries, and benefits when booking a stay at one of over 900 luxury hotels across the world.


Additional benefits include membership with the Deluxe TD Auto Club for emergency road services; travel benefits including travel medical insurance, and insurance for delayed or lost baggage; discounts for car rentals at Avis Rent a Car and Budget Rent a Car; and collision/loss damage coverage for car rentals at no extra cost.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.