TD Cash Back Visa Infinite Card Review
Earn 10% in Cash Back Dollars on all Purchases for the first 3 months2 up to a total spend of $2,000. Plus, no Annual Fee for the first year2. Conditions Apply. Must apply online by September 5, 2023
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$139
Annual Fee
NA
Purchase Interest Rate
$60,000
Min Personal Required
TD Cash Back Visa Infinite Card
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:TD Canada Trust
Network Type:VISA
TD Cash Back Visa Infinite Card
Welcome Bonus
Earn 10% in Cash Back Dollars on all Purchases for the first 3 months2 up to a total spend of $2,000. Plus, no Annual Fee for the first year2. Conditions Apply. Must apply online by September 5, 2023
Annual Fee
$139
TD Cash Back Visa Infinite Card
Card Details

TD Cash Back Visa Infinite Card Review

Limited Time Offer

Earn 10% in Cash Back Dollars on all Purchases for the first 3 months up to a total spend of $2,000. Plus, no Annual Fee for the first year. Conditions Apply. Must apply online by September 5, 2023.

  • After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months.
  • Get an Annual Fee Rebate for the first year.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 6, 2023.


  • Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases, and on regularly recurring bill payments set up on your Account
  • Earn 1% in Cash Back Dollars on all other Purchases made with your Card
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!
  • Your Cash Back Dollars never expire as long as your account is open and in good standing
  • Emergency Road Services with the Deluxe TD Auto Club Membership
  • Travel with confidence with Travel Medical Insurance
  • Complimentary Visa Infinite* Concierge service available 24/7

 

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance NO
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $139
  • Additional Card Fee: $50
  • Purchases Interest Rate: NA%
  • Cash Advance Interest Rate: 22.99%
Eligibility
Personal Income Required: $60000
Household Income Required: $100000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

  • Complimentary Visa Infinite* Concierge: On call, 24 hours a day, seven days a week, to help you get the most from life whenever you travel, shop and use your Card.
  • Visa Infinite* Luxury Hotel Collection: Receive exclusive benefits when you book your stay through the collection featuring over 900 of the world’s most intriguing properties.
  • Visa Infinite* Food and Wine Experiences: Enjoy exclusive access to gourmet events at some of Canada’s top restaurants. Plus, receive premium benefits at participating wineries in British Columbia and Ontario.
  • Free Deluxe TD Auto Club Membership - Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite* Card. You'll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.
  • Save with Avis Rent A Car and Budget Rent A Car - Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Auto Rental Collision/Loss Damage Insurance- Use your Canadian TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost.
Editor's Review

Those searching for a credit card that offers a great cash back program should look no further than the TD Cash Back Visa Infinite Card. As a limited time offer, new cardholders applying by September 5, 2023 will receive 10% cash back on all purchases up to $2,000 for the first three months. After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months. The best part is that cash back dollars can be redeemed at any time and will never expire as long as the account is in good standing.

 

The annual fee of $120 is waived for the first year for both primary and additional cardholders. Cardholders also enjoy exclusive benefits including complimentary concierge services available 24/7, access to food and wine experiences at some of Canada’s premier restaurants and wineries, and benefits when booking a stay at one of over 900 luxury hotels across the world.

 

Additional benefits include membership with the Deluxe TD Auto Club for emergency road services; travel benefits including travel medical insurance, and insurance for delayed or lost baggage; discounts for car rentals at Avis Rent a Car and Budget Rent a Car; and collision/loss damage coverage for car rentals at no extra cost.