Desjardins Cashback Visa Card review
Card features you'll like the most Cash Back Make your everyday purchases profitable. Mobile Device Insurance Protect your cellphone, smartphone or tablet.
Travel Insurance For the first 3 days of your trips.
Purchase Protection and Extended Warranty For most goods purchased with your card.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
No
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Vehicle rental insurance
No
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Travel accident insurance
No
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Travel medical insurance
Yes
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
The Desjardins Cashback Card is yet another card from Desjardins with no annual fee. Again, it's non-impressive in terms of cashback, offering you only 1% back on your purchases. However, you may get additional cards for free, plus car rental discounts at Hertz. Let's explore some of the features of this card below.
First, you don't have to pay anything for it. The interest rate is at a standard $19.99, but that's pretty much all that you're going to have to pay. However, you can get insurance for your mobile device for up to $1,000. Very few card providers give you mobile or tablet insurance for free.
Just like other Desjardins cards, you can benefit from travel insurance for free during the first 3 days of your travel. This includes everything, from trip cancellation and emergency medical trips to baggage insurance and interruption.
For Hertz rentals, you can get 10% back. You can also enjoy free travel assistance. When you travel abroad, you'll have to pay a low 2.5% currency conversion fee. However, for the balance transfer, you'll have to pay a high 21.99%, so you should not use this card to pay off your debt.
SCENE®* Visa* Card review
Earn up to 5,000 bonus Scene+ points within your first year.
Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases
Get SCENE points faster
Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases
- You’ll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
Get FREE movies
Redeem for a FREE movie with just 1,000 points.
Save at participating restaurants
Get $10 off at participating restaurants when you redeem just 1,000 points
Scotia Momentum Mastercard Credit Card review
•7.99% introductory interest rate on purchases for the first 6 months (20.99% after that)
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
Make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard or device
Tangerine World Mastercard Review 2024
Special Offer:
Apply for a Tangerine World Mastercard® by October, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Always-On Offer:
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
