Visa Cash Back Review
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
Visa Cash Back
My Rate Compass Rating: star star star_half star_outline star_outline (2.7)
Bank Name:DesJardins
Network Type:VISA
Card Details

Desjardins Cashback Visa Card review 

Card features you'll like the most Cash Back Make your everyday purchases profitable. Mobile Device Insurance Protect your cellphone, smartphone or tablet.

Travel Insurance For the first 3 days of your trips.

Purchase Protection and Extended Warranty For most goods purchased with your card.
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance No
  • Vehicle rental insurance No
  • Travel accident insurance No
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star_half star_outline star_outline (2.7)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Other features 21-day grace period to pay your bill without incurring credit charges No transaction fees Contactless payment technology Online shopping protection Visa Checkout (available on Visa cards only) Masterpass
Editor's Review

The Desjardins Cashback Card is yet another card from Desjardins with no annual fee. Again, it's non-impressive in terms of cashback, offering you only 1% back on your purchases. However, you may get additional cards for free, plus car rental discounts at Hertz. Let's explore some of the features of this card below.


First, you don't have to pay anything for it. The interest rate is at a standard $19.99, but that's pretty much all that you're going to have to pay. However, you can get insurance for your mobile device for up to $1,000. Very few card providers give you mobile or tablet insurance for free.


Just like other Desjardins cards, you can benefit from travel insurance for free during the first 3 days of your travel. This includes everything, from trip cancellation and emergency medical trips to baggage insurance and interruption.


For Hertz rentals, you can get 10% back. You can also enjoy free travel assistance. When you travel abroad, you'll have to pay a low 2.5% currency conversion fee. However, for the balance transfer, you'll have to pay a high 21.99%, so you should not use this card to pay off your debt.