Card Details

Bank Name: Walmart Financial
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.89%
Cash Advance Interest Rate: 21.49%


Personal Income Required: $15000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Walmart MasterCard Review

Welcome Bonus: $25 in bonus Walmart Rewards
Apply Now On Walmart Financial's Secure Website
Walmart MasterCard snapshot

Walmart Rewards Mastercard review

Earn Walmart Rewards Earn Walmart Rewards virtually anywhere MasterCard is accepted. They add up fast.

Walmart Mastercard rewards

  • Earn 1.25% of your purchases in Walmart Rewards when you shop at Walmart stores in Canada.

  • Earn 1% of your purchases in Walmart Rewards anywhere else MasterCard is accepted.

Walmart Rewards Mastercard welcome bonus 

Get a welcome bonus of $15 in Walmart Rewards when you complete your first two purchases.

Get a $10 Walmart Reward bonus when you choose a paperless or electronic statement.

Walmart Rewards are earned in dollar equivalents, not points, so it's easy to know how much you have to redeem.

Redeeming your Walmart rewards is simple, the redemption starts at $5 and you can redeem your cash back rewards at any Walmart stores in Canada.

Walmart MasterCard Rewards
Walmart MasterCard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Walmart MasterCard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Walmart MasterCard FAQs

Other Recommended Credit Cards


  • No annual fee
  • Great for those who shop often at Walmart
  • Free supplementary cards so you can earn rewards faster

Editor`s Review:

Walmart Rewards Mastercard Review
  • Annual fee: None
  • Annual interest rate: 19.89% on purchases, 21.49% on cash advances

The Walmart Rewards Mastercard is a no-fee card that rewards its cardholders for spending money at or in Walmart stores across Canada. The card comes with access to Mastercard Global Services, which includes access to emergency cash and replacements for lost and stolen cards, as well as Zero Liability Protection against fraudulent purchases.

Features and Benefits of the Walmart Rewards Mastercard

  • 1.25% Reward Dollars on purchases from and Walmart Canada
  • 1% Reward Dollars on gas and other purchases
  • $15 Welcome bonus
  • $10 Paperless statement bonus
  • Optional Balance Protection and Extended Warranty plans (for additional fees)

Pros and Cons of the Walmart Rewards Mastercard

Pros Cons
  • Increased reward dollars for shopping with Walmart Canada
  • Access to Mastercard Global Services 24/7
  • Reward dollars can only be spent at Walmart Canada
  • Features such as Balance Protection and Extended Warranties cost an additional monthly fee

The Takeaway

The Walmart Rewards Mastercard is a good option for those who frequently spend cash on groceries and other essentials at Walmart. With a 0.25% reward dollar bonus for and Walmart Canada purchases, this card makes it easy for frequent Walmart shoppers to build up rewards, which can then be spent in-store or online with Walmart. There is no annual fee and the supplementary cards are also free.

The only caveat is that Walmart Rewards could only be redeemed at Walmart stores or online. While the card does not have all the bells and whistle of other Mastercard’s, it is a good card for those who shop often at Canadian Walmart stores.For cardholders who want added coverage on their purchases, as well as insurance against their balance, The Walmart World Mastercard may be a better choice.

Apply Now On Walmart Financial's Secure Website

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.