CIBC Smart™ Account
CIBC Smart™ Account
Account Details
Account Type:
Bank/Credit Union Name:
CIBC
Key Infos
Number of Monthly Transactions
12 to unlimited transaction
Number of Self-Serve Transactions
12
Number of Teller-assisted Transactions
12
Number of Cheque Transactions
12
Number of Interac e-Transactions
unlimited
Monthly Fees
6.95
Additional Transactions
$1.25 each for additional transaction over 12, up to a total monthly fee of $14.95
In-person Transactions
$1.25
Interac eTransfer
Free
Bank Draft Cost
$7.50*
Withdrawal Fees
Other ATM Withdrawals
$2.00 each / $5.00 each plus a 2.5% administration fee
US ATM Fee
$3.00 each plus a 2.5% administration fee
Interest rates
Purchase Interest Rate
0%
Electronic Statement
1
Mobile App
Yes
Online Banking
Yes
Telephone Banking
Yes
ABM
Yes
ABM Network
CIBC
CIBC Smart™ Account offers a monthly fee that adjust to you starting at $0 capped at $16.95. You will pay no monthly fee when your daily balance is $4,000 or more, and you make a recurring direct deposit or 2 pre-authorized payments each month. it also offers a free Interac e-Transfer service up to 12 to unlimited transaction depending on your needs. Plus, get over $500 in value when you open your first chequing account and choose CIBC Smart Account.
More features
- In Canada, you are entitled to one free non-CIBC ATM withdrawal per month6.
- Use money from your CIBC Smart Account with Visa* Debit to shop online and in apps.
- Free5 Interac e-Transfer® transactions that count towards your total transactions
How do I qualify?
- You are a resident of Canada and an adult in your state or territory
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Monthly fee by number of transactions
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0 to Unlimited
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$0 if minimum daily balance met
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Up to 12
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$6.95
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13 to 20
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additional $1.25 each | |||
Other relevant CIBC Topics