Number of Monthly Transactions12 to unlimited transaction
Number of Self-Serve Transactions12
Number of Teller-assisted Transactions12
Number of Cheque Transactions12
Number of Interac e-Transactionsunlimited
Monthly Fees4.95
Additional Transactions$1.25 each for additional transaction over 12, up to a total monthly fee of $14.95
In-person Transactions$1.25
Interac eTransferFree
Bank Draft Cost$7.50*
Withdrawal Fees
Other ATM Withdrawals$2.00 each / $5.00 each plus a 2.5% administration fee
US ATM Fee$3.00 each plus a 2.5% administration fee
Interest rates
Purchase Interest Rate0%
Electronic Statement1
Mobile AppYes
Online BankingYes
Telephone BankingYes
ABMYes
ABM NetworkCIBC
CIBC Smart™ Account offers a monthly fee that adjust to you starting at $4.95 capped at $14.95. You will pay no monthly fee when your daily balance is $3,000 or more, and you make a recurring direct deposit or 2 pre-authorized payments each month. it also offers a free Interac e-Transfer service up to 12 to unlimited transaction depending on your needs.
