Best CIBC Credit Cards in Canada for 2021

 
Details
Annual Fee: $139
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%
Recommended Credit Score
Average to Excellent
Why we like it?
  • Lucrative welcome offer
  • Upgraded travel experience
  • Premium travel insurance
  • Mobile device protection
Full Review
Why we like it

The CIBC Aventura Visa Infinite Card is jam-packed with benefits with an alluring starting bonus, NEXUS application rebate, travel and mobile device insurance, and perks that make travelling easier and more comfortable. Plus, with the waived annual fee on the first year, there is no reason not to get this great travelers and rewards card.

  • Lucrative welcome offer -With a special offer of up to 35,000 points and $139 credit, this travel credit card will fast track your travel plans.
  • Upgraded travel experience -Free memberships to Priority Pass airport lounges and the NEXUS program will take your airport experience to the next level. This means that you can skip line ups between the US and Canada and gain access to over 1,200 international airport lounges that commonly feature topnotch perks such as showers, free Wi-Fi and more!
  • Premium travel insurance - Get covered with emergency medical insurance, trip cancellation and bag loss insurance, rental car coverage, and hotel burglary insurance.
  • Mobile device protection - This credit card reimburses you up to $1000 for a mobile device that is lost, stolen or accidentally damaged.
Credit Card snapshot
CIBC Aventura Visa Infinite Card review 

Earn up to 35,000 Aventura Points (up to $800 in travel value1). 

Get 20,000 Aventura Points when you make your first purchase.

Also, in your first year, you can earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points! 

Plus, get a first year annual fee rebate!  


Fly on any airline, every flight, every seat with points that don't expire

Get points with every purchase and redeem them towards trips and merchandise. Multiplying your points is as easy as buying groceries, pumping gas or booking a trip.

1x

1 Aventura Point for every $1 spent using your card

1.5x

1.5 Aventura Points for every $1 spent at gas stations, grocery stores and drug stores

2x

2 Aventura Points for every $1 spent when you purchase your trip through the CIBC Rewards Centre

Details
Annual Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%
Recommended Credit Score
Average to Excellent
Why we like it?
  • Generous earnings on the first months
  • Perfect for families
  • Unlimited cash back at the 1% rate
  • Valuable insurance
  • Travel in style
Full Review
Why we like it

With the CIBC Dividend Visa Infinite Card, the cash back rewards are endless – especially if you use your credit card mostly for gas and groceries. You can earn up to 4% cash back with no limit on the amount you can earn. It’s the best credit card for gas, groceries and family spending.

 

 

  • Generous earnings on the first months – For the first 4 months, this credit card gives you a 4% cash back on all spend. It’s the perfect way to test if this card suits your lifestyle and spending habits.
  • Perfect for families – With 4% regular cash back on gas and grocery purchases, it’s the right credit card for growing families who spend a lot on these key areas.
  • Unlimited cash back at the 1% rate – Fill your pockets with rewards with no limits on the 1% cash back range. And with the cap set at $80,000 for the 4% cash back, this credit card still gives you the best return for your purchases.
  • Valuable insurance – It comes with purchase protection, emergency medical and trip interruption insurance, accident insurance, and more.
  • Travel in style – Experience luxury worldwide travel and hotel benefits when using this credit card.
Credit Card snapshot

CIBC Dividend® Visa Infinite* Card review


It's simple. Get cash back just for using your card.

4% cash back

on gas and grocery store purchases

2% cash back

on Tim Hortons and TELUS purchases

1% cash back

on all other purchases

Earn maximum rewards

No limit on the total cash back you can earn

Details
Annual Fee: $499
Purchases Interest Rate: 20.99%
Cash Advance Interest Rate: 22.99%
Recommended Credit Score
Excellent
Why we like it?
Full Review
Why we like it
Credit Card snapshot

CIBC Aventura® Visa Infinite Privilege* Card review

Earn up to 60,000 Aventura Points – that’s enough for 3 short-haul flights!

Earn 30,000 Aventura Points when you spend $3,000 or more during your first 4 monthly statement periodsAlso, in your first year, you can earn an additional 2,500 Aventura Points each monthly statement period in which you spend at least $2,000. That’s up to 30,000 points!

 

$200 annual travel credit

Enjoy an annual $200 travel credit when you book travel with an Aventura Travel Assistant2

 

Earn fast, travel sooner

Collect more points on your everyday spending and get access to business class bookings

 

Any airline, every flight, every seat — with points that don't expire

Collect rewards faster and use them to custom-build your dream travel experiences

 

3 points

for every $1 spent on travel purchased through the CIBC Rewards CentreOpens a new window in your browser.

2 points

for every $1 spent on eligible dining, entertainment, transportation, gas and groceries

1.25 points

for every $1 spent on all other purchases

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.