Best CIBC Credit Cards in Canada for 2025

With the CIBC Dividend Visa Infinite Card, the cash back rewards are endless – especially if you use your credit card mostly for gas and groceries. You can earn up to 4% cash back with no limit on the amount you can earn. It’s the best credit card for gas, groceries and family spending.

• Generous earnings on the first months – For the first 4 months, this credit card gives you a 4% cash back on all spend. It’s the perfect way to test if this card suits your lifestyle and spending habits.
• Perfect for families – With 4% regular cash back on gas and grocery purchases, it’s the right credit card for growing families who spend a lot on these key areas.
• Unlimited cash back at the 1% rate – Fill your pockets with rewards with no limits on the 1% cash back range. And with the cap set at $80,000 for the 4% cash back, this credit card still gives you the best return for your purchases.
• Valuable insurance – It comes with purchase protection, emergency medical and trip interruption insurance, accident insurance, and more.
• Travel in style – Experience luxury worldwide travel and hotel benefits when using this credit card.

The CIBC Dividend® Visa Infinite* Card is the perfect card for people who want to get the best possible dividends from their purchases and gas. With this card, you'll get a whopping 4% back on grocery and gas purchases. You'll also get 1% back on everything else.

In order to qualify for this card, you need to have a $60k individual income or $100k as a household. You also need to be willing to invest $120 in the annual fee. However, you can quickly recoup your investment by getting the first year for free, plus an astounding 4% cashback on purchases.

The 4% cashback is the highest in the Canadian market. You'll never find a card that gives you more than that. What's even better is that there is no limit at how much you can make. Get free medical travel coverage, common accident insurance and loss damage insurance.

The CIBC Dividend® Visa Infinite* Card also offers you 24/7 concierge services, exclusive hotel deals and luxury travel benefits. With this card, you can also get personalized discounts and cheques at car rentals and enjoy superior dining experiences anywhere VISA is accepted as a payment method.

Canadians who either travel a lot in the US or shop from US-based sites could definitely enjoy the perks offered by the CIBC U.S. Dollar Aventura® Gold Visa* Card. This CIBC card allows you to skip the currency conversion fee and pay with US dollars anywhere.

Whether you want to travel to the US for pleasure, you're constantly flying over for business-related reasons, or you want to pay in US dollars when shopping from the States, this card is just excellent for you. At an annual fee of $35, the benefits are real.

As a bonus, you can get up to 5,000 Aventura points, plus earn one point for every $2 spent. You can use your points when travelling and get 20% off. For example, with 10,000 points, you can travel from Montreal to New York and back at the Economy class.

If you have another Aventura card in Canadian dollars, you can easily switch points between the two cards. Of course, you can also use this card to pay off debt and to purchase items at very affordable prices.

This is the ultimate card when it comes to privileges and perks. If you qualify for it, meaning you earn more than $200k as a household a year, and you are willing to pay the exorbitant $499 fee a year, you can benefit from a whole range of amazing options.

First, the CIBC Aventura® Visa Infinite Privilege* Card gives you 60,000 Aventura points if you spend over $3,000 during your first 4 months. Translated to cash, that's over $1,000. Next, you have access to over 1,200 airport lounges worldwide, plus 6 complimentary lounge visits each year.

With this card, you can also get through customs faster and gain access to exclusive business class bookings at discounted prices. If you travel a lot, then this card is just excellent for you. You also get up to 3 points on all purchases with this card, for each dollar you spend. Let's not forget about the $200 travel credit each year, 120$ annual fee rebate using SmartPlus, and many other benefits.

The CIBC Aventura® Visa Infinite Privilege* comes with a slightly higher interest rate of 20.99% for purchases and 22.99% for cash.