Number of Monthly TransactionsUp to 12 / unlimited
Number of Cheque Transactionsunlimited
Number of Interac e-Transactionsunlimited
Monthly Fees10
Additional Transactions$1.25 each
Interac eTransferFree
Bank Draft CostFree
Withdrawal Fees
Other ATM Withdrawals$2.00 each / $5.00 each plus a 2.5% administration fee
US ATM Fee$3.00 each plus a 2.5% administration fee
Interest rates
Purchase Interest Rate0%
Electronic Statement1
Mobile AppYes
Online BankingYes
Telephone BankingYes
ABMYes
CIBC Smart for Seniors offers A lower monthly fee on your chequing account and get benefits and more with CIBC Smart for Seniors. Clients aged 65 and older will automatically be enrolled in CIBC Smart for Seniors so you get benefits that apply to your existing or new eligible account:
• $4.95 monthly fee discount • Free bank drafts and money orders* • $5.00 off the annual rental of a safety deposit box (any size)