Card Details

Bank Name: RBC
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $120
Additional Card Fee: $50
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%


Personal Income Required: $60000
Household Income Required: $1
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

RBC Avion Visa Platinum Review

Welcome Bonus: 15,000 welcome points
RBC Avion Visa Platinum snapshot

 RBC Avion Visa Platinum review 

  • Start flying today with 15,000 welcome points
  • Earn 1 RBC Rewards point for every dollar you spend
  • No blackout periods or seat restrictions- ever!
RBC Avion Visa Platinum Rewards
RBC Avion Visa Platinum Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
RBC Avion Visa Platinum User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

RBC Avion Visa Platinum FAQs

Other Recommended Credit Cards


Earning is easy Earn 1 RBC Rewards point for every $1 you spend on qualifying purchases, plus earn bonus points through purchases at selected retailers using your RBC Rewards credit card.

Fly on your terms Choose any airline, any flight, at any time. No blackouts or seat restrictions, even during peak seasons.

Extensive insurance coverage Comprehensive travel coverage including trip cancellation, trip interruption, eligible purchases and belongings in your hotel

Editor`s Review:

Excellent Travel Credit Card With Great Insurance Coverage And no Blackout Periods Or Seat Restrictions.

A huge benefit to the RBC Avion Visa Platinum card is when you apply for the card, RBC will provide you with 15,000 points as a welcoming bonus which is worth approximately $350. That’s a great way to kick start your next vacation!


Cardholders continue to earn points when they make eligible travel purchases, which earn 1.25 points per dollar spent. Points can also be earned on all other purchases, but the rate is only one point per dollar spent. Other benefits of this card include travel insurance that covers you for things like trip cancellation, trip disruption, hotel or motel burglary and medical expenses; plus savings on gas at Petro Canada, shopping insurance, additional Petro Canada point earnings when cards are linked, ability to lock the credit card at any time and access to exclusive events.


Another notable benefit of this credit card is the flexible redemption policy with RBC travel points. The travel points can be redeemed through RBC Rewards bookings or can be transferred to other loyalty programs such as British Airways, WestJet, American Airlines or Cathay Pacfic Asia Miles. Before transferring your points, it’s wise to do some research to determine which provider you’ll get the most value out of. If travel isn’t your thing, points can also be used to purchase merchandise or pay down your RBC balance - but travel is the main attraction here!


While all of these benefits sound phenomenal, don’t forget about the $120 annual fee. Another disadvantage is the points to dollar ratio is average at best and there aren’t any opportunities to further your points earnings. Finally, RBC is one of Canada’s highly perceived banks, but they also have strict lending requirements making it challenging for some to access this credit card and its benefits.


Overall, the RBC Avion Visa Platinum has many benefits, especially for those who have caught the travel bug! Although, if you aren’t willing to spend a lot to earn the points you need for a vacation, this card might not be right for you.


Keep in mind that this card is a close cousin to one of RBC’s other credit card products, RBC Avion Visa Infinite. The only difference is there are no income requirements on the RBC Avion Visa Platinum card whereas the RBC Avion Visa Infinite does have minimum income requirements. If that piques your interest, check it out before registering for this card.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.