RBC Avion Visa Platinum Review
Get 35,000 welcome points, a value of up to $750.
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
 RBC Avion Visa Platinum
My Rate Compass Rating: star star star star_half star_outline (3.5)
Bank Name:RBC
Network Type:VISA
RBC Avion Visa Platinum
Welcome Bonus
Get 35,000 welcome points, a value of up to $750.
Annual Fee
 RBC Avion Visa Platinum
Card Details

 RBC Avion Visa Platinum review 
  • Get 35,000 welcome points, a value of up to $750. Perfect for your future travel plans, with points that do not expire. 
  • Earn 1 RBC Rewards point for every dollar you spend
  • No blackout periods or seat restrictions – ever!

Earning is easy

Earn 1 RBC Rewards point for every $1 you spend on qualifying purchases2, plus earn bonus points through purchases at selected retailers using your RBC Rewards credit card.

Fly on your terms

Choose any airline, any flight, at any time. No blackouts or seat restrictions, even during peak seasons.

Choose your destination

Take a look at their Air Travel Redemption Schedule to see how many points you need. Flights start as low as 15,000 RBC Rewards points!

Save and Earn Faster with RBC Offers

Load personalized offers for great brands before you shop to get cash savings or to earn bonus points faster.

Our experts have compiled a list of the best cards in Canada in each major category, from cash back and low rate to balance transfers and more. Explore our top picks and find the best credit card for you.

Best Credit Cards in Canada

  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $120
  • Additional Card Fee: $50
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Personal Income Required: $60000
Household Income Required: $1
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_half star_outline (3.5)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Redeem points for other great stuff

Including the latest Apple products, over 50,000 tech products at Best Buy, and an amazing selection of merchandise4, gift cards, RBC Rewards Financial vouchers and more.

Convert your points to other programs

Eligible RBC Rewards members can convert points to other loyalty programs including WestJet dollars and Hudson’s Bay Rewards points.

Payback with points

Use your RBC Rewards points toward your credit card balance.

Editor's Review
Excellent Travel Credit Card With Great Insurance Coverage And no Blackout Periods Or Seat Restrictions.

A huge benefit to the RBC Avion Visa Platinum card is when you apply for the card, RBC will provide you with 35,000 points as a welcoming bonus which is worth approximately $750. That’s a great way to kick start your next vacation!


Cardholders continue to earn points when they make eligible travel purchases, which earn 1.25 points per dollar spent. Points can also be earned on all other purchases, but the rate is only one point per dollar spent. Other benefits of this card include travel insurance that covers you for things like trip cancellation, trip disruption, hotel or motel burglary and medical expenses; plus savings on gas at Petro Canada, shopping insurance, additional Petro Canada point earnings when cards are linked, ability to lock the credit card at any time and access to exclusive events.


Another notable benefit of this credit card is the flexible redemption policy with RBC travel points. The travel points can be redeemed through RBC Rewards bookings or can be transferred to other loyalty programs such as British Airways, WestJet, American Airlines or Cathay Pacfic Asia Miles. Before transferring your points, it’s wise to do some research to determine which provider you’ll get the most value out of. If travel isn’t your thing, points can also be used to purchase merchandise or pay down your RBC balance - but travel is the main attraction here!


While all of these benefits sound phenomenal, don’t forget about the $120 annual fee. Another disadvantage is the points to dollar ratio is average at best and there aren’t any opportunities to further your points earnings. Finally, RBC is one of Canada’s highly perceived banks, but they also have strict lending requirements making it challenging for some to access this credit card and its benefits.


Overall, the RBC Avion Visa Platinum has many benefits, especially for those who have caught the travel bug! Although, if you aren’t willing to spend a lot to earn the points you need for a vacation, this card might not be right for you.


Keep in mind that this card is a close cousin to one of RBC’s other credit card products, RBC Avion Visa Infinite. The only difference is there are no income requirements on the RBC Avion Visa Platinum card whereas the RBC Avion Visa Infinite does have minimum income requirements. If that piques your interest, check it out before registering for this card.