Card Details

Bank Name: MBNA
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900) Rewards Mastercard® Review

Welcome Bonus: Get 5% back at, grocery stores, and restaurants for 6 months after approval Rewards Mastercard® snapshot Rewards Mastercard® Review

Welcome Offer: Get 5% back at, grocery stores, and restaurants for 6 months after approval, on first $3,000 in eligible purchases††

  • No annual credit card fees
  • Put your money towards the things you love
  • Get 2.5% back at with Prime


Eligible Prime members get 2.5% back on eligible purchases at, Whole Foods Market stores, and foreign currency transactions after the welcome offer.‡

A simple way to get more rewards

Get 1% back on eligible purchases everywhere else Mastercard is accepted after the welcome offer.‡


More to love

  • Start using your credit card at immediately upon approval
  • Redeem for millions of items at
  • Manage your account anytime online or on your phone
  • Easy paperless billing available Rewards Mastercard® Rewards
General cash back earn rate
Categories cash back earn rate
1 Rewards Mastercard® Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
No Rewards Mastercard® User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5 Rewards Mastercard® FAQs

Other Recommended Credit Cards


Redeeming the Rewards Mastercard Points

Once the Rewards Mastercard reaches 2000 points, a $20 Gift Card will be automatically added to account linked to this credit card within two billing cycles, and the reward redemption will be reflected on the next credit card statement. See MBNA's Program Terms and Conditions for a full description.


Editor`s Review:

Excellent credit card for those who shop at

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.