This card is no longer offered by this financial institution
American Express® AeroplanPlus®* Platinum Card / American Express® AeroplanPlus®*Gold Card is no longer available as of August 26th, 2020. You can compare more American Express credit cards here
WELCOME BONUS OFFER
New American Express® AeroplanPlus®* Cardmembers earn 5,000 Bonus Aeroplan Miles after the first use of an approved Card.
Earn 1 Aeroplan Mile for every $1 in Card purchases
Earn Aeroplan Miles when you pay with your American Express AeroplanPlus Card and provide your Aeroplan Number at over 150 Aeroplan Partner brands
EARN MILES TWICE ON PURCHASES AT OVER 150 AEROPLAN PARTNERS BRANDS Earn Aeroplan Miles twice when you use your American Express AeroplanPlus Card and provide your Aeroplan Number at over 150 Aeroplan Partner brands ADVANCE.As the Basic Cardmember, refer a friend and you could earn a referral bonus of 800 AIR MILES Reward Miles for each approved referral up to a maximum annual referral bonus of 12,000 AIR MILES Reward Miles.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
No
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Vehicle rental insurance
No
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Travel accident insurance
Yes
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Travel medical insurance
No
- Annual Fee: $60
- Additional Card Fee: $20
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Travel and Shopping Coverage
Entertainment Access
- Front Of The Line® Advance Access
- Front Of The Line® Reserved Tickets
- Front Of The Line® E-Updates
- Special Offers and Experiences for all Cardmembers
- Special Access for all Cardmembers
When you obtain this credit card, you’ll earn one Aeroplan mile for every dollar spent. In addition, American Express® honours new cardholders with 5,000 bonus Aeroplan miles when $500 or more is spent on the card within the first three months. Not only is that an achievable spending target for most, it is worth about $125 in terms of flights. Points can also be redeemed towards hotel stays, Air Canada flights, car rentals, vacation packages among other travel related items.
While the points earnings of this card aren’t the greatest on the market, the annual fee is competitive. Cardholders are only required to pay $60 annually for this credit card. That’s much lower than other AMEX credit cards and even beats some of the other credit card issuers in Canada!
On top of the travel perks, American Express® AeroplanPlus®* cardholders gain access to American Express Invites and Front of the Line®. These are both promotional programs supported by AMEX that allow you to get advanced ticket sales and reserved seating for concerts and other events. This is a notable offer if you love music and are a frequent concert attendee!
The downfalls of this card are that it’s a charge card, it’s not widely accepted like Visa or Mastercard and the insurance is limited. The fact that it’s a charge card means that you must pay the balance in full every month or face serious interest rate hikes. The card is also not accepted widely like other types of credit cards which can make it difficult to use as your main credit card while at home and abroad. Finally, the only insurance offered by this card is purchase protection and travel accident insurance. For all other travel insurance needs, you’re on your own!
Another thing about this credit card is there is no pre-set limit. This means you can charge as much as you want to the card and that full balance will be due at the end of the month. For individuals who have challenges controlling their spending or are in the process of developing better financial habits, this credit card might not be right for you.
Overall, the American Express® AeroplanPlus®* card has its perks, especially for those who want to earn points towards their next vacation without paying an exorbitant annual fee. However, there are other credit cards on the market that have more aggressive earnings and more exclusive extra offers, but of course that all comes with a price.
Frequency
The more you shop, the more you can earn at participating merchants.
Travel
Earn 5x the points on all purchases with Brim Travel coming soon.
Bonus
Earn milestone bonuses at specified merchant partners.
This card is no longer offered by the provider
Give back, get back - it's simple.
Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.
Welcome Bonus:1,000 bonus points after your first eligible purchase
Earn up to 35,000 Aventura Points† (up to $800 in travel value1)
Get 20,000 Aventura Points when you make your first purchase.
Also, in your first year, you can earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points!
Plus, get a first year annual fee rebate†!
Find out where your points can fly you.
Use the Flight Search tool
Any airline, every flight, every seat with points that don't expire
2 points for every $1 spent on travel purchased through the CIBC Rewards CentreOpens a new window in your browser
1.5 points for every $1 spent at gas stations, grocery stores and drugstores
1 point for every $1 spent on all other purchases
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
