American Express AeroplanPlus Reserve Card Review
Earn a Welcome Bonus of 50,000 Aeroplan Miles
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
American Express  AeroplanPlus Reserve Card
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:American Express
Network Type:Amex
American Express AeroplanPlus Reserve Card
Welcome Bonus
Earn a Welcome Bonus of 50,000 Aeroplan Miles
Annual Fee
American Express  AeroplanPlus Reserve Card
Card Details

This card is no longer offered by this financial institution

American Express® AeroplanPlus®* Platinum Card / American Express® AeroplanPlus®*Gold Card is no longer available as of August 26th, 2020. You can compare more American Express credit cards here



New American Express AeroplanPlus Reserve Cardmembers earn 50,000 Welcome Bonus Aeroplan Miles after spending $3,000 in the first three months of Cardmembership.

Earn Aeroplan Miles

Earn 1.25 Aeroplan Miles for every $1 in Card purchases

Plus earn 2 Aeroplan Miles for every $1 of eligible Air Canada purchases

Earn Aeroplan Miles twice when you pay with your American Express AeroplanPlus Reserve Card and provide your Aeroplan Number at over 150 Aeroplan Partner brands

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

  • Priority airport services Yes
  • Airport lounge access Yes
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $899
  • Additional Card Fee: $299
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons


Enjoy an annual Partner Ticket benefit for a short-haul or long-haul roundtrip Fixed Mileage Flight Reward when you redeem up to 25,000 Aeroplan Miles.


Relax before you fly with unlimited access to the Air Canada Maple Leaf Lounge where available, and Priority Pass Lounges.


Receive a $200 Annual Travel Credit that can be used towards any flights, car rentals, hotels and more charged to your Card when you book travel online or call American Express Travel Services.


From special treatment at the airport to five-star service when you land, the American Express AeroplanPlus Reserve Card goes the extra mile to make every detail of your trip more comfortable.

  • $200 Annual Travel Credit
  • Annual Partner Ticket Benefit
  • Air Canada Complimentary First Checked Baggage
  • Air Canada Priority Check-in
  • Complimentary Airport Lounge Access
  • Special Benefits at Toronto Pearson International Airport
Editor's Review

Outstanding premium credit card fully loaded with many travel features and benefits which will be valuable for frequent-flyers. The annual fee is high compared to other premium credit cards however worth it given the list of exclusive benefits.

If Air Canada is your all-time favourite airline, this is the credit card for you! To start, you’ll earn 50,000 Aeroplan miles when you sign up. In addition, you’ll receive a $200 gift card towards your next vacation every year. Finally, if you spend more than $6,000 on the card within your first six months of card ownership, you’ll get yet another $200 gift card with Air Canada.


After all the introductory promos end, cardholders earn 1.25 Aeroplan miles per dollar spent and, once you’ve spent $25,000 in a year, 1.5 Aeroplan miles per dollar spent. When card holders spend money with Air Canada, the earning rate is two Aeroplan Miles for every dollar spent. American Express wasn’t kidding when they said this is the card for Air Canada lovers!


Points can be redeemed on your next Air Canada flight or on any other Star Alliance partner flights. Cardholders can also use their points towards merchandise or gift cards through Air Canada, but the value is much less. Once you’ve purchased your ticket, you can travel in style with access to Priority Passes. With a Priority Pass, you can gain access to airport lounges worldwide. Cardholders also benefit from complimentary valet and parking discounts at Pearson, five complimentary checked bags annually, travel insurance, purchase insurance and priority check-in on Air Canada flights.


While all these perks are fantastic, American Express® AeroplanPlus®* Reserve cardholders must pay an annual fee of $899. That’s an expensive credit card! The annual fee is high but it’s meant to give cardholders a feeling of exclusivity. In addition, this is a charge card which means you’re required to pay the full balance every month when its due or face high interest rates. For those who prefer to carry their credit card debt month to month, this is not an ideal credit card.