Earn up to 35,000 Aventura Points† (up to $800 in travel value1).
Get 20,000 Aventura Points when you make your first purchase.
Also, in your first year, you can earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points!
Plus, get a first year annual fee rebate†!
Fly on any airline, every flight, every seat with points that don't expire
Get points with every purchase and redeem them towards trips and merchandise. Multiplying your points is as easy as buying groceries, pumping gas or booking a trip.
1x
1 Aventura Point for every $1 spent using your card
1.5x
1.5 Aventura Points for every $1 spent at gas stations, grocery stores and drug stores
2x
2 Aventura Points for every $1 spent when you purchase your trip through the CIBC Rewards Centre
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Priority airport services
No
-
Airport lounge access
No
-
Concierge service
No
-
Balance protection(Optional)
No
-
Purchase Security & Extended Protection Insurance
Yes
-
Flight delay insurance,Baggage Insurance
Yes
-
Vehicle rental insurance
Yes
-
Travel accident insurance
Yes
-
Travel medical insurance
No
- Annual Fee: $139
- Additional Card Fee: $50
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Get access to 1,300+ airport lounges – worth over $200
Enjoy a Priority Pass Membership and 4 complimentary airport lounge visits per year.
Get a NEXUS◊ application fee rebate – a $50 value
Speed up your border crossings with NEXUS. We’ll cover your NEXUS Application Fee.
The most noteworthy aspect of CIBC’s Aventura Visa Infinite is that it allows card holders to collect points towards flights. Aventura points can be used for any airline purchase with no black out dates or seat restrictions. Flight choice is basically unlimited!
Aventura Visa Infinite card holders can fly in style with four free passes to Priority Pass airport lounges per year and free Nexus passes for four years. Priority Pass lounges come with many perks including free wi-fi, showers and comfortable seating. On the other hand, Nexus passes allow you to skip the lines when crossing the US/Canadian borders. Lastly, card holders benefit from emergency travel and mobile device insurance. This type of insurance covers the cost of baggage loss, medical costs, trip cancellation, mobile device loss or stolen coverage, and rental car cancellation, among other coverage. This is a fantastic credit card for those who want to travel comfortably, with little worries, and earn towards their next flight.
Points can be earned on all purchases, but the rate at which points are earned varies slightly. Two Aventura points are earned on every dollar spent on travel through CIBC’s Aventura Rewards Center, one and a half points are earned on every dollar spent on gas, grocery and pharmacy purchases, and one point per dollar spent is earned everywhere else. It’s important to keep these rates in mind to optimize the dollars you spend.
All of this comes with a price tag, a $139 annual fee is applicable to obtain this card. In addition, points can only be redeemed through CIBC’s Aventura Rewards Center. This means that card holders can’t redeem their flight benefits through cheaper portals, such as Hotwire or Expedia. Fortunately, the points never expire and can be used for any cost including extra fees and taxes.
Another limitation of the Aventura Visa Infinite is the redemption of points isn’t always consistent. The amount of points you can redeem is based on where your flight is going which can fluctuate. Furthermore, you need to finance at least 80% of the flight purchase with your Aventura points or purchase the flight with your own funds. Finally, Aventura points cannot be transferred to other loyalty programs which isn’t favourable.
All in all, the Aventura Visa Infinite credit card from CIBC is an excellent choice if you frequently fly and prefer to travel in style. Keep in mind that the benefits of this card have a high cost, but also a high reward. Last, but definitely not least, CIBC is offering a promotional offer of 20,000 Aventura points when you obtain this card and make your first purchase.
Scotia Momentum Visa Infinite Card Review
Great reasons to get this card for your everyday purchases
SPECIAL OFFER: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
No annual fee in the first year, including on supplementary cards.1 Get a 0% introductory interest rate on balance transfers for the first 6 months (20.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $120)
• 4% on eligible recurring bill payments and grocery store purchases
• 2% on eligible gas station and daily transit purchases
• 1% cash back on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Visa Infinite Dining Series
• Visa Infinite Music Series
• Wine Country Wonders
• Luxury Hotel Privileges
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Review of Marriott Bonvoy® American Express®*
New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Subject to change at any time.
- Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®
- Earn 2 points for every $1 in all other Card purchases
- Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
- No annual fee on Additional Cards
- Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
- Automatic Marriott Bonvoy Silver Elite status membership
- Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
- Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
