CIBC Aventura Visa Infinite Card Review
Earn up to 35,000 Aventura Points
Recommended Credit Score:
670 900
Average to Excellent
$352
Welcome Bonus Value
$139
Annual Fee
19.99%
Purchase Interest Rate
$60,000
Min Personal Required
CIBC Aventura Visa Infinite Card
My Rate Compass Rating: star star star_half star_outline star_outline (2.9)
Bank Name:CIBC
Network Type:VISA
CIBC Aventura Visa Infinite Card
Welcome Bonus
Earn up to 35,000 Aventura Points
Annual Fee
$139
CIBC Aventura Visa Infinite Card
Card Details
CIBC Aventura Visa Infinite Card review 

Earn up to 35,000 Aventura Points (up to $800 in travel value1). 

Get 20,000 Aventura Points when you make your first purchase.

Also, in your first year, you can earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points! 

Plus, get a first year annual fee rebate!  


Fly on any airline, every flight, every seat with points that don't expire

Get points with every purchase and redeem them towards trips and merchandise. Multiplying your points is as easy as buying groceries, pumping gas or booking a trip.

1x

1 Aventura Point for every $1 spent using your card

1.5x

1.5 Aventura Points for every $1 spent at gas stations, grocery stores and drug stores

2x

2 Aventura Points for every $1 spent when you purchase your trip through the CIBC Rewards Centre

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance No
Fees and Eligibility
Fees
  • Annual Fee: $139
  • Additional Card Fee: $50
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
Personal Income Required: $60000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star_half star_outline star_outline (2.9)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Get access to 1,300+ airport lounges – worth over $200

Enjoy a Priority Pass Membership and 4 complimentary airport lounge visits per year.

Get a NEXUS application fee rebate – a $50 value

Speed up your border crossings with NEXUS. We’ll cover your NEXUS Application Fee.

Editor's Review

The most noteworthy aspect of CIBC’s Aventura Visa Infinite is that it allows card holders to collect points towards flights. Aventura points can be used for any airline purchase with no black out dates or seat restrictions. Flight choice is basically unlimited!

 

Aventura Visa Infinite card holders can fly in style with four free passes to Priority Pass airport lounges per year and free Nexus passes for four years. Priority Pass lounges come with many perks including free wi-fi, showers and comfortable seating. On the other hand, Nexus passes allow you to skip the lines when crossing the US/Canadian borders. Lastly, card holders benefit from emergency travel and mobile device insurance. This type of insurance covers the cost of baggage loss, medical costs, trip cancellation, mobile device loss or stolen coverage, and rental car cancellation, among other coverage. This is a fantastic credit card for those who want to travel comfortably, with little worries, and earn towards their next flight.

 

Points can be earned on all purchases, but the rate at which points are earned varies slightly. Two Aventura points are earned on every dollar spent on travel through CIBC’s Aventura Rewards Center, one and a half points are earned on every dollar spent on gas, grocery and pharmacy purchases, and one point per dollar spent is earned everywhere else. It’s important to keep these rates in mind to optimize the dollars you spend.

 

All of this comes with a price tag, a $139 annual fee is applicable to obtain this card. In addition, points can only be redeemed through CIBC’s Aventura Rewards Center. This means that card holders can’t redeem their flight benefits through cheaper portals, such as Hotwire or Expedia. Fortunately, the points never expire and can be used for any cost including extra fees and taxes.

 

Another limitation of the Aventura Visa Infinite is the redemption of points isn’t always consistent. The amount of points you can redeem is based on where your flight is going which can fluctuate. Furthermore, you need to finance at least 80% of the flight purchase with your Aventura points or purchase the flight with your own funds. Finally, Aventura points cannot be transferred to other loyalty programs which isn’t favourable.

 

All in all, the Aventura Visa Infinite credit card from CIBC is an excellent choice if you frequently fly and prefer to travel in style. Keep in mind that the benefits of this card have a high cost, but also a high reward. Last, but definitely not least, CIBC is offering a promotional offer of 20,000 Aventura points when you obtain this card and make your first purchase.