§The Marriott Bonvoy program is operated by or on behalf of Marriott International, Inc. and is subject to terms, conditions and restrictions. For details, please see www.marriottbonvoy.com/terms
† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
®: Used by Amex Bank of Canada under license from American Express.
TM: 2019 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
As the credit card’s name implies, spending on this card allows you to collect points towards the Marriott Bonvoy Rewards Program. This loyalty program allows you to redeem points on Marriott, Delta, Renaissance, Sheraton and Westin hotels, to name a few. Points can be used towards the base cost, taxes and fees. In addition, there are no restrictions or blackout dates, you can book whichever dates you want. Last, but definitely not least, this is the only Canadian credit card that earns Marriott Bonvoy points!
If you don’t want to use your points for a hotel room, you can transfer your points to an airline loyalty program. There are tons of participating airline programs, including Aeroplan. For every 60,000 points you transfer, Marriott will give you an additional 5,000 airline points for free. There are several other uses for the points you earn using this credit card, but the hotels and flights are where you’ll get the best value. Given how many options there are, you likely won’t be redeeming your points elsewhere!
Card holders earn five points for every dollar spent at a Marriott property and two points for every dollar spent elsewhere. You’ll also receive a welcome bonus of 50,000 points once you spend $1,500 in the first three months of card ownership. Finally, card holders receive fifteen Elite Night credits every calendar year, Marriott Bonvoy Silver Elite status, Marriott Bonvoy Gold Elite status when you spend $30,000 on your credit card in a year, guaranteed in-room internet and basic travel insurance. All of these benefits come with a $120 annual fee.
Unlike most AMEX credit cards, this one is not a charge card. That means that the credit card’s balance can revolve from month to month without additional repercussions. If you don’t pay your full credit card balance every month, not having a charge card is ideal. In addition, there are no income requirements aside from paying the annual fee. On the contrary, the only pitfall is that American Express isn’t as widely accepted as Visa or Mastercard. This can be challenging when travelling or even using your credit card on a day to day basis.
Overall, the American Express Marriott Bonvoy Card is one of Canada’s finest credit cards. The versatility of the credit card allows you to use your points towards hotels and flights which truly is the best of both worlds. If you’re an avid traveler, this may be the credit card of your dreams!