Card Details

Bank Name: CIBC
Network Type: VISA
Card Type: Business
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 5.99%
Cash Advance Interest Rate: 5.99%


Personal Income Required: $35000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

CIBC bizline Visa Card for Small Business Review

Welcome Bonus:
CIBC bizline Visa Card for Small Business snapshot

CIBC bizline® Visa* Card for Business review

CIBC bizline Visa Card for Small Business

Easy access to a high credit limit up to $50,000

Get the flexibility to make your business next-level competitive

Competitive purchase and cash rates

Interest as low as 1.5% over CIBC Prime

Add up to 9 cardholders

Consolidate employee spending under one account
CIBC bizline Visa Card for Small Business Rewards
CIBC bizline Visa Card for Small Business Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
CIBC bizline Visa Card for Small Business User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

CIBC bizline Visa Card for Small Business FAQs

Other Recommended Credit Cards


Low Interest rate

as low as CIBC Prime +1.5% for cash and purchases

Editor`s Review:

This card is specially tailored for business owners who want to grow their businesses. It has an out-of-this-world interest rate of just 1.5% over CIBC prime for both cash and purchases. It also allows business owners to access up to $50k in credit with a 0$ annual fee.


If you want to stay ahead of the curve and invest in the growth of your business, then this card is just perfect for you. You gain instant access to cash and you can add up to 9 employees under one umbrella account. This allows you to consolidate the employee spending and use the CreditSmart program to manage and organize the credit card activity.


The only requirement to access this benefit-loaded card is to have a minimum annual income of $35k. Of course, you also have to be a permanent resident of Canada and be of a minimum of 18 years of age.


In addition to the exceptionally low-interest fee and great management features, this card offers you travel accident insurance.

Here are additional advantages that a small business credit card can offer your business to help it grow and be profitable.

Manage business expenses
Earn rewards for your business spend
Build credit for your business
Simplicity of recordkeeping and reporting, especially around tax time
Maintain control over spending

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.