Tangerine Money-Back Credit Card Review 2024

Special Offer:

Life’s back in session. Enjoy it with an extra 10% back.*

Apply for a Tangerine Money-Back Credit Card by October 31, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*

Always-On Offer:

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.

Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.

Balance transfer offer:

During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months^†.(with a 1% fee) 

Earn 2% Money-Back Rewards on purchases in up to 3 categories of your choice with the Tangerine Money-Back Credit Card, and 0.50% Money-Back Rewards on all other purchases.

Tangerine Money-Back Features

• 2% Rewards in your chosen categories
• Get 0.50% money back on all other everyday purchases.
• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
• No limit on the amount of Money-Back Rewards you can earn.
• Change your 2% Money-Back Categories to suit your everyday spending.

Optimizing your 2% Money-Back Categories to suit your everyday spending has never been easier. Choose your categories to earn the most money back.

Tangerine Money-Back Credit Card 2% Cash Back Categories: 

•       Grocery
•       Furniture
•       Restaurants
•       Hotel-Motel
•       Gas
•       Recurring Bill Payments
•       Drug Store
•       Home Improvement
•       Entertainment
•       Public Transportation and Parking

Tangerine Money-Back Credit Card Fees:

• Annual: $0
• Balance transfer: 3% with $5 minimum
• Cash advance: $3.50 inside Canada, $5 outside Canada, plus 19.95% interest on overdue amounts
• Foreign transaction: 2.5% per transaction
• Missed or late payments: increased interest rates to 24.95% on all purchases
• Over limit: $25 (Tangerine does not allow you to go over your limit unless the transaction was pre-approved)

Earn 2% Money-Back Rewards on your everyday purchases in up to 4 Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.

Tangerine Money-Back Credit Card Rewards Features

• Get 0.50% money back on all other everyday purchases.
• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
• No limit on the amount of Money-Back Rewards you can earn.
• Change your 2% Money-Back Categories to suit your everyday spending.

Tangerine Money-Back Credit Card Insurance

• Purchase Assurance and Extended Warranty– For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
• Purchase Assurance to automatically cover loss, theft or damage on most new insured items for 90 days from the date of purchase
• Extended Warranty which may double the period of repair services to a maximum of one year

Desjardins Student Cashback Visa review

Card features you'll like the most Card image personalization Show your colours by using the photo of your choice.

Cash back Earn on your everyday purchases.

Free access to your credit report Get free access to your online credit report and credit score from TransUnion (for cardholders between 18 and 25 years old).

Travel Insurance For the first 3 days of your trips.

SCENE®* Visa* Card review

Earn up to 5,000 bonus Scene+ points within your first year.

Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases

Get SCENE points faster

Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases

• You’ll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà  by IGA, Voilà  by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op. 
• Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com

Get FREE movies

Redeem for a FREE movie with just 1,000 points.

Save at participating restaurants

Get $10 off at participating restaurants when you redeem just 1,000 points