Card Details

Bank Name: MBNA
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.5)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 12.99%
Cash Advance Interest Rate: 24.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

MBNA True Line Mastercard Review

Welcome Bonus:
MBNA True Line Mastercard snapshot
MBNA True Line Mastercard Review

  • This low rate card has a 12.99% Standard annual interest rate on purchases
  • No Annual Fee
  • You could save on interest when you use our welcome offer to transfer a balance from a higher interest rate account
  • Add up to 9 authorized users¤ with no additional annual fee for each added authorized user

This offer is not available for residents of Quebec.
MBNA True Line Mastercard Rewards
MBNA True Line Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
MBNA True Line Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

MBNA True Line Mastercard FAQs

Other Recommended Credit Cards


  • low rate card has a 12.99% Standard annual interest rate on purchases
  • Emergency Services
    Need help in a flash? Certain emergency services are offered 24 hours a day by our customer service team. Services include Emergency Card Replacement on a 7-10 day delivery or by courier.
  • Away from Home
    Features include Trip Assistance which provides support for Lost Document and Ticket Replacement, Lost Luggage Assistance, Pre-trip Information and Legal Assistance.

Editor`s Review:

The MBNA True Line® Mastercard® is a great credit card that comes with a very good interest rate for purchases. What's best, this card comes with no financial investment on a yearly basis, aka annual fee, and can be taken by any Canadian resident.


With this card, you get a 12.99% interest rate for purchases and balance transfers.

You can use the MBNA True Line® Mastercard® to quickly pay off your debt and save a lot of money on interest on your monthly purchases, due to the low-interest rate of just 12.99%. You can add up to 9 users to this card without paying additional money. This means that you can let your family members and friends leverage the MBNA True Line® Mastercard® to pay off their debt and improve their credit scores.


This card also comes with emergency services, trip assistance, cash advances internationally, and good savings when renting out a car with Avis.

Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review


Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.