Card Details

Bank Name: DesJardins
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)


Annual Fee: $130
Additional Card Fee: $40
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


Personal Income Required: $80000
Household Income Required: $1
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Odyssey World Elite MasterCard Review

Welcome Bonus:
Odyssey World Elite MasterCard snapshot

Desjardins Odyssey® World Elite® Mastercard review

Earn BONUSDOLLARS on all purchases charged to your Desjardins credit card. Collecting them is easy!

Charge all your recurring expenses (groceries, pharmacy, gas, etc.) to your credit card Authorize your service providers to charge a preauthorized amount to your credit card (phone, subscriptions, insurance, etc.)

Add your spouse as a joint cardholder, thereby consolidating your family expenses on the same card
Odyssey World Elite MasterCard Rewards
Odyssey World Elite MasterCard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Odyssey World Elite MasterCard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Odyssey World Elite MasterCard FAQs

Other Recommended Credit Cards


Get a discount on short-term car rentals at participating Hertz locations worldwide. Canada and the U.S. (at participating locations) 20% off Hertz business rates (car classes B, C, D and F) 10% off Hertz weekend, weekly or monthly rental rates on all car classes

5% off Hertz daily rental rates on all car classes Outside Canada and the U.S. (at participating locations)

10% off Hertz "Affordable Europe" rates. Some conditions apply. 10% off Hertz "Affordable Latin America", "Affordable Mexico" and "Affordable Caribbean" rates.

Editor`s Review:

This unique Mastercard from Desjardins stands in a league of its own. It is considered one of the best travel cards on the market, especially as it is a Mastercard and has wider coverage than Visa. With an interest rate of 19.99% and an annual fee of $130, you can use the Desjardins Odyssey® World Elite® Mastercard to travel the globe and make tons of purchases.


With this card, you get up to 2% back on all your purchases. For first-time clients, your first-year fee is waived, so you can start getting benefits right away. Now, getting up to 2% is great, but this is not where this card shines at. The Desjardins Odyssey® World Elite® Mastercard is excellent for people who fly regularly.


With this card, you get $5 million emergency medical insurance, $2,500 trip cancellation insurance, unlimited coverage for trip interruption, $1,000 baggage insurance /person, and valid travel insurance for people over 61 years of age.


You can also gain access to the Odyssey Lounge in the Montreal airport, 48 days auto rental insurance, 20% off when renting your car from Hertz locations, purchase protection and extended warranty.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.