Odyssey World Elite MasterCard Review
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$130
Annual Fee
19.99%
Purchase Interest Rate
$80,000
Min Personal Required
Odyssey  World Elite  MasterCard
My Rate Compass Rating: star star star star_outline star_outline (3)
Bank Name:DesJardins
Network Type:Mastercard
Odyssey World Elite MasterCard
Welcome Bonus
Annual Fee
$130
Odyssey  World Elite  MasterCard
Card Details

Desjardins Odyssey® World Elite® Mastercard review


Earn BONUSDOLLARS on all purchases charged to your Desjardins credit card. Collecting them is easy!

Charge all your recurring expenses (groceries, pharmacy, gas, etc.) to your credit card Authorize your service providers to charge a preauthorized amount to your credit card (phone, subscriptions, insurance, etc.)

Add your spouse as a joint cardholder, thereby consolidating your family expenses on the same card
Insurance
  • Priority airport services No
  • Airport lounge access Yes
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $130
  • Additional Card Fee: $40
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
Personal Income Required: $80000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_outline star_outline (3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Get a discount on short-term car rentals at participating Hertz locations worldwide. Canada and the U.S. (at participating locations) 20% off Hertz business rates (car classes B, C, D and F) 10% off Hertz weekend, weekly or monthly rental rates on all car classes

5% off Hertz daily rental rates on all car classes Outside Canada and the U.S. (at participating locations)

10% off Hertz "Affordable Europe" rates. Some conditions apply. 10% off Hertz "Affordable Latin America", "Affordable Mexico" and "Affordable Caribbean" rates.
Editor's Review

This unique Mastercard from Desjardins stands in a league of its own. It is considered one of the best travel cards on the market, especially as it is a Mastercard and has wider coverage than Visa. With an interest rate of 19.99% and an annual fee of $130, you can use the Desjardins Odyssey® World Elite® Mastercard to travel the globe and make tons of purchases.

 

With this card, you get up to 2% back on all your purchases. For first-time clients, your first-year fee is waived, so you can start getting benefits right away. Now, getting up to 2% is great, but this is not where this card shines at. The Desjardins Odyssey® World Elite® Mastercard is excellent for people who fly regularly.

 

With this card, you get $5 million emergency medical insurance, $2,500 trip cancellation insurance, unlimited coverage for trip interruption, $1,000 baggage insurance /person, and valid travel insurance for people over 61 years of age.

 

You can also gain access to the Odyssey Lounge in the Montreal airport, 48 days auto rental insurance, 20% off when renting your car from Hertz locations, purchase protection and extended warranty.

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