RBC Avion Visa Business- My Rate Compass

Card Details

Earn RBC Rewards Points

Earn 1 RBC Rewards point for every $1 spent on every purchase made with your card. Plus, you can earn additional bonus points when you shop online with our partners.

Earn Points Faster

Combine the RBC Rewards points earned from all your employees? Business Platinum Avion cards into one account, and pool your points between your business and personal Avion cards.

Redeem for Merchandise, Gift Cards or Financial Rewards

Use your points to invest in your business, provide incentives to employees, pay back your balance or simply reward yourself.

Instant Fuel Savings at Petro-Canada

Link Your Card And Instantly Save 3c/L On Fuel And Always Earn 20% More Petro-Points And RBC Rewards Points.

Insurance

Priority airport services No
Airport lounge access No
Concierge service No
Balance protection(Optional) Yes
Purchase Security & Extended Protection Insurance Yes
Flight delay insurance,Baggage Insurance Yes
Vehicle rental insurance Yes
Travel accident insurance Yes
Travel medical insurance Yes

Fees and Eligibility

Fees

Annual Fee: $120
Additional Card Fee: $50
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%

Eligibility

You're a Canadian resident
You've reached the age of majority in your province or territory

Recommended Credit Score:

670 900

Average to Excellent

Our Rating

My Rate Compass Rating: star star star star star_outline (4)

Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology

Editorial Guidelines: Learn more about our editorial guidelines here.

Pros and Cons

Earn Rewards

Earn Bonus Points While You Shop, Make Your RBC Rewards Credit Card Even More Rewarding.
Enjoy 20,000 Welcome Points Upon Enrollment

Redeem Rewards

Redeem For Air Travel Rewards From The Air Travel Redemption Schedule. Book Any Flight, On Any Airline At Anytime, Instantly, Only RBC Rewards Program Has An Online Booking Tool That's Powered By Orbitz
Enjoy Other Travel Rewards Including Packaged Holidays, Hotels, Car Rentals, Cruises And Tours.
Redeem Points Online For The Latest Tech Products At Apple And Best Buy, Gift Cards/ Certificates At Today's Hottest Stores, Specially Selected Merchandise Items Or RBC Financial Rewards

Editor's Review

Here are additional advantages that a small business credit card can offer your business to help it grow and be profitable.?

Manage business expenses
Earn rewards for your business spend
Build credit for your business
Simplicity of recordkeeping and reporting, especially around tax time
Maintain control over spending

Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

All other trademarks are the property of their respective owner(s).

To receive the 20,000 bonus RBC Rewards points (?Bonus?), your application must be approved by us. Upon enrolment, 20,000 bonus RBC Rewards points will appear on your first credit card statement. Bonus is only offered to the Primary Business Cardholder on the account; additional Primary Business Cardholder(s), Secondary Business Cardholder(s), as well as existing RBC?Avion?Visa?Business cardholders are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time.

Air Travel Reward redemptions from the Air Travel Redemption Schedule are 15,000 points for a round trip short-haul flight in economy class with a maximum ticket price of $350. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including guidelines on redeeming for business class seats, visit??. For general redemption terms, conditions and restrictions that apply to the RBC Rewards program, please visit:???or call 1-800 ROYAL? 1-2 (1-800-769-2512).

RBC Rewards points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

All rewards are subject to availability. If a merchandise item is unavailable exactly as shown, a substitute of equal or greater value will be sent to you. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit:??or call 1-800 ROYAL? 1-2 (1-800-769-2512).

This feature is only available to Business Owners. Supplementary cardholders who also have a personal RBC Avion Visa Platinum card or RBC Avion Visa Infinite card are not eligible to combine points. If there are multiple Business Owners I) combining RBC Rewards points between business and personal RBC Avion Visa Platinum card or RBC Avion Visa Infinite cards is only available to one Business Owner, II) RBC Rewards points from all RBC?Avion?Visa?Business cards can only be combined into the account of one Business Owner, and III) only that Business Owner will also be able to combine RBC Rewards between his/her business and personal RBC Avion Visa Platinum or RBC Avion Visa Infinite cards.

Subject to credit approval. If you are a Primary Business Cardholder on a RBC?Avion?Visa?Business account (?Business Avion?) and you also are the primary cardholder on a personal RBC Avion Visa Platinum or RBC Avion Visa Infinite account (?Personal Avion?), the annual fee of either your Business Avion or Personal Avion card, at your choice, will be rebated from $120 to $50, every year, as long as you remain a Primary Business Cardholder on the Business Avion account and a primary cardholder on the Personal Avion account and both cards are in good standing. If you have more than one Personal Avion or Business Avion cards, the annual fee of that additional card will continue to be $50. No rebate will be applied retroactively, which means that depending on which card you want the rebate to be applied to, you may have to wait to your next annual renewal to benefit from the rebate. Royal Bank of Canada reserves the right to withdraw this offer at any time.

To participate in this offer as a RBC business client, you must have an RBC client card or credit card issued by Royal Bank of Canada (excluding RBC Commercial Avion, RBC Commercial U.S. Dollar Visa, RBC Commercial Cash Back Visa, and RBC Commercial Visa) (? Eligible RBC Card ?). When you participate in the Linked Loyalty Program as a RBC business client, you will only be able to link up to two (2) eligible business RBC credit cards and one RBC client card to a Petro-Points account. You must be enrolled in RBC Online Banking for Business in order to link. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. For more information, visit?.

Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a retail Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.

Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a retail Petro-Canada location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the?Petro-Points Terms and Conditions.

10)

Each time you use your linked Eligible RBC Card that earns RBC Rewards points to pay for purchases at a retail Petro-Canada location, you will earn a bonus of twenty percent (20%) more RBC Rewards points than you normally earn for every $1 in purchases in accordance with the?. Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into your RBC Rewards account.

11)

Coverage underwritten by Aviva General Insurance Company.

12)

Coverage underwritten by Aviva General Insurance Company in Quebec and by RBC Insurance Company of Canada in the rest of Canada

13)

Trip Cancellation insurance is subject to a limit of $1,500 for each Covered Person (to an overall maximum of $5,000 for all Covered Persons) per trip, and it protects eligible cardholders against the cost of non-refundable travel arrangements that were purchased with your RBC?Avion?Visa?Business card if the trip is cancelled prior to your departure due to an unexpected or unforeseen covered risk. Trip Interruption insurance is subject to a maximum limit of $5,000 for each Covered Person, per trip, for a total maximum of $25,000. This coverage provides reimbursement for the non-refundable unused portion of your prepaid travel arrangements purchased with your RBC?Avion?Visa?Business card, and interrupted due to a covered risk, including the extra costs of economy class transportation to your departure point. Please refer to the Insurance Certificate for complete details regarding these coverages.

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