RBC Avion Visa Infinite Privilege review
- Get 35,000 welcome points, a value of up to $750. Perfect for your future travel plans, with points that do not expire. Apply by May 15, 2022.
- Earn 1.25 RBC Rewards points for every dollar you spend
- Enjoy luxury travel benefits and exclusive privileges
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Priority airport services
Yes
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Airport lounge access
Yes
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Concierge service
Yes
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Balance protection(Optional)
Yes
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicle rental insurance
Yes
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Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $399
- Additional Card Fee: $99
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 21.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Your points add up quickly and take you far
Earn 1.25 RBC Rewards points for every $1 you spend.
Travel your way, on your schedule
Book flights on any airline, on any flight, at any time.
You can also use your points to redeem for vacation packages, hotels, cruises and tours.
Air travel made better
Enjoy global airport lounge access airport security fast track lanes, and dedicated airport parking at select Canadian airports.
Instant Fuel Savings at Petro-Canada
Link your card and get the following:
Instantly save 3c/L on fuel and always earn 20% more Petro-Point
Always earn 20% more RBC Rewards points
The RBC Avion Visa Infinite Privilege card is designed for top tier travellers who want all of the bells and whistles during their luxurious vacations. New card users obtain 35,000 welcome points and earn 1.25 RBC points on every dollar spent. RBC points can be put towards all future travel expenditures, point redemption is not restricted to airfare only.
Travel bookings can be purchased through RBC or transferred to other loyalty programs such as Cathay Pacfic Asia Miles, American Airlines or WestJet among others. If you don’t want to transfer your points to another travel loyalty program, you can also transfer them to Hudson’s Bay Rewards. When you’re on your vacation, RBC provides travel insurance to cover costs related to trip cancellation, medical expenses, hotel or motel burglary and trip interruption along with other coverage.
Card holders also benefit from worldwide access to airport lounges, exclusive airport parking at some Canadian airports and fast track lanes for security in select Canadian airports. Redeemed points aren’t limited to travel purposes either. You can also use points to purchase Apple and Best Buy products along with other eligible merchandise. Alternatively, you can use your points to pay down your credit card balance with RBC. Finally, card holders save on gas from Petro Canada, earn more Petro Canada points so long as the cards are linked, can lock their credit card at any time and gain access to exclusive events. RBC wasn’t kidding when they said their card users travel in style!
The income requirement for the RBC Avion Visa Infinite Privilege card is $200,000 annually, either on an individual or household basis. Not only is the minimum income requirement high, but so is the annual fee which is sitting at $399. As you can tell, this credit card is less accessible to the general public than other RBC credit cards.
In conclusion, the RBC Avion Visa Infinite Privilege has many advantages, particularly if you like to travel in style and comfort. That being said, this RBC Avion card has a high barrier to entry due to its high annual cost and income restrictions. But, if it’s something you can afford and will get good use out of, then go ahead and apply!
American Express Cobalt® Credit Card review 2023
Welcome Offer:|
Earn up to 30,000 Membership Rewards® points* • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences. American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
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- Unlock special experiences with the Platinum Card®
- Earn 100,000 Membership Rewards® points - that’s $1,000 towards a weekend away
- New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
- Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership
- Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
- Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
- Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
- Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands
- Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
- Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Enjoy complimentary benefits that offer an average value of $750 CAD at over 1,300 extraordinary properties worldwide when you book Fine Hotels + Resorts
- Platinum Cardmembers can enjoy access to special events and unique opportunities
- Enjoy premium benefits at the Toronto Pearson Airport
- You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis
- Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
- Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.
HSBC World Elite® Mastercard® Review 2023
With the HSBC World Elite Mastercard you earn 6 points for $1 in Net Purchanses which are Travel Purchases, 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases and 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
Save on all your fore
Special offer: Earn up to 50,000 points* ($250 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by September 29, 2023. Conditions apply.
o Welcome bonus of 20,000 points* ($100 travel value)
o Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
o Earn 20,000 points* as an anniversary bonus ($100 travel value)
o First year annual fee rebate for the primary cardholder* ($149)
o Receive a $100 annual travel enhancement credit*
Enjoy maximum flexibility and redeem your Points on your terms for:
Travel
Gift cards and valuable merchandise
Financial rewards
Rewards for miles
This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.
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No foreign transaction feesSave on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
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HSBC World Elite Rewards ProgramEarn 3% in travel rewards on all eligible travel purchases(6 Points per $1) and 1.5% in travel rewards on all other eligible purchases(3 Points per $1).
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook and earns rewards with the American Express Cobalt credit card.
