Card Details
Use Your Card. Earn Points.
Get Free Stuff Every time you make a purchase with your card, you automatically earn RBC Rewards point that you can redeem for travel, cash back, gift cards, merchandise and more
Pool and Transfer Points
Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account
So Many Rewards to Choose From!
Redeem points for gift cards at some of your favorite spots like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today's hottest brands
Get Free Stuff Every time you make a purchase with your card, you automatically earn RBC Rewards point that you can redeem for travel, cash back, gift cards, merchandise and more
Pool and Transfer Points
Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account
So Many Rewards to Choose From!
Redeem points for gift cards at some of your favorite spots like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today's hottest brands
Insurance
-
Priority airport services
No
-
Airport lounge access
No
-
Concierge service
No
-
Balance protection(Optional)
No
-
Purchase Security & Extended Protection Insurance
Yes
-
Flight delay insurance,Baggage Insurance
Yes
-
Vehicle rental insurance
Yes
-
Travel accident insurance
Yes
-
Travel medical insurance
Yes
Fees and Eligibility
Fees
- Annual Fee: $75
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
Eligibility
Household Income Required: $1
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Recommended Credit Score:
670
900
Average to Excellent
Our Rating
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Premier Benefits From Visa Enjoy a signature concierge service to schedule events and purchase tickets. Plus, access travel privileges such as exclusive hotel benefits and upgrades, as well as fine dining, spa and health club discounts.
Easy to Use, Easy to Pay Off Use your RBC Bank credit card anywhere Visa is accepted in-store, online and over the phone. And pay your credit card bill by just clicking the Pay Now button in Online Banking. Sound simple? It is. A Secure Way to Pay Chip technology is embedded into your RBC Bank credit card, which means you?re protected by several layers of fraud prevention technology.
And if something goes wrong, you're protected by Visa's Zero Liability. No U.S. Credit Score or Address Required We?ll use your Canadian credit history?and any RBC relationship you have to qualify you for your card.
Easy to Use, Easy to Pay Off Use your RBC Bank credit card anywhere Visa is accepted in-store, online and over the phone. And pay your credit card bill by just clicking the Pay Now button in Online Banking. Sound simple? It is. A Secure Way to Pay Chip technology is embedded into your RBC Bank credit card, which means you?re protected by several layers of fraud prevention technology.
And if something goes wrong, you're protected by Visa's Zero Liability. No U.S. Credit Score or Address Required We?ll use your Canadian credit history?and any RBC relationship you have to qualify you for your card.
Editor's Review
This credit card is will help to eliminate need for currency conversion when you pay in USD. U.S. dollar credit cards are good for those who:
Regularly make purchases in the U.S. (either online or in person)
Who regularly travel to the U.S
Who live in the U.S for few month each year(Snowbirds)
Regularly make purchases in the U.S. (either online or in person)
Who regularly travel to the U.S
Who live in the U.S for few month each year(Snowbirds)
.
Other Recommended Credit Cards
American Express Cobalt® Card
Annual Fee
156$
Recommended Credit Score:
670
900
Average to Excellent
American Express Cobalt® Credit Card review 2024
Welcome Offer:
|
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to 15,000 points in a year.
American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
|
SimplyCash® Card from American Express
Annual Fee
0$
Recommended Credit Score:
670
900
Average to Excellent
SimplyCash® Card from American Express Review
Earn Cash Back
The more you buy with the Card, the more cash back you'll earn.
- In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months
- Earn accelerated earn rates on eligible gas and grocery purchases
-
Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
Access events and special offers curated for Cardmembers with American Express® Experiences
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
Marriott Bonvoy® American Express®* Card
Annual Fee
120$
Recommended Credit Score:
670
900
Average to Excellent
Review of Marriott Bonvoy® American Express®*
New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Subject to change at any time.
- Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®
- Earn 2 points for every $1 in all other Card purchases
- Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
- No annual fee on Additional Cards
- Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
- Automatic Marriott Bonvoy Silver Elite status membership
- Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
- Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
Tangerine World Mastercard®
Annual Fee
0$
Recommended Credit Score:
670
900
Average to Excellent
Tangerine World Mastercard Review 2024
Special Offer:
Take on the world, get an extra 10% back* on everyday purchases.
Apply for a Tangerine World Mastercard® by October, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Always-On Offer:
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Apply for a Tangerine World Mastercard® by October, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Always-On Offer:
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Earn 2% Money-Back Rewards in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
Easy online Pause My Card feature–in case you need it
If you ever think you’ve lost or misplaced your Card, there’s no need to panic. With a couple quick clicks, you can temporarily suspend it.
Transfer and save
During your first 30 days, transfer balances and pay an interest rate of only 1.95% on the transferred balance for the first 6 months (19.95% after that). A Balance Transfer fee of 1% on the amount transferred will apply.†
No limits
No limit on the amount of Money-Back Rewards you can earn on your everyday purchases. Conditions apply.
Author Bio
Mohamed Konate
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
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