RBC Visa Signature Black Plus Review
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$75
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
RBC  Visa Signature Black Plus
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:RBC
Network Type:VISA
RBC Visa Signature Black Plus
Welcome Bonus
Annual Fee
$75
RBC  Visa Signature Black Plus
Card Details
Use Your Card. Earn Points.

Get Free Stuff Every time you make a purchase with your card, you automatically earn RBC Rewards point that you can redeem for travel, cash back, gift cards, merchandise and more

Pool and Transfer Points

Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account

So Many Rewards to Choose From!

Redeem points for gift cards at some of your favorite spots like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today's hottest brands
Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $75
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
Household Income Required: $1
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Premier Benefits From Visa Enjoy a signature concierge service to schedule events and purchase tickets. Plus, access travel privileges such as exclusive hotel benefits and upgrades, as well as fine dining, spa and health club discounts.

Easy to Use, Easy to Pay Off Use your RBC Bank credit card anywhere Visa is accepted in-store, online and over the phone. And pay your credit card bill by just clicking the Pay Now button in Online Banking. Sound simple? It is. A Secure Way to Pay Chip technology is embedded into your RBC Bank credit card, which means you?re protected by several layers of fraud prevention technology.

And if something goes wrong, you're protected by Visa's Zero Liability. No U.S. Credit Score or Address Required We?ll use your Canadian credit history?and any RBC relationship you have to qualify you for your card.
Editor's Review
This credit card is will help to eliminate need for currency conversion when you pay in USD. U.S. dollar credit cards are good for those who:

Regularly make purchases in the U.S. (either online or in person)

Who regularly travel to the U.S

Who live in the U.S for few month each year(Snowbirds)