Card Details

Bank Name: RBC
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $75
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


Household Income Required: $1
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

RBC Visa Signature Black Plus Review

Welcome Bonus:
Special Offer:
Low introductory APR offer
RBC Visa Signature Black Plus snapshot
Use Your Card. Earn Points.

Get Free Stuff Every time you make a purchase with your card, you automatically earn RBC Rewards point that you can redeem for travel, cash back, gift cards, merchandise and more

Pool and Transfer Points

Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account

So Many Rewards to Choose From!

Redeem points for gift cards at some of your favorite spots like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today's hottest brands
RBC Visa Signature Black Plus Rewards
RBC Visa Signature Black Plus Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
RBC Visa Signature Black Plus User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

RBC Visa Signature Black Plus FAQs

Other Recommended Credit Cards


Premier Benefits From Visa Enjoy a signature concierge service to schedule events and purchase tickets. Plus, access travel privileges such as exclusive hotel benefits and upgrades, as well as fine dining, spa and health club discounts.

Easy to Use, Easy to Pay Off Use your RBC Bank credit card anywhere Visa is accepted in-store, online and over the phone. And pay your credit card bill by just clicking the Pay Now button in Online Banking. Sound simple? It is. A Secure Way to Pay Chip technology is embedded into your RBC Bank credit card, which means you?re protected by several layers of fraud prevention technology.

And if something goes wrong, you're protected by Visa's Zero Liability. No U.S. Credit Score or Address Required We?ll use your Canadian credit history?and any RBC relationship you have to qualify you for your card.

Editor`s Review:

This credit card is will help to eliminate need for currency conversion when you pay in USD. U.S. dollar credit cards are good for those who:

Regularly make purchases in the U.S. (either online or in person)

Who regularly travel to the U.S

Who live in the U.S for few month each year(Snowbirds)

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Click on the user reviews tab above to leave a review


Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.