TD Aeroplan Visa Infinite Card Review
Earn up to $1,250 in value in the first year. Conditions Apply. Must apply by December 5, 2021.
Recommended Credit Score:
670 900
Average to Excellent
$1250
Welcome Bonus Value
$139
Annual Fee
19.99%
Purchase Interest Rate
$60,000
Min Personal Required
TD Aeroplan Visa Infinite Card
My Rate Compass Rating: star star star star_half star_outline (3.7)
Bank Name:TD Canada Trust
Network Type:VISA
Awards:Best Credit Card Award Winner
TD Aeroplan Visa Infinite Card
Welcome Bonus
Earn up to $1,250 in value in the first year. Conditions Apply. Must apply by December 5, 2021.
Annual Fee
$139
TD Aeroplan Visa Infinite Card
Card Details
TD Aeroplan Visa Infinite Card review


Limited Time Offer

Apply by December 5, 2021 to earn up to $1,250 in value (assuming you take one round-trip Air Canada flight and add an Additional Cardholder to your account in the first year) as follows:

  • As a new Cardholder, you could earn a bonus Buddy Pass that can score you a second ticket when you book an economy ticket to bring anyone along anywhere Air Canada flies in North America, Including Hawaii and Mexico. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $1,000 within 90 days of Account opening, and you have a whole year to use it (a value of $350).
  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card (a value of $200).
  • Earn an additional 15,000 Aeroplan points when you spend $1,000 within 90 days of Account opening (a value of $300).
  • Get an annual fee rebate for the first year (a value of $214, assuming you add an Additional Cardholder to your account in the first year).
  • Enroll for NEXUS and once every 48 months get an application fee rebate (a value of up to $125, assumes both the Primary Cardholder and Additional Cardholder use the NEXUS Benefit).
  • Share free first checked bags (a value of $120 for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year).

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by December 6, 2021.



Earn 1.5 points
for every $1 spent on eligible gas, grocery and Air Canada® purchases, including Air Canada Vacations®.

Earn 1 point
for every $1 spent on all other Purchases made with your Card

Earn points twice
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore

Your Aeroplan points don’t expire
Your Aeroplan points will not expire as long as you are a TD® Aeroplan® Visa Infinite Primary Cardholder in good standing.
Insurance
  • Priority airport services Yes
  • Airport lounge access Yes
  • Concierge service Yes
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $139
  • Additional Card Fee: $50
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
Personal Income Required: $60000
Household Income Required: $1
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_half star_outline (3.7)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
  • Complimentary Visa Infinite Concierge: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. Call toll-free from Canada and the U.S.: 1-888-853-4458 From outside Canada and the U.S.: 1-630-350-4545

  • Visa Infinite Luxury Hotel Collection: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

  • Visa Infinite Dining Series: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
  • Visa Infinite Wine Country Program: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.

  • Visa Infinite Entertainment Access: Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival®

  • Visa Infinite Troon Golf: Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.

  • Mobile Device Insurance
    Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.

  • Purchase Security and Extended Warranty Protection
    You automatically have access to Purchase Security and Extended Warranty Protection, covering eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer’s warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
Editor's Review

The most obvious feature of this credit card is in the name, it has a connection to Aeroplan. Aeroplan is Canada’s frequent flyer program and the TD Aeroplan Visa Infinite allows card holders to earn Aeroplan points on daily expenditures. In addition, there is a welcoming bonus of 10,000 bonus Aeroplan points with your first purchase. It doesn’t take much to start earning!

 

Card holders earn 1.5 miles per dollar spent on groceries, pharmacies, gas and Air Canada purchases. One point per dollar spent is earned on all other purchases. A notable benefit of the TD Aeroplan Visa Infinite credit card is you can earn points on everyday expenditures which means it’s not challenging to earn at all.

 

In addition to the ease of earning points, cardholders gain access to travel insurance. The insurance covers car rental insurance, delayed or lost baggage, trip cancellation or interruption, flight delay, travel accident and medical emergency expenses. However, insurance only applies when you charge the full cost to your TD Aeroplan Visa Infinite which can be inconvenient when you’re abroad. Finally, cardholders have special Air Canada benefits when you redeem your points for Air Canada flights. These include priority check-in, priority boarding, an annual visit to the Air Canada Maple Leaf Lounge and a complimentary first checked bag.

 

A pitfall of this credit card is the $139 annual fee. TD will waive the fee for the first year if you have an All-Inclusive Account and have $5,000 or more sitting in that account. Another disadvantage is that it's hard to peg the actual value of the points you earn. The amount of points you need for a flight depends on your desired travel class and destination. TD allows card holders to redeem their points on any Air Canada flight or any other Star Alliance partner airline which gives you ample choice. While the travel points aren’t the best on the market, it can be an extremely favourable card for those who like to travel with Air Canada.

 

All in all, the TD Aeroplan Visa Infinite card has a lot of advantages, but they’re not the best on the market. Also, the disadvantages can off put the advantages making it subpar. However, it is more attainable than other travel based credit cards on the market and is an excellent choice if you already bank with TD and work with Aeroplan.

Awards