WestJet RBC World Elite Mastercard Review
Get 450 welcome WestJet dollars1 (with minimum spend).
Recommended Credit Score:
670 900
Average to Excellent
$250
Welcome Bonus Value
$119
Annual Fee
19.99%
Purchase Interest Rate
$80,000
Min Personal Required
WestJet RBC  World Elite Mastercard
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:RBC
Network Type:Mastercard
WestJet RBC World Elite Mastercard
Welcome Bonus
Get 450 welcome WestJet dollars1 (with minimum spend).
Annual Fee
$119
WestJet RBC  World Elite Mastercard
Card Details

WestJet RBC World Elite Mastercard Review

  • Get 450 welcome WestJet dollars (with minimum spend).
  • Buy One, Bring One with a Companion voucher – every year – starting from $119 CAD (plus taxes, fees and charges). Get an annual round-trip companion voucher for any WestJet destination.
  • Reach higher with WestJet Rewards Status Lift
    Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet.


Interest Rate: 19.99%

Fees:

  • Annual: $119, plus $59 for every additional card
  • Balance transfer: N/A
  • Cash advance: $3.50 in Canada and $5 outside Canada, plus 22.99% interest on overdue amounts
  • Foreign transaction: 2.5% per transaction
  • Missed or late payments: increased interest rates to 24.99% on all purchases and 27.97% on cash advances after two missed minimum payments
  • Over limit: $29
  • Returned payment: $45

 

Rewards:

Collect WestJet dollars for future vacations while making purchases, additional points when you purchase WestJet flights or vacation packages. Additional benefits includes extra points on Petro Canada purchases, travel assistance, travel insurance and world wide acceptability.

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $119
  • Additional Card Fee: $59
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 21.99%
Eligibility
Personal Income Required: $80000
Household Income Required: $150000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Lots of ways to earn WestJet dollars

Get 450 welcome WestJet dollars with your first purchase

1.5% cash back in WestJet dollars on everyday purchases

2% cash back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card

Your first checked bag is free

For the primary cardholder on WestJet flights and up to 8 guests

Editor's Review

A fantastic card for loyal WestJet flyers, the WestJet RBC World Elite Mastercard pays 450 welcome WestJet dollars after your first purchase. This offsets the $119 annual fee for three years! You'll earn 2% cash back in WestJet dollars on WestJet flights or vacation packages and 1.5% on all other purchases. The card also includes a premium travel insurance package and a free checked bag. That's all great, but its best feature is the annual round-trip companion voucher. Every year, book a second ticket on your reservation for anywhere within Canada or the U.S. for just $99, plus taxes and fees. (Companion flights to other destinations available for $299 and $399).

This credit card is virtually the same as the WestJet Mastercard except that there are some income requirements. To obtain this card, you must have a minimum individual income of $80,000 or a household income of $150,000. If you don't meet either of those requirements, you can also obtain this card by having $400,000 of total investable assets. In return, you will earn more points and faster. Talk about big bucks!

 

Another benefit of this credit card is that it is paired with RBC. In Canada, RBC is one of the higher end banks that you can work with. Remember that the more high end the bank is, the more fees and costs you?ll incur. But if service is important to you, then the fees are entirely worth it.

 

The WestJet RBC World Elite Mastercard has its perks including travel benefits and the opportunity to work with a renowned and well established bank. Keep in mind that there is a hefty price on this card which may not be worth what you get. That being said, if you can afford it and it's worth it to you, go get this card!