Card Details

Bank Name: RBC
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $119
Additional Card Fee: $59
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%


Personal Income Required: $80000
Household Income Required: $150000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

WestJet RBC World Elite Mastercard Review

Welcome Bonus: Get 250 WestJet dollars as a welcome bonus
WestJet RBC World Elite Mastercard snapshot

Get 250 welcome WestJet dollars

Free first checked bags for the primary cardholder

Get an annual round-trip companion voucher starting at $99 CAD (plus taxes, fees and charges)

Interest Rate: 19.99%


  • Annual: $119, plus $59 for every additional card
  • Balance transfer: N/A
  • Cash advance: $3.50 in Canada and $5 outside Canada, plus 22.99% interest on overdue amounts
  • Foreign transaction: 2.5% per transaction
  • Missed or late payments: increased interest rates to 24.99% on all purchases and 27.97% on cash advances after two missed minimum payments
  • Over limit: $29
  • Returned payment: $45



Collect WestJet dollars for future vacations while making purchases, additional points when you purchase WestJet flights or vacation packages. Additional benefits includes extra points on Petro Canada purchases, travel assistance, travel insurance and world wide acceptability.

WestJet RBC World Elite Mastercard Rewards
WestJet RBC World Elite Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
WestJet RBC World Elite Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

WestJet RBC World Elite Mastercard FAQs

Other Recommended Credit Cards


Lots of ways to earn WestJet dollars

Get 250 welcome WestJet dollars with your first purchase

1.5% cash back in WestJet dollars on everyday purchases

2% cash back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card

Your first checked bag is free

For the primary cardholder on WestJet flights and up to 8 guests


Editor`s Review:

A fantastic card for loyal WestJet flyers, the WestJet RBC World Elite Mastercard pays 250 welcome WestJet dollars after your first purchase. This offsets the $119 annual fee for two years! You'll earn 2% cash back in WestJet dollars on WestJet flights or vacation packages and 1.5% on all other purchases. The card also includes a premium travel insurance package and a free checked bag. That's all great, but its best feature is the annual round-trip companion voucher. Every year, book a second ticket on your reservation for anywhere within Canada or the U.S. for just $99, plus taxes and fees. (Companion flights to other destinations available for $299 and $399).

This credit card is virtually the same as the WestJet Mastercard except that there are some income requirements. To obtain this card, you must have a minimum individual income of $80,000 or a household income of $150,000. If you don't meet either of those requirements, you can also obtain this card by having $400,000 of total investable assets. In return, you will earn more points and faster. Talk about big bucks!


Another benefit of this credit card is that it is paired with RBC. In Canada, RBC is one of the higher end banks that you can work with. Remember that the more high end the bank is, the more fees and costs you?ll incur. But if service is important to you, then the fees are entirely worth it.


The WestJet RBC World Elite Mastercard has its perks including travel benefits and the opportunity to work with a renowned and well established bank. Keep in mind that there is a hefty price on this card which may not be worth what you get. That being said, if you can afford it and it's worth it to you, go get this card!

Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review


Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.