TD First Class Travel Visa Infinite Card Review
Redeem TD Points for travel and travel-related purchases
Also redeem TD Points for retail merchandise and gift cards, or for a cash credit to your Account
No travel blackouts, no seat restrictions and no expiry for your TD Points
An extensive suite of travel insurance
Earn 3 TD Points
for every $1 you spend on Purchases made using your Card
Earn 9 TD Points
when you book travel online through Expedia For TD
Your TD Points don't expire
as long as you are a TD First Class Travel Visa Infinite Cardholder
The product of TD's partnership with Expedia, the TD First Class Travel Visa Infinite Card is a match made in heaven for travelers. It comes with a host of travel benefits including a flexible points program, generous sign-up bonus and impressive travel insurance coverage.
This credit card taps into one of the largest travel tools out there - Expedia. Not only can card holders use their points to purchase travel products on Expedia for TD, when they make a purchase they earn nine points per dollar spent. That’s one of the quickest ways to earn travel points in Canada! Keep in mind that Expedia for TD has all of the flights, hotels and travel packages that the regular Expedia site has. Fortunately, there are no black out dates or other limitations when booking. Points never expire and can go towards taxes and other fees. If travel isn’t for you, you can also redeem points for merchandise and gift cards through TD. However, this way, you won’t get as much value for your purchase.
When you obtain the TD First Class Travel Visa Infinite, you will receive a welcome offer which includes double the points on everyday purchases for the first three months with a 60,000 point cap. In addition, the welcome offer includes 20,000 points after your first purchase and 10,000 points when you add an authorized user. On the contrary, the rewards on daily spending after the sign up bonus is not as favourable. For purchases outside of Expedia for TD, cardholders earn a meger three points per dollar spent.
While enjoying your travels abroad, you will benefit from travel insurance as well with the TD First Class Travel Visa Infinite. The main travel insurance coverage includes medical emergency, travel accidents, trip cancellation, car rental insurance, delayed or lost baggage and trip interruption. During your flights, you also can access lounges at a discounted price.
All of these features are great, but the card requires a $120 annual fee and income of $60,000 individually or $100,000 among the household. Additional users also come with a $50 fee. The good news is that if you have a TD All Inclusive Banking Plan with $5,000 in it at all times, the annual fee will be waived. The bad news is if you dip below $5,000 in that account, you will be charged $30 per month which works out to be more than the annual fee.
The TD First Class Travel Visa Infinite is an excellent choice for individuals who travel once a year or more because card holders will earn points quickly on regular purchases. In addition, there are an array of benefits that the card holder can benefit from. So long as you can afford the annual fee and meet the income requirements, consider getting this credit card today!