TD First Class Travel Visa Infinite Card Review
Earn up to 80,000 TD Points plus, 0% promotional interest rate on Travel Purchases for the first 6 months. First year no Annual Fee for the Primary and Additional Cardholders.
Recommended Credit Score:
670 900
Average to Excellent
$570
Welcome Bonus Value
$120
Annual Fee
19.99%
Purchase Interest Rate
$60,000
Min Personal Required
TD First Class Travel Visa Infinite Card
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:TD Canada Trust
Network Type:VISA
TD First Class Travel Visa Infinite Card
Welcome Bonus
Earn up to 80,000 TD Points plus, 0% promotional interest rate on Travel Purchases for the first 6 months. First year no Annual Fee for the Primary and Additional Cardholders.
Annual Fee
$120
TD First Class Travel Visa Infinite Card
Card Details

TD First Class Travel Visa Infinite Card Review

Apply by March 6, 2022 to earn up to 80,000 TD Points1 (a travel value of up to $400 when you book travel purchases through ExpediaForTD.com and get a full Annual Fee Rebate for the Primary and Additional Cardholders (a value of up to $170) for the first year. That’s a total value of $570.

  • Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1.
  • 60,000 TD Points when you spend $1,000 within 90 days of Account opening1.

Plus:

  • Get 0% promotional interest rate on Travel Purchases for first 6 months^

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.


Redeem TD Points for travel and travel-related purchases

Also redeem TD Points for retail merchandise and gift cards, or for a cash credit to your Account

No travel blackouts, no seat restrictions and no expiry for your TD Points

An extensive suite of travel insurance

Earn 3 TD Points

for every $1 you spend on Purchases made using your Card

Earn 9 TD Points

when you book travel online through Expedia For TD

Your TD Points don't expire

as long as you are a TD First Class Travel Visa Infinite Cardholder

Insurance
  • Priority airport services Yes
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $120
  • Additional Card Fee: $50
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
Personal Income Required: $60000
Household Income Required: $100000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Auto Rental Collision/Loss Damage Insurance Coverage up to 48 consecutive days

Save with Avis Rent A Car and Budget Rent A Car.

Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
Editor's Review
The TD First Class Travel Visa Infinite Card is a great travel and reward credit card with extensive insurance coverage and benefits.

The product of TD's partnership with Expedia, the TD First Class Travel Visa Infinite Card is a great card for travelers. It comes with a host of travel benefits including a flexible points program, generous sign-up bonus and impressive travel insurance coverage.


This credit card taps into one of the largest travel tools out there - Expedia. Not only can card holders use their points to purchase travel products on Expedia for TD, when they make a purchase they earn nine points per dollar spent. That’s one of the quickest ways to earn travel points in Canada! Keep in mind that Expedia for TD has all of the flights, hotels and travel packages that the regular Expedia site has. Fortunately, there are no black out dates or other limitations when booking. Points never expire and can go towards taxes and other fees. If travel isn’t for you, you can also redeem points for merchandise and gift cards through TD. However, this way, you won’t get as much value for your purchase.

 

When you obtain the TD First Class Travel Visa Infinite, you will receive a welcome offer of 20,000 points after your first purchase and 80,000 TD Points when you spend $1,000 within 90 days of Account opening. For purchases outside of Expedia for TD, cardholders earn a meger three points per dollar spent.

 

While enjoying your travels abroad, you will benefit from travel insurance as well with the TD First Class Travel Visa Infinite. The main travel insurance coverage includes medical emergency, travel accidents, trip cancellation, car rental insurance, delayed or lost baggage and trip interruption. During your flights, you also can access lounges at a discounted price.

 

All of these features are great, but the card requires a $120 annual fee and income of $60,000 individually or $100,000 among the household(Annual fee waived at this time). Additional users also come with a $50 fee. The good news is that if you have a TD All Inclusive Banking Plan with $5,000 in it at all times, the annual fee will be waived. The bad news is if you dip below $5,000 in that account, you will be charged $30 per month which works out to be more than the annual fee.

 

The TD First Class Travel Visa Infinite is an excellent choice for individuals who travel once a year or more because card holders will earn points quickly on regular purchases. In addition, there are an array of benefits that the card holder can benefit from. So long as you can afford the annual fee and meet the income requirements, consider getting this credit card today!