Card Details

Bank Name: TD Canada Trust
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $120
Additional Card Fee: $50
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


Personal Income Required: $60000
Household Income Required: $100000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

TD First Class Travel Visa Infinite Card Review

Welcome Bonus: Earn up to 60,000 TD Points1 (a travel value of $300)
TD First Class Travel Visa Infinite Card snapshot

TD First Class Travel Visa Infinite Card Review

Limited Time Offer
Earn up to 60,000 TD Points1 (a travel value of $30021) Plus, first year no Annual Fee for the Primary and Additional Cardholders1.
Conditions Apply. Must apply by May 30, 2021.

Redeem TD Points for travel and travel-related purchases

Also redeem TD Points for retail merchandise and gift cards, or for a cash credit to your Account

No travel blackouts, no seat restrictions and no expiry for your TD Points

An extensive suite of travel insurance

Earn 3 TD Points

for every $1 you spend on Purchases made using your Card

Earn 9 TD Points

when you book travel online through Expedia For TD

Your TD Points don't expire

as long as you are a TD First Class Travel Visa Infinite Cardholder

TD First Class Travel Visa Infinite Card Rewards
Categories cash back earn rate
TD First Class Travel Visa Infinite Card Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
TD First Class Travel Visa Infinite Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

TD First Class Travel Visa Infinite Card FAQs

Other Recommended Credit Cards


Auto Rental Collision/Loss Damage Insurance Coverage up to 48 consecutive days

Save with Avis Rent A Car and Budget Rent A Car.

Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.

Editor`s Review:

The TD First Class Travel Visa Infinite Card is a great travel and reward credit card with extensive insurance coverage and benefits.

The product of TD's partnership with Expedia, the TD First Class Travel Visa Infinite Card is a great card for travelers. It comes with a host of travel benefits including a flexible points program, generous sign-up bonus and impressive travel insurance coverage.

This credit card taps into one of the largest travel tools out there - Expedia. Not only can card holders use their points to purchase travel products on Expedia for TD, when they make a purchase they earn nine points per dollar spent. That’s one of the quickest ways to earn travel points in Canada! Keep in mind that Expedia for TD has all of the flights, hotels and travel packages that the regular Expedia site has. Fortunately, there are no black out dates or other limitations when booking. Points never expire and can go towards taxes and other fees. If travel isn’t for you, you can also redeem points for merchandise and gift cards through TD. However, this way, you won’t get as much value for your purchase.


When you obtain the TD First Class Travel Visa Infinite, you will receive a welcome offer of 20,000 points after your first purchase and 40,000 TD Points when you spend $1,500 within 90 days of Account opening. For purchases outside of Expedia for TD, cardholders earn a meger three points per dollar spent.


While enjoying your travels abroad, you will benefit from travel insurance as well with the TD First Class Travel Visa Infinite. The main travel insurance coverage includes medical emergency, travel accidents, trip cancellation, car rental insurance, delayed or lost baggage and trip interruption. During your flights, you also can access lounges at a discounted price.


All of these features are great, but the card requires a $120 annual fee and income of $60,000 individually or $100,000 among the household(Annual fee waived at this time). Additional users also come with a $50 fee. The good news is that if you have a TD All Inclusive Banking Plan with $5,000 in it at all times, the annual fee will be waived. The bad news is if you dip below $5,000 in that account, you will be charged $30 per month which works out to be more than the annual fee.


The TD First Class Travel Visa Infinite is an excellent choice for individuals who travel once a year or more because card holders will earn points quickly on regular purchases. In addition, there are an array of benefits that the card holder can benefit from. So long as you can afford the annual fee and meet the income requirements, consider getting this credit card today!

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.