Card Details

Bank Name: MBNA
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.8)

Fees

Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 24.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

MBNA Rewards Platinum Plus® Mastercard Review

Welcome Bonus: Earn 4X points per $1 on eligible gas, grocery & restaurant purchases. Plus up to 10,000 bonus points
 
MBNA Rewards Platinum Plus® Mastercard snapshot

MBNA Rewards Platinum Plus® Mastercard® Review


Get 5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening and 5,000 more bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening

Earn 4 points†† for every $1 spent on eligible gas, grocery and restaurant purchases during the first 90 days, and 2 points for every $1 spent on eligible gas, grocery and restaurant purchases thereafter ($5,000 annual cap on each category)

  • Flexible rewards: Redeem your points for travel, gift cards, and more
  • No Annual Fee
  • Welcome offer: Get 2,500 bonus points when you enroll in e-statements and 2,500 more points when you make your first eligible purchase within 90 days of account opening
  • Your MBNA Rewards Points never expire as long as your account is open and in good standing


 

MBNA Rewards Platinum Plus® Mastercard Rewards
MBNA Rewards Platinum Plus® Mastercard Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
No
Purchase Security & Extended Protection Insurance
NO
Flight delay insurance,Baggage Insurance
No
Vehicule rental insurance
No
Travel accident insurance
No
Travel medical insurance
No
MBNA Rewards Platinum Plus® Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

MBNA Rewards Platinum Plus® Mastercard FAQs
 

Other Recommended Credit Cards

Advantages:

Redeem points  for travel, brand-name merchandise, gift cards from participating retailers, cash back, and charitable donations
 

Editor`s Review:

The MBNA Rewards Platinum Plus® Mastercard® is an exceptional rewards card that is free of charge and can be acquired by any Canadian resident who is of age. Of course, this is not a card useful for paying off debt or balance transfers, as it offers a 22.99% interest rate for balance transfers and 24.99% for cash advances.

 

However, this card gives you 1 point for every $1 spent on eligible purchases. As an onboarding bonus, you can get 10,000 extra points, plus 4X points for $1 spent on restaurant, grocery and gas purchases. You can earn 4x points during the first 90 days and 2x points after that, capped at $5,000 for each category.

 

Because this credit card comes with no annual fee, it is an excellent choice for anyone who wants to make extra points and use them part of the MBNA rewards program. You can use these points to make purchases on the MBNA own's catalogue, redeem points and transform them into cash, or simply use them to donate to charities.

 

The MBNA Rewards Platinum Plus® Mastercard® also comes with worldwide coverage, emergency services, lost luggage assistance, purchase assurance, and extended warranty.

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Click on the user reviews tab above to leave a review

 

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.