MBNA Rewards Platinum Plus® Mastercard® Review
Get 5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening and 5,000 more bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening
Earn 4 points†† for every $1 spent on eligible gas, grocery and restaurant purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible gas, grocery and restaurant purchases thereafter ($5,000 annual cap on each category)
- Flexible rewards: Redeem your points for travel, gift cards, and more
- No Annual Fee
- Welcome offer: Get 2,500 bonus points when you enroll in e-statements and 2,500 more points when you make your first eligible purchase within 90 days of account opening
- Your MBNA Rewards Points never expire as long as your account is open and in good standing
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
NO
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Flight delay insurance,Baggage Insurance
No
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Vehicle rental insurance
No
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Travel accident insurance
No
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Travel medical insurance
No
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 24.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
The MBNA Rewards Platinum Plus® Mastercard® is an exceptional rewards card that is free of charge and can be acquired by any Canadian resident who is of age. Of course, this is not a card useful for paying off debt or balance transfers, as it offers a 22.99% interest rate for balance transfers and 24.99% for cash advances.
However, this card gives you 1 point for every $1 spent on eligible purchases. As an onboarding bonus, you can get 10,000 extra points, plus 4X points for $1 spent on restaurant, grocery and gas purchases. You can earn 4x points during the first 90 days and 2x points after that, capped at $5,000 for each category.
Because this credit card comes with no annual fee, it is an excellent choice for anyone who wants to make extra points and use them part of the MBNA rewards program. You can use these points to make purchases on the MBNA own's catalogue, redeem points and transform them into cash, or simply use them to donate to charities.
The MBNA Rewards Platinum Plus® Mastercard® also comes with worldwide coverage, emergency services, lost luggage assistance, purchase assurance, and extended warranty.
American Express Cobalt® Credit Card review 2024
Welcome Offer:
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In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to 15,000 points in a year.
American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
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Welcome bonus:
Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived.‡
To qualify for the 40,000 bonus Scene+ points:
- Earn 30,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.
- Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.
You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op.
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
HSBC World Elite® Mastercard® Review 2023
With the HSBC World Elite Mastercard you earn 6 points for $1 in Net Purchanses which are Travel Purchases, 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases and 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
Save on all your fore
Special offer: Earn up to 50,000 points* ($250 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by September 29, 2023. Conditions apply.
o Welcome bonus of 20,000 points* ($100 travel value)
o Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
o Earn 20,000 points* as an anniversary bonus ($100 travel value)
o First year annual fee rebate for the primary cardholder* ($149)
o Receive a $100 annual travel enhancement credit*
Enjoy maximum flexibility and redeem your Points on your terms for:
Travel
Gift cards and valuable merchandise
Financial rewards
Rewards for miles
This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.
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No foreign transaction feesSave on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
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HSBC World Elite Rewards ProgramEarn 3% in travel rewards on all eligible travel purchases(6 Points per $1) and 1.5% in travel rewards on all other eligible purchases(3 Points per $1).
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
