Visa Business Review
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$12
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
Visa Business
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:RBC
Network Type:VISA
Card Details
Keep Track of Your Business Spending

A dedicated business credit card lets you separate your business and personal expenses, which will help improve your business expense management processes.

Improve Your Cash Management

Consolidate your business spending onto one card, so you have only one payment at the end of the month.

Instant Fuel Savings at Petro-Canada

Link your card and instantly save 3c/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $12
  • Additional Card Fee: $12
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
This Card Is Good for a Business Owner Who Wants:
  • A no-frills business credit card solution that offers convenience and flexibility

  • A simple way to track and manage business expenses

  • To build a credit history in the name of the business


Assured assistance

Provides you with a range of valuable services when you are faced with certain unexpected situations, medical emergencies or in need of legal assistance.

Purchase security

Protects eligible business purchases charged to your Visa Business card against theft, loss or damage for 90 days from the day you buy them.

Extended warranty

Doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your Visa Business card.

Editor's Review

Great credit card that offers convenience, flexibility along with insurance and protection. In addition, you can instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.

Here are additional advantages that a small business credit card can offer your business to help it grow and be profitable. 

Manage business expenses
Earn rewards for your business spend
Build credit for your business
Simplicity of recordkeeping and reporting, especially around tax time
Maintain control over spending

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