A dedicated business credit card lets you separate your business and personal expenses, which will help improve your business expense management processes.
Improve Your Cash ManagementConsolidate your business spending onto one card, so you have only one payment at the end of the month.
Instant Fuel Savings at Petro-CanadaLink your card and instantly save 3c/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
Yes
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicle rental insurance
Yes
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Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $12
- Additional Card Fee: $12
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
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A no-frills business credit card solution that offers convenience and flexibility
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A simple way to track and manage business expenses
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To build a credit history in the name of the business
Assured assistance
Provides you with a range of valuable services when you are faced with certain unexpected situations, medical emergencies or in need of legal assistance.
Purchase security
Protects eligible business purchases charged to your Visa Business card against theft, loss or damage for 90 days from the day you buy them.
Extended warranty
Doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your Visa Business card.
Great credit card that offers convenience, flexibility along with insurance and protection. In addition, you can instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.
Here are additional advantages that a small business credit card can offer your business to help it grow and be profitable.Manage business expenses
Earn rewards for your business spend
Build credit for your business
Simplicity of recordkeeping and reporting, especially around tax time
Maintain control over spending
PC Financial Mastercard Review
Use your PC Financial Mastercard everywhere you shop to earn PC Optimum points towards free rewards In Loblaws stores 10 PC Points per $13 Bonus of 2 cents per litre in PC points at Esso 20 PC Points per $1 at PC Travel Everywhere else 10 PC Points per $1 20 PC Points per $1 for PC Mobile Montlhy serviceInterest Rate: 19.97%
Fees:
- Annual: $0
- Balance transfer: 0.97%
- Cash advance: $3.50 inside Canada, $5 outside Canada, plus 22.97% interest on overdue amounts
- Foreign transaction: 2.5% per transaction
- Missed or late payments: increased interest rates to 25.97% on all purchases and 27.97% on cash advances after two missed minimum payments
- Over limit: $29
- Returned payment: $42
Rewards: Earn PC points on every purchase, including extra points at Shoppers Drug Mart/Pharmaprix, Esso, PC Travel and Mobil. Points can be redeemed at Loblaws, No Frills, PC Travel and Shoppers Drug Mart/Pharmaprix. Ten dollars is equal to 10,000 PC points.
WestJet RBC World Elite Mastercard Review
- Get 450 welcome WestJet dollars (with minimum spend).
- Buy One, Bring One with a Companion voucher – every year – starting from $119 CAD (plus taxes, fees and charges). Get an annual round-trip companion voucher for any WestJet destination.
- Reach higher with WestJet Rewards Status Lift
Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet.
Interest Rate: 19.99%
Fees:
- Annual: $119, plus $59 for every additional card
- Balance transfer: N/A
- Cash advance: $3.50 in Canada and $5 outside Canada, plus 22.99% interest on overdue amounts
- Foreign transaction: 2.5% per transaction
- Missed or late payments: increased interest rates to 24.99% on all purchases and 27.97% on cash advances after two missed minimum payments
- Over limit: $29
- Returned payment: $45
Rewards:
Collect WestJet dollars for future vacations while making purchases, additional points when you purchase WestJet flights or vacation packages. Additional benefits includes extra points on Petro Canada purchases, travel assistance, travel insurance and world wide acceptability.
Our experts have compiled a list of the best cards in Canada in each major category, from cash back and low rate to balance transfers and more. Explore our top picks and find the best credit card for you.
National Bank Platinum Mastercard Review
- Benefit from a comprehensive travel reward program with the Platinum Mastercard credit card
- The Platinum Mastercard gives you the flexibility to travel when and where you want with total freedom and peace of mind.
- Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause
- Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection
Earn points
1 point on ALL card purchases* without restrictions*!
Redeem your points
- Get merchandise and gift cards through the online store
- Buy vacation packages, plane tickets and even more through À la carte TravelTM
- Enjoy exclusive travel discounts with À la carte RewardsTM
- Pay your credit card balance from your online bank
Author Bio
Mohamed Konate is a personal finance expert and blogger with years of experience in the Canadian financial industry. As a former financial services professional at major institutions, he developed a deep understanding of the financial challenges facing everyday Canadians. Passionate about helping others achieve financial success, Mohamed shares his insights and knowledge on this blog. He holds a Bachelor and a Master in Business Administration from universities in Quebec.
