Card Details

Bank Name: DesJardins
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)


Annual Fee: $110
Additional Card Fee: $30
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Visa Odyssey Gold Review

Welcome Bonus:
Visa Odyssey Gold snapshot

Desjardins Odyssey® Gold Visa review

Better security through chip technology

21-day grace period to pay your bill without incurring credit charges

No transaction fees Visa payWave contactless technology Verified by Visa


Visa Odyssey Gold Rewards
Categories cash back earn rate
Visa Odyssey Gold Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Visa Odyssey Gold User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Visa Odyssey Gold FAQs

Other Recommended Credit Cards


Get a discount on short-term car rentals at participating Hertz locations worldwide. Canada and the U.S. (at participating locations) 20% off Hertz business rates (car classes B, C, D and F) 10% off Hertz weekend, weekly or monthly rental rates on all car classes

5% off Hertz daily rental rates on all car classes Outside Canada and the U.S. (at participating locations) 10% off Hertz "Affordable Europe" rates. Some conditions apply.

10% off Hertz "Affordable Latin America", "Affordable Mexico" and "Affordable Caribbean" rates.

Comprehensive travel insurance coverage

Mobile device insurance

BONUSDOLLARS reward program

50% off access to the Desjardins Odyssey Lounge at Montr?al-Trudeau Airport


Editor`s Review:

This sleek, nice looking card comes with an annual fee of $110 and has no welcome bonus. Even though these might be discouraging at first glance, you'll be able to gain access to a wide range of benefits that are just perfect for you, especially if you travel a lot.


First off, with Desjardins Odyssey® Gold Visa you gain 1% back on all your purchases. You can use the rewards for merchandise, financial services, trade show tickets, travel or even for donations. Second, you get mobile device insurance that covers your digital device for up to $1,000.


Third, you can gain comprehensive medical insurance, especially if you're over 55 years of age, up to 75. This insurance lasts for 60 days, so you can travel worry-free knowing that you are guarded against any potential threat.


At the Montreal-Trudeau Airport, you can also get a 50% discount at the Odyssey Lounge. Additionally, you can rent a car with 20% off from any Hertz location around the globe.


Last but not least, this card gives you the best travel coverage possible, including unlimited trip interruptions, trip cancellation, flight delay, and others. With this guard, you are properly insured against any potential accident or unforeseen event.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.