Visa Odyssey Gold Review
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
Visa Odyssey Gold
My Rate Compass Rating: star star star star_outline star_outline (3)
Bank Name:DesJardins
Network Type:VISA
Card Details

Desjardins Odyssey® Gold Visa review

Better security through chip technology

21-day grace period to pay your bill without incurring credit charges

No transaction fees Visa payWave contactless technology Verified by Visa


  • Priority airport services No
  • Airport lounge access Yes
  • Concierge service No
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $110
  • Additional Card Fee: $30
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_outline star_outline (3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Get a discount on short-term car rentals at participating Hertz locations worldwide. Canada and the U.S. (at participating locations) 20% off Hertz business rates (car classes B, C, D and F) 10% off Hertz weekend, weekly or monthly rental rates on all car classes

5% off Hertz daily rental rates on all car classes Outside Canada and the U.S. (at participating locations) 10% off Hertz "Affordable Europe" rates. Some conditions apply.

10% off Hertz "Affordable Latin America", "Affordable Mexico" and "Affordable Caribbean" rates.

Comprehensive travel insurance coverage

Mobile device insurance

BONUSDOLLARS reward program

50% off access to the Desjardins Odyssey Lounge at Montr?al-Trudeau Airport

Editor's Review

This sleek, nice looking card comes with an annual fee of $110 and has no welcome bonus. Even though these might be discouraging at first glance, you'll be able to gain access to a wide range of benefits that are just perfect for you, especially if you travel a lot.


First off, with Desjardins Odyssey® Gold Visa you gain 1% back on all your purchases. You can use the rewards for merchandise, financial services, trade show tickets, travel or even for donations. Second, you get mobile device insurance that covers your digital device for up to $1,000.


Third, you can gain comprehensive medical insurance, especially if you're over 55 years of age, up to 75. This insurance lasts for 60 days, so you can travel worry-free knowing that you are guarded against any potential threat.


At the Montreal-Trudeau Airport, you can also get a 50% discount at the Odyssey Lounge. Additionally, you can rent a car with 20% off from any Hertz location around the globe.


Last but not least, this card gives you the best travel coverage possible, including unlimited trip interruptions, trip cancellation, flight delay, and others. With this guard, you are properly insured against any potential accident or unforeseen event.