Desjardins Odyssey® Gold Visa review
Better security through chip technology
21-day grace period to pay your bill without incurring credit charges
No transaction fees Visa payWave contactless technology Verified by Visa
-
Priority airport services
No
-
Airport lounge access
Yes
-
Concierge service
No
-
Balance protection(Optional)
Yes
-
Purchase Security & Extended Protection Insurance
Yes
-
Flight delay insurance,Baggage Insurance
Yes
-
Vehicule rental insurance
Yes
-
Travel accident insurance
Yes
-
Travel medical insurance
Yes
- Annual Fee: $110
- Additional Card Fee: $30
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
5% off Hertz daily rental rates on all car classes Outside Canada and the U.S. (at participating locations) 10% off Hertz "Affordable Europe" rates. Some conditions apply.
10% off Hertz "Affordable Latin America", "Affordable Mexico" and "Affordable Caribbean" rates.
Comprehensive travel insurance coverage
Mobile device insurance
BONUSDOLLARS reward program
50% off access to the Desjardins Odyssey Lounge at Montr?al-Trudeau Airport
This sleek, nice looking card comes with an annual fee of $110 and has no welcome bonus. Even though these might be discouraging at first glance, you'll be able to gain access to a wide range of benefits that are just perfect for you, especially if you travel a lot.
First off, with Desjardins Odyssey® Gold Visa you gain 1% back on all your purchases. You can use the rewards for merchandise, financial services, trade show tickets, travel or even for donations. Second, you get mobile device insurance that covers your digital device for up to $1,000.
Third, you can gain comprehensive medical insurance, especially if you're over 55 years of age, up to 75. This insurance lasts for 60 days, so you can travel worry-free knowing that you are guarded against any potential threat.
At the Montreal-Trudeau Airport, you can also get a 50% discount at the Odyssey Lounge. Additionally, you can rent a car with 20% off from any Hertz location around the globe.
Last but not least, this card gives you the best travel coverage possible, including unlimited trip interruptions, trip cancellation, flight delay, and others. With this guard, you are properly insured against any potential accident or unforeseen event.
American Express Cobalt® Credit Card review
Welcome Offer:|
Earn up to 30,000 Membership Rewards® points*
• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences. American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
|
Welcome bonus:
Earn up to 30,000 bonus Scene+ points in your first year (that’s up to $300 towards travel).‡ Plus, no annual fee in the first year, including on supplementary cards‡ and 2.99% introductory interest rate on purchases and balance transfers for the first 6 months‡ (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)‡
- Earn 30,000 bonus Scotia Rewards points when you spend $1,000 in everyday eligible purchases in the first 3 months.
- Earn 10,000 bonus Scotia Rewards points when you spend at least $40,000 in everyday eligible purchases annually.
- Redeem your Scotia Rewards points towards statement credits, travel, the latest in tech, gift cards and more!
• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
• Enjoy no FX Mark-up
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
HSBC World Elite® Mastercard® Review 2022
Special offer: Earn up to 80,000 points* ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by October 31, 2022. Conditions apply.
o Welcome bonus of 20,000 points* ($100 travel value)
o Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
o Earn 20,000 points* as an anniversary bonus ($100 travel value)
o First year annual fee rebate for the primary cardholder* ($149)
o Receive a $100 annual travel enhancement credit*
This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.
-
No foreign transaction feesSave on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
-
HSBC World Elite Rewards ProgramEarn 3% in travel rewards on all eligible travel purchases(6 Points per $1) and 1.5% in travel rewards on all other eligible purchases(3 Points per $1).
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.
