Desjardins Odyssey® Gold Visa review
Better security through chip technology
21-day grace period to pay your bill without incurring credit charges
No transaction fees Visa payWave contactless technology Verified by Visa
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Priority airport services
No
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Airport lounge access
Yes
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Concierge service
No
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Balance protection(Optional)
Yes
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicle rental insurance
Yes
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Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $110
- Additional Card Fee: $30
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
5% off Hertz daily rental rates on all car classes Outside Canada and the U.S. (at participating locations) 10% off Hertz "Affordable Europe" rates. Some conditions apply.
10% off Hertz "Affordable Latin America", "Affordable Mexico" and "Affordable Caribbean" rates.
Comprehensive travel insurance coverage
Mobile device insurance
BONUSDOLLARS reward program
50% off access to the Desjardins Odyssey Lounge at Montr?al-Trudeau Airport
This sleek, nice looking card comes with an annual fee of $110 and has no welcome bonus. Even though these might be discouraging at first glance, you'll be able to gain access to a wide range of benefits that are just perfect for you, especially if you travel a lot.
First off, with Desjardins Odyssey® Gold Visa you gain 1% back on all your purchases. You can use the rewards for merchandise, financial services, trade show tickets, travel or even for donations. Second, you get mobile device insurance that covers your digital device for up to $1,000.
Third, you can gain comprehensive medical insurance, especially if you're over 55 years of age, up to 75. This insurance lasts for 60 days, so you can travel worry-free knowing that you are guarded against any potential threat.
At the Montreal-Trudeau Airport, you can also get a 50% discount at the Odyssey Lounge. Additionally, you can rent a car with 20% off from any Hertz location around the globe.
Last but not least, this card gives you the best travel coverage possible, including unlimited trip interruptions, trip cancellation, flight delay, and others. With this guard, you are properly insured against any potential accident or unforeseen event.
American Express Cobalt® Credit Card review 2023
Welcome Offer:|
Earn up to 30,000 Membership Rewards® points* • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences. American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
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Welcome bonus:
Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points and annual fee waived on your first supplementary card.‡
To qualify for these offers, make sure to open a new Scotiabank Passport Visa Infinite credit card account by October 31, 2023.
To qualify for the 35,000 bonus Scene+ points:
- Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.
- Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.
You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op.
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
HSBC World Elite® Mastercard® Review 2023
With the HSBC World Elite Mastercard you earn 6 points for $1 in Net Purchanses which are Travel Purchases, 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases and 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
Save on all your fore
Special offer: Earn up to 50,000 points* ($250 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by September 29, 2023. Conditions apply.
o Welcome bonus of 20,000 points* ($100 travel value)
o Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
o Earn 20,000 points* as an anniversary bonus ($100 travel value)
o First year annual fee rebate for the primary cardholder* ($149)
o Receive a $100 annual travel enhancement credit*
Enjoy maximum flexibility and redeem your Points on your terms for:
Travel
Gift cards and valuable merchandise
Financial rewards
Rewards for miles
This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.
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No foreign transaction feesSave on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
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HSBC World Elite Rewards ProgramEarn 3% in travel rewards on all eligible travel purchases(6 Points per $1) and 1.5% in travel rewards on all other eligible purchases(3 Points per $1).
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook and earns rewards with the American Express Cobalt credit card.
