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Compare Tangerine Credit Cards in Canada

Welcome Bonus Value Estimated dollar value of the credit card welcome bonus
Annual Fee The annual fee on a credit card is a fee you pay each year to use the card
Purchase APR The interest Percentage Rate applied to all purchases you make with your credit card.
Cash Advance APR The Annual Percentage Rate applied if you used your card to get funds via ATM.
Credit Score
Recommended credit score range required to be eligible for approval for the credit card

Tangerine Credit Cards Overview

Consumers who want to earn cashback based on their purchase amounts and not their purchase locations will find that Tangerine Credit Cards are the perfect match. In addition, Tangerine does not penalize low-income earners making this a great option for students and low-income earners who still want to be rewarded for their spending.

Benefits and Perks of Tangerine Credit Cards

Tangerine Credit Cards offer generous cash back perks. The Tangerine Money-Back credit card offers 2% cashback in up to three categories such as groceries, entertainment, gas, etc. This allows shoppers to choose where they want to be rewarded, which is very generous since most credit cards only offer select merchants within select categories. In addition, cardholders earn .5% back on all other purchases at all times.

Tangerine credit card balance transfer offer

Other benefits include a low balance transfer of just 1.95% for eligible applicants and no annual fee which makes it an affordable option for credit consumers.

Additionally, the Tangerine Money-Back credit card only requires an income of $12K so every household can enjoy its benefits.
The Tangerine World Mastercard requires a minimum personal income of 60k or a household income of 100k.

The Tangerine World Mastercard offers similar perks with 2% cashback in two shopping categories and .5% cash-back on everyday purchases. In addition, Tangerine credit cards do not place a cashback annual limit on potential earnings so if you keep spending you keep earning.

Tangerine Credit Card Cons

It should be noted that Tangerine credit card holders can only elect to change their categories every 90 days. Therefore, if you find that you are not spending as much as you thought within a category you will need to wait to change your selection. In addition, wholesale purchases do not count toward rewards totals. Frequent Costco shoppers therefore may not earn as much as they initially thought within the grocery category.

Types of Tangerine Credit Card Rewards

Tangerine credit cards lean heavily on cash-back rewards. Cashback is used towards the card balance on a monthly basis or can be directly deposited into a Tangerine Savings Account.

Tangerine Credit cards

Tangerine's credit cards come with $0 annual fees and offer card holders up to 2% back in rewards. The bank offers two Mastercards: the Tangerine World Mastercard and the Tangerine Money-Back Credit Card.

Tangerine World Mastercard

  • Unlimited monthly cash back rewards
  • Personalized rewards categories
  • Boingo Wi-Fi for Mastercard
  • Mastercardtravel rewards
  • On-Demand and Subscription Services
  • Rental car insurance
  • Mobile device insurance
  • Mastercard airport experiences from LoungeKey

Tangerine Money-Back Credit Card

  • Unlimited monthly cash back rewards
  • Personalized rewards categories

Tangerine's Awards and Recognitions

Since it's conception, Tangerine has consistently been recognized with industry rewards for its service and products. Most recently, its awards include JD Power 2020 awards for being the top Midsize Banking Segment, as well as the best bank in its class in the following categories:

  • Products & fees
  • Communication & Advice
  • New account opening
  • Channel activity

Additionally, in 2019, Tangerine's World Elite Mastercard was recognized for its rewards, communication and credit card terms and it ranked highest overall in the Credit Card Satisfaction Study.

Tangerine has also been recognized by Canada's Product of the Year awards, as well as the Ipsos Banking Awards.

Is Tangerine the Right Bank For You?

If you're after a bank that offers generous sign-up bonuses, referral rewards and interest rates, Tangerine just might be the bank for you. Of course, it's important to consider whether or not you're willing to give up the personal experience of banking in a physical branch and complete your transactions entirely online.

As a reminder, some of Tangerine's most desirable features and products include:

  • No-fee chequing
  • High-interest savings
  • Unlimited transactions
  • Free Interac e-transfers
  • $200* sign-up bonus
  • Up to $2,000 in referral rewards
  • TFSA, GIC, RIF and RSP accounts
  • HELOC and traditional lines of credit
  • Tangerine Credit Cards(Multiple Mastercard options with customizable rewards)

Tangerine Credit Card FAQ'S

How to get a Tangerine credit card?

The best option to get a credit card from Tangerine is to apply online on our website through our secure links above or below.

Tangerine Mastercard income requirements

Below are the requirements to get a credit card from Tangerine.

  • Gross annual income of $12,000 or more for the Money Back Credit Card and a minimum personal income of 60k or a household income of 100k for the Tangerine World Credit Card
  • The age of majority in your province or territory
  • A permanent resident of Canada
  • Clear of bankruptcies over the past 7 years

The best way to get a tangerine credit card is to apply online. Please review the full Terms and Conditions before completing your online application.

Tangerine provides choice, value and convenience to beginner credit card users and even works great as a secondary credit card.

Is Tangerine credit card hard to get?

The recommended credit score for a Tangerine credit card is between 670 to 850.

Does Tangerine credit card have travel insurance?

Tangerine Mastecard Insurance

Tangerine offers great benefits for the cardholders however do not offer travel insurance. Read more about credit card insurance here.

Does Tangerine have credit cards?

Tangerine offers 2 great credit cards below. Read our review on them.

Tangerine Money-Back Credit Card

Tangerine World Mastercard

How to apply for Tangerine credit card?

The best way to get a Tangerine credit card is to apply online through our secure links below. Please review the full Terms and Conditions and complete your online application.

Application for Tangerine Money-Back Credit Card

Application for Tangerine World Mastercard