Best MBNA Credit Cards in Canada for 2021

 
Details
Annual Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 24.99%
Recommended Credit Score
Average to Excellent
Why we like it?

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  • No annual fee
  • Low balance transfer
  • Free hotel stays
  • Generous hotel rewards
  • Flexible redemption options
  • Status upgrade
Full Review
Why we like it

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The Best Western Rewards MasterCard offers a little bit of everything from a low balance transfer rate to free room upgrades on top of a free hotel night stay as a welcome bonus and NO annual fee ? enough to make it on our list of the best hotel credit card in Canada.

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  • No annual fee ? You don?t have to pay anything for this credit card which makes it a perfect secondary credit card in your wallet.
  • Low balance transfer ? Take advantage of one of the most competitive balance transfer offer of 1.99% for 10 months.
  • Free hotel stays ? Treat yourself to a free night stay as a welcome bonus.
  • Generous hotel rewards ? This credit card offers an unbeatable 4.5% rewards rate when you redeem points for Best Western Hotel stays. There is also no limit to the points you can earn, no expiration, and no blackout dates. Truly a gem if you are a frequent customer.
  • Flexible redemption options ? You can also redeem points for airfare, dining, merchandise, entertainment, gift cards and charity, among others.
  • Status upgrade ? Automatic upgrade to gold or platinum status if you spend a lot using your credit card.
Credit Card snapshot

Free Bonus Night

Get 20,000 BWR points ? enough for a one-night stay ? with your first eligible purchase

$1 = 5 points

Purchases at Best Western properties earn you 5 BWR points for each eligible purchase you make

Tier Up!

Automatically get fast-tracked to Gold Elite Status after your first eligible purchase

No Annual Fee

Save money right from the start, because you don't pay an annual fee

Earn 1 BWR point for every $1 you spend on eligible purchases

Earn 5 BWR points for every $1 you spend at a Best Western property

1.99% promotional interest rate (AIR) on balance transfers for the first 10 full months

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Details
Annual Fee: $39
Purchases Interest Rate: 8.99%
Cash Advance Interest Rate: 24.99%
Recommended Credit Score
No Credit History
Why we like it?

Low annual fee

Low standard purchase interest rates

Full Review
Why we like it

Low annual fee: $39

Low interest rates: The standard purchase rate is 8.99% after the promotional balance transfer rate period ends for the MBNA True Line® Gold Mastercard®

Credit Card snapshot

MBNA True Line Gold Mastercard Review


$39 annual fee

Standard Annual Interest Rates of 8.99% on eligible purchases, 8.99% on balance transfers?and access cheques, and 24.99% on cash advances

A suite of comprehensive insurance**Around-the-clock-fraud protection

Access to 24/7 customer service



This offer is not available for residents of Quebec.
Details
Annual Fee: $0
Purchases Interest Rate: 12.99%
Cash Advance Interest Rate: 24.99%
Recommended Credit Score
Average to Excellent
Why we like it?
  • Tempting balance transfer promotion
  • Low regular interest rate
  • No annual fee
  • Fraud protection
Full Review
Why we like it

It comes with no annual fee and a low regular interest rate that make it appealing to people without a high income or credit score and those who want to pay off multiple debts.

Why We Like It:

  • Low regular interest rate – Once the promo expires, you will get the 12.99% rate on purchases. If you haven’t paid off your balance in the first 10 months, you will still not have a hard time paying of the remaining debt – thanks to this low interest rate.
  • No annual fee – Less money coming out of your pocket means more savings for you.
  • Fraud protection – MBNA keeps track of any suspicious activity and will look out for any fraudulent transactions on your behalf.
Credit Card snapshot
MBNA True Line Mastercard Review

  • This low rate card has a 12.99% Standard annual interest rate on purchases
  • No Annual Fee
  • You could save on interest when you use our welcome offer to transfer a balance from a higher interest rate account
  • Add up to 9 authorized users¤ with no additional annual fee for each added authorized user

This offer is not available for residents of Quebec.

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.