My Rate Compass

Best RBC Credit Cards in Canada for 2020

 
Welcome Bonus
Annual Fee: $119
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%
Recommended Credit Score
Average to Excellent
Why we like it?

 

  • Instant sign-up bon
  • Travel light
  • Travel together
  • Full security during travel
  • Double the earnings
Full Review
Why we like it

For the completely loyal WestJet passenger, the WestJet RBC World Elite MasterCard ? when used with a companion voucher ? helps deliver the most value for a travel credit card. It comes with numerous travel perks that when added together can amount to huge savings. And because it comes with an annual companion voucher and free checked bags, this credit card is best for families and couples.

  • Instant sign-up bonus - No minimum spend required. You will instantly get $250 WestJet dollars as a welcome bonus after your first purchase.
  • Travel light - One free checked bag for every person flying on the same itinerary as you (up to a maximum of 8 bags).
  • Travel together - Take your family or your special someone with you on a trip. The annual round trip companion voucher covers the base fare for someone who will be travelling with you. What?s also great about the voucher is that you can use it on any flight, on any schedule and on the same class fare as you are booked.
  • Full security during travel - Get covered while you travel against travel medical, trip interruption, purchase security and extended warranty, auto rental collision & loss, and more.
  • Double the earnings - Maximize your earning potential when you use the credit card and your WestJet Rewards ID when booking a flight.
Credit Card snapshot

Get 250 welcome WestJet dollars

Free first checked bags for the primary cardholder

Get an annual round-trip companion voucher starting at $99 CAD (plus taxes, fees and charges)


Interest Rate: 19.99%

Fees:

  • Annual: $119, plus $59 for every additional card
  • Balance transfer: N/A
  • Cash advance: $3.50 in Canada and $5 outside Canada, plus 22.99% interest on overdue amounts
  • Foreign transaction: 2.5% per transaction
  • Missed or late payments: increased interest rates to 24.99% on all purchases and 27.97% on cash advances after two missed minimum payments
  • Over limit: $29
  • Returned payment: $45

 

Rewards:

Collect WestJet dollars for future vacations while making purchases, additional points when you purchase WestJet flights or vacation packages. Additional benefits includes extra points on Petro Canada purchases, travel assistance, travel insurance and world wide acceptability.

Welcome Bonus
Annual Fee: $39
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%
Recommended Credit Score
Average to Excellent
Why we like it?
Full Review
Why we like it
Credit Card snapshot

WestJet RBC Mastercard Review

Receive a welcome bonus of 50 WestJet dollars the first time you use your card Earn WestJet dollars on your everyday purchases Travel whenever you want no blackouts or seat restrictions with your Westjet Mastercard

Interest Rate: 19.99%

Fees:

  • Annual: $39, plus $19 for every additional card
  • Balance transfer: N/A
  • Cash advance: $3.50 in Canada and $5 outside Canada, plus 22.99% interest on overdue amounts
  • Foreign transaction: 2.5% per transaction
  • Missed or late payments: increased interest rates to 24.99% on all purchases and 27.97% on cash advances after two missed minimum payments
  • Over limit: $29
  • Returned payment: $45
Rewards:

  • Collect WestJet dollars for future vacations while making purchases, additional points when you purchase WestJet flights or vacation packages.
  • Additional benefits include extra points on Petro Canada purchases, travel assistance, travel insurance and worldwide acceptability.
Welcome Bonus
Annual Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%
Recommended Credit Score
Average to Excellent
Why we like it?
  • No annual fee
  • Get rewarded for groceries
  • Unlimited cash back
  • Savings on gas
  • Worry-free purchases
  • Accepted worldwide
Full Review
Why we like it

With grocery being the top consumer purchase in Canada, the RBC Cash Back MasterCard is a good credit card to consider if you are on a lookout for a practical cashback card. It offers 2% cash back on groceries from a large pool of participating stores, including Loblaw, Walmart Superstores, Quality Foods, and more. It also gives instant gas savings at Petro-Canada locations. And at zero annual fee, this cashback MasterCard easily delivers the best value with no commitment on your part.

  • No annual fee -This cashback credit card stands out with $0 annual fee.
  • Get rewarded for groceries -Use it for groceries and earn 2% cashback on purchases up to a maximum of $6,000 annually.
  • Unlimited cash back - 1% cash back on other purchases, including bill payments.
  • Savings on gas - Get more savings for fuel purchases at Petro-Canada when you link your Petro-Points Card to this credit card.
  • Worry-free purchases - It offers damage, loss and theft protection as well as extended warranty for items purchases using your card.
  • Accepted worldwide - Because it is a MasterCard, this credit card is widely accepted internationally.
Credit Card snapshot

RBC Cash Back Mastercard review

  • No annual fee
  • Unlimited cash back and 2% back on groceries
  • Easy and convenient to earn cash back
  • 2% cash back credits on grocery store purchases
  • Up to 1% cash back credits on all other qualifying purchases and pre-authorized payments
  • No limit to what you can get back
Welcome Bonus
Annual Fee: $120
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%
Recommended Credit Score
Average to Excellent
Why we like it?
  • Tempting bonus offer
  • Best travel companion
  • Convenient redemption
  • Simplified business processes
Full Review
Why we like it

With a premium rewards program that gives you the flexibility to redeem points and rewards, we consider the RBC Visa Business Platinum Avion the best business credit card in Canada. It?s great for businesses that spend more than $800 a month and want a comprehensive insurance program for overseas travel and a lucrative welcome bonus on top of the flexibility in redeeming points.

Tempting bonus offer ? You get 15,000 bonus RBC reward points simply by signing up and getting approved, plus a low introductory rate of 1.90% on the first 10 months for balance transfers and advances.
  • Best travel companion ? The perfect card for business owners who constantly travel, it provides 25% more points on travel related purchases and as the ability to transfer points to other travel rewards programs. It also comes with a comprehensive travel insurance package that covers medical, trip interruption and cancellation, and rental car collision and damage protection.
  • Convenient redemption ? Points can be used to redeem flights, vacation packages, merchandise, rentals, balance payment, gift cards for employees, and more.
  • Simplified business processes ? This credit card helps simplify employee reimbursement, accounting, and help identify tax-deductible expenses.
Credit Card snapshot

Earn RBC Rewards Points

Earn 1 RBC Rewards point for every $1 spent on every purchase made with your card. Plus, you can earn additional bonus points when you shop online with our partners.

Earn Points Faster

Combine the RBC Rewards points earned from all your employees? Business Platinum Avion cards into one account, and pool your points between your business and personal Avion cards.

Redeem for Merchandise, Gift Cards or Financial Rewards

Use your points to invest in your business, provide incentives to employees, pay back your balance or simply reward yourself.

Instant Fuel Savings at Petro-Canada

Link Your Card And Instantly Save 3c/L On Fuel And Always Earn 20% More Petro-Points And RBC Rewards Points.

Welcome Bonus
Annual Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%
Recommended Credit Score
Average to Excellent
Why we like it?
  • No annual fee 
  • No U.S. credit score or address required
  • Flexible redemption 
  • Various benefits 
Full Review
Why we like it

The RBC Visa Signature Black is a good card for people who regularly purchase in USD and who shop across the border. It transacts using U.S. dollar so you can avoid daily fluctuations. Because this is also an American credit card and not just a USD currency card, it does not charge the typical 2.5% foreign transaction fee on purchases in the US.

No annual fee – This is a good deal for a card that helps you avoid fluctuating exchange rates and a foreign transaction fee.
  • No U.S. credit score or address required – the company will use your Canadian credit history and any RBC relationship to qualify you for your card.
  • Flexible redemption – This credit card lets you earn 1 RBC Rewards point for every $1 spent. Points earned can be redeemed for cash back, travel, gift cards, merchandise, and more.
  • Various benefits – This credit card protects what’s valuable to you with trip cancellation or interruption insurance, travel accident insurance, auto rental collision damage waiver, cell phone insurance, and purchase security.
Credit Card snapshot

Earn Rewards with Every Purchase You Make. Redeem for Cash Back, Travel, Gift Cards and More.

Make your transaction in U.S. dollar and avoid daily currency fluctuations

Earn 1 RBC Rewards point for every $1 spent on your card

Redeem your RBC Rewards points for cash back( 1%)

No annual fee