Best TD Canada Trust Credit Cards in Canada for 2021

 
Details
Annual Fee: $139
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%
Recommended Credit Score
Average to Excellent
Why we like it?
  • Earn Aeroplan points on your everyday Purchases.
  • Redeem your rewards any time – Every seat, every flight, no restrictions
    Use Aeroplan points for more than just flights 
  • Peace of mind when travelling
  • Assistance on the road
Full Review
Why we like it

The TD Aeroplan Visa Infinite Card is a versatile credit card that allows you to earn Aeroplan miles, get a comprehensive travel insurance package, and earn rewards at a decent rate. With TD being the official partner of Aeroplan, we consider this one of the best Aeroplan credit card in Canada. It targets members and gives double miles when used together with the Aeroplan membership card.

  • Earn Aeroplan points on your everyday Purchases. Whether you use your TD® Aeroplan® Visa Infinite Card for gas, bills or groceries, you’re rewarded with Aeroplan points that can take you across the globe
  • Redeem your rewards any time – Every seat, every flight, no restrictions
    Every Air Canada seat available to buy for cash is also available for points – no restrictions, no blackout periods.
  • Use Aeroplan points for more than just flights - Redeem your points across your trip, from hotel rooms to car rentals.
  • Peace of mind when travelling – With a medical coverage that includes standard protection and up to $2 million coverage during the first 10 days of a trip, this card lets you travel in peace. In addition, it also offers access to emergency travel assistance as well as delayed and lost baggage insurance.
  • Assistance on the road – This credit card gives you complimentary membership to the company’s TD Auto Club and makes you eligible for free emergency roadside assistance anytime.
Credit Card snapshot
TD Aeroplan Visa Infinite Card review


Limited Time Offer

Earn a Bonus Buddy Pass and 10,000 Aeroplan points1. Plus, first year no Annual Fee for the Primary and 1st Additional Cardholder1. Conditions Apply. Must Apply by January 17, 2021.
This offer is not available for residents of Quebec.

Earn 1.5 points
for every $1 spent on eligible gas, grocery and Air Canada® purchases, including Air Canada Vacations®.

Earn 1 point
for every $1 spent on all other Purchases made with your Card

Earn points twice
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore

Your Aeroplan points don’t expire
Your Aeroplan points will not expire as long as you are a TD® Aeroplan® Visa Infinite Primary Cardholder in good standing.
Details
Annual Fee: $120
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%
Recommended Credit Score
Average to Excellent
Why we like it?

 

  • Generous sign-up bonus
  • Rich travel rewards
  • Flexible travel options
  • Full range of travel insurance benefits
Full Review
Why we like it

 

The product of TD's partnership with Expedia, the TD First Class Travel Visa Infinite Card is a great card for travelers. It comes with a host of travel benefits including a flexible points program, generous sign-up bonus and impressive travel insurance coverage.

 

  • Generous sign-up bonus - For a limited time, new applicants can receive up to 20,000 TD bonus points ($100 value when redeemed for travel) and 40,000 TD Points when you spend $1,500 within 90 days of Account opening.
  • Rich travel rewards- Book your flights or any form of travel on ExpediaforTD.com and get back an equivalent of 4.5% for every dollar spent. This is a lot compared to the 2% reward offered by most travel credit cards in Canada. Plus, ExpediaforTD offers the same access to flights and hotels offered by Expedia.com, giving you a lot of options for flights and hotel packages at your fingertips.
  • Flexible travel options - You can redeem your points for almost everything travel-related such as flights on any airline, hotel stays, car rentals and vacation packages. Points can also be used to cover the cost of taxes and fees as well as be used to redeem merchandise and gift cards from TD's e-store.
  • Full range of travel insurance benefits - Get fully covered and protected with a comprehensive travel insurance that includes $1,000,000 in travel medical coverage and rental car insurance.
Credit Card snapshot

TD First Class Travel Visa Infinite Card Review

Limited Time Offer
Earn up to 60,000 TD Points1 (a travel value of $30021) Plus, first year no Annual Fee for the Primary and Additional Cardholders1.
Conditions Apply. Must apply by May 30, 2021.


Redeem TD Points for travel and travel-related purchases

Also redeem TD Points for retail merchandise and gift cards, or for a cash credit to your Account

No travel blackouts, no seat restrictions and no expiry for your TD Points

An extensive suite of travel insurance

Earn 3 TD Points

for every $1 you spend on Purchases made using your Card

Earn 9 TD Points

when you book travel online through Expedia For TD

Your TD Points don't expire

as long as you are a TD First Class Travel Visa Infinite Cardholder

Details
Annual Fee: $39
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%
Recommended Credit Score
Average to Excellent
Why we like it?
  • Freedom to shop across the border
  • Enough protection
  • Convenient payment
Full Review
Why we like it

Always going to the US for vacation? Then it pays to have the TD US Dollar Visa Card in your wallet. It lets you pay in USD directly, eliminating foreign exchange fees and giving you better exchange rates than if you use other Canadian credit cards. This US dollar credit card is perfect for the frequent cross-border shopper or business people who are heading south often.

 

  • Freedom to shop across the border – Because you won’t be charged a foreign exchange fee (usually 2.5% from regular credit cards), you can shop, eat at foreign restaurant or book a hotel with peace of mind and more savings on your pocket. It also takes the guesswork out of fluctuating currency exchange rates.
  • Enough protection – While other US credit cards offer minimal protection, the TD US Dollar Visa Card provides sufficient trip interruption coverage, delayed and lost baggage insurance, collision or loss damage coverage for rental cars, and purchase security and extended warranty protection.
  • Convenient payment – This credit card offers chip and payWave convenience. It is also compatible with Apple Pay.
Credit Card snapshot
  • Make purchases in U.S. Dollars without credit card foreign currency conversion fees
  • Eliminate credit card foreign currency conversion rates and fees when making purchases or paying for bills in U.S. Dollars
  • Enjoy Chip & PIN security and Visa payWave contactless payment convenience
  • Travel and shop with a suite of insurance coverages
  • Enjoy all the benefits of your TD U.S. Dollar Visa Card using Apple Pay. It's the easy and secure way to pay.

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.