Best Refresh Financial Credit Cards in Canada for 2021

 
Details
Annual Fee: $12.95
Purchases Interest Rate: 17.99%
Cash Advance Interest Rate: 17.99%
Recommended Credit Score
Poor or No Credit
Why we like it?
  • Great credit card to establish and rebuild your credit
  • Low security deposit
  • Interest free grace period
  • Lower interest rate
  • Free education to boost your financial skills
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Why we like it

Refresh Financial offers consumers the simplest way to establish and rebuild their credit with their Secured Visa card. This card is a great fit for consumers with little or no credit, poor credit scores or bankruptcy history because there are no credit checks and minimum income requirements. All you need is a security deposit and you're approved.

  • Great credit card to establish and re-build your credit
  • Lower Interest Rate -The competitive rates will ensure you keep your payments manageable.
  • Free education to boost your financial education - The Refresh (f.i.t.) Financial Intelligence Training helps you increase your financial savvy so that you can be a better money manager.
Credit Card snapshot

Refresh Financial's Secured Visa Card helps you establish and rebuild your credit and improve your credit score.

Anyone with little or no credit, bankruptcy and consumer proposals can apply.

All you need is a security deposit to get approved. As you use your card and make monthly payments on time, they are reported to the credit bureaus and this builds your credit score.


Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.