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Can CRA Access My Bank Account?

Our disclosure We follow high standards of editorial integrity on this website to help you make informed decisions. This article may include links to services and products from our partners. We may receive compensation when you sign up, at no cost to you. It does not change our unbiased reviews, evaluations or advice. Please take a look at our disclosure.

Written by Mohamed Konate
Published: July 18, 2020

Reading Time: < 1 minute

Can CRA Access My Bank Account?

The CRA can access information from all Canadian financial institutions. However, they will not do so unless they have a reason to look. If they do have a reason, such as to check for undeclared investment income or registered account over contributions, they can access your bank account information. This includes current balances and previous transactions.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook. Read his full author bio