WestJet RBC Mastercard Review
Earn up to 100 WestJet dollars (with $1,000 spend in the first 3 months).
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
WestJet RBC  Mastercard
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:RBC
Network Type:Mastercard
WestJet RBC Mastercard
Welcome Bonus
Earn up to 100 WestJet dollars (with $1,000 spend in the first 3 months).
Annual Fee
WestJet RBC  Mastercard
Card Details

WestJet RBC Mastercard Review

  • Earn up to 100 WestJet dollars (with $1,000 spend in the first 3 months). 
  • Get an annual round-trip companion voucher for $199 CAD (plus taxes, fees and charges) for round-trip travel within Canada and to/from the continental U.S.
  • Earn WestJet dollars on your everyday purchases

Interest Rate: 19.99%


  • Annual: $39, plus $19 for every additional card
  • Balance transfer: N/A
  • Cash advance: $3.50 in Canada and $5 outside Canada, plus 22.99% interest on overdue amounts
  • Foreign transaction: 2.5% per transaction
  • Missed or late payments: increased interest rates to 24.99% on all purchases and 27.97% on cash advances after two missed minimum payments
  • Over limit: $29
  • Returned payment: $45


  • Collect WestJet dollars for future vacations while making purchases, additional points when you purchase WestJet flights or vacation packages.
  • Additional benefits include extra points on Petro Canada purchases, travel assistance, travel insurance and worldwide acceptability.

Our experts have compiled a list of the best cards in Canada in each major category, from cash back and low rate to balance transfers and more. Explore our top picks and find the best credit card for you.

Best Credit Cards in Canada

  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $39
  • Additional Card Fee: $19
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Lots of ways to earn WestJet dollars

  • A welcome bonus of 50 WestJet dollars with your first purchase Earn 1% in WestJet dollars for every qualifying purchase you make on your card Earn 1.5% in WestJet dollars when you buy WestJet flights or WestJet Vacation packages using your card
  • It's easy to redeem WestJet dollars Every WestJet dollar is worth $1 Canadian toward travel with WestJet or WestJet Vacations.
  • Simply use your WestJet dollars like cash toward all or part of your next flight or vacation package Travel whenever WestJet flies Wherever you want-no blackout periods or seat restrictions. Even during seat sales!
Editor's Review

WestJet flyers who don't meet the income requirements for the World Elite card or who can't tolerate the annual fee should check out the WestJet RBC Mastercard. For a $39 annual fee, you get 100 welcome WestJet dollars, 1% back in WestJet dollars for everyday purchases, and 1.5% on WestJet flights and vacation packages. This card now offers a companion voucher. Once a year, you can book a round trip flight for a guest anywhere in Canada for just $199, plus taxes and fees.

The WestJet Mastercard is an excellent choice, especially for individuals who have a travel bug! By using this card, individuals can collect and redeem points for their next vacation. In addition to financial support, card holders reap the benefits of WestJet's various travel services, including travel assistance, worldwide accepted transactions and travel insurance.

While the rewards of this card are superb, it comes with an annual fee. Although, those charges won't be an issue if you manage the card effectively. Keep in mind that travel benefits are not the most accessible to everyone. Not everyone travels frequently or wants to put all their money towards lowering those costs, but if that's not you, this might be the most ideal card for your needs!

Overall, the WestJet Mastercard is an amazing credit card because it is accessible to the majority of Canadians. However, travel benefits can't be used on a regular basis meaning you aren't getting the most bang for your buck, especially considering the annual fee. In addition to the yearly expense, other costs on this card add up quickly too.

If you like Westjet Rewards, this card has a close cousin worth looking into.Read our review on the Westjet World Elite Mastercard