Card Details

Bank Name: RBC
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $39
Additional Card Fee: $19
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

WestJet RBC Mastercard Review

Welcome Bonus: Receive a welcome bonus of 50 WestJet dollars
WestJet RBC Mastercard snapshot

WestJet RBC Mastercard Review

Receive a welcome bonus of 50 WestJet dollars the first time you use your card Earn WestJet dollars on your everyday purchases Travel whenever you want no blackouts or seat restrictions with your Westjet Mastercard

Interest Rate: 19.99%


  • Annual: $39, plus $19 for every additional card
  • Balance transfer: N/A
  • Cash advance: $3.50 in Canada and $5 outside Canada, plus 22.99% interest on overdue amounts
  • Foreign transaction: 2.5% per transaction
  • Missed or late payments: increased interest rates to 24.99% on all purchases and 27.97% on cash advances after two missed minimum payments
  • Over limit: $29
  • Returned payment: $45

  • Collect WestJet dollars for future vacations while making purchases, additional points when you purchase WestJet flights or vacation packages.
  • Additional benefits include extra points on Petro Canada purchases, travel assistance, travel insurance and worldwide acceptability.
WestJet RBC Mastercard Rewards
WestJet RBC Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
WestJet RBC Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

WestJet RBC Mastercard FAQs

Other Recommended Credit Cards


Lots of ways to earn WestJet dollars

  • A welcome bonus of 50 WestJet dollars with your first purchase Earn 1% in WestJet dollars for every qualifying purchase you make on your card Earn 1.5% in WestJet dollars when you buy WestJet flights or WestJet Vacation packages using your card
  • It's easy to redeem WestJet dollars Every WestJet dollar is worth $1 Canadian toward travel with WestJet or WestJet Vacations.
  • Simply use your WestJet dollars like cash toward all or part of your next flight or vacation package Travel whenever WestJet flies Wherever you want-no blackout periods or seat restrictions. Even during seat sales!

Editor`s Review:

WestJet flyers who don't meet the income requirements for the World Elite card or who can't tolerate the annual fee should check out the WestJet RBC Mastercard. For a $39 annual fee, you get 50 welcome WestJet dollars, 1% back in WestJet dollars for everyday purchases, and 1.5% on WestJet flights and vacation packages. As of July 2019, this card now offers a companion voucher. Once a year, you can book a round trip flight for a guest anywhere in Canada for just $199, plus taxes and fees.

The WestJet Mastercard is an excellent choice, especially for individuals who have a travel bug! By using this card, individuals can collect and redeem points for their next vacation. In addition to financial support, card holders reap the benefits of WestJet's various travel services, including travel assistance, worldwide accepted transactions and travel insurance.

While the rewards of this card are superb, it comes with an annual fee. Although, those charges won't be an issue if you manage the card effectively. Keep in mind that travel benefits are not the most accessible to everyone. Not everyone travels frequently or wants to put all their money towards lowering those costs, but if that's not you, this might be the most ideal card for your needs!

Overall, the WestJet Mastercard is an amazing credit card because it is accessible to the majority of Canadians. However, travel benefits can't be used on a regular basis meaning you aren't getting the most bang for your buck, especially considering the annual fee. In addition to the yearly expense, other costs on this card add up quickly too.

If you like Westjet Rewards, this card has a close cousin worth looking into.Read our review on the Westjet World Elite Mastercard

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.