Credit Cards

Credit cards offer many benefits, but only if you use them wisely. Use the advice from our experts to make the most of your credit card perks and rewards, without falling into debt.

Published by Mohamed Konate | Updated Oct 16, 2021
5 Things to Consider When Applying for Your First Credit Card
5 Things to Consider When Applying for Your First Credit Card You probably just turned eighteen, want to take advantage of rewards or desire the convenience of completing online purchases. Credit card
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Published by Mohamed Konate | Updated Oct 16, 2021
Credit Scores: Is Carrying a Balance Good or Bad?
  There is a common misconception that carrying a balance on credit cards improves your credit score. The truth is credit history improves your credit score. This can be confusing and can read co
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Published by Mohamed Konate | Updated Oct 13, 2021
How to Increase Your Credit Card Limit
  A credit limit increase on your credit card can give you extra financial freedom. It can improve your credit score too by decreasing your total credit utilization ratio. On the contrary, it can
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Published by Mohamed Konate | Updated Oct 13, 2021
How Many Credit Cards Should You Have?
  The average number of credit cards a Canadian has is 2.4 per person. This statistic suggests that most Canadians have more than two credit cards, or at least one. It would be easy to tell you t
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Published by Mohamed Konate | Updated Oct 13, 2021
Credit Card Debt
Are you planning on getting a credit card? Do you own a credit card already and just want to avoid debt?   Every credit card owner is at the risk of debt. Too much debt on a credit card can tak
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Published by Mohamed Konate | Updated Oct 13, 2021
How Does Credit Card Interest Work in Canada?
Credit Card Interest Rates Explained   A credit card is a great financial tool that comes with a lot of features and benefits. The interest rate is by far the most important component of a cred
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Published by Mohamed Konate | Updated Oct 13, 2021
Who accepts American Express in Canada?
Who accepts American Express in Canada? American Express credit cards are rated among the best credit cards in Canada in many categories and have outstanding rewards, features and benefits. They are a
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Published by Mohamed Konate | Updated Oct 16, 2021
Prepaid Credit Cards: Everything You Need to Know
Prepaid Credit Cards Canada In the world of personal finance, you may have heard of prepaid cards. If you haven’t, you’ve come to the right place to learn all about them! Prepaid cards come in th
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Published by Mohamed Konate | Updated Oct 16, 2021
Credit Cards: How to Apply & Tips for Approval
  Credit cards are a useful financial tool for many Canadians. They can help you build credit, pay an unexpected or emergency expense and facilitate daily spending among many other things. In ad
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Published by Mohamed Konate | Updated Oct 16, 2021
The Best Scotiabank Credit Cards in 10 Categories
Best Scotiabank Credit Cards in Canada   As the third largest bank in Canada, the Bank of Nova Scotia—A.K.A. Scotiabank—offers an impressive roster of credit cards to suit their customers’
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Published by Mohamed Konate | Updated Oct 16, 2021
6 Tips to Responsibly Use your Credit Card
How to responsibly use your credit card A credit card is a great way to make purchases and track your spending, but it can also be an easy way to get into a lot of debt.  When it comes to swiping
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Published by Mohamed Konate | Updated Oct 13, 2021
Types of Credit Cards
Types of Credit Card Previously, owning a credit card was  easy: one card for one person and for all transactions. Today, you can own two or more credit cards depending on your lifestyle. With a
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Published by Mohamed Konate | Updated Oct 13, 2021
How to compare credit card rewards program in Canada?
Are you getting the most out of your credit card? If you are using your credit card for daily expenses and are paying off your balance each month, then you might want to look into the different credit
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Published by Mohamed Konate | Updated Oct 13, 2021
Balance Transfer Credit Card Guide
A balance transfer credit card could be your solution to paying off your existing debt faster. But is it the right type of credit card for you? We lay it down for you - the upside and downside of bala
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Published by Mohamed Konate | Updated Oct 13, 2021
How to Choose a Student Credit Card?
There is a great paradox when it comes to student credit cards: One, you have to be a student to get one. Two, being a student doesn’t automatically qualify you for one. Getting a credit card for s
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Published by Mohamed Konate | Updated Oct 13, 2021
How to Choose a Business Credit Card?
Did you know that small businesses comprise 98.2% of all Canadian companies? With these numbers, getting appropriate funding is key for business and economic expansion. A business credit card is a goo
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Published by Mohamed Konate | Updated Oct 13, 2021
Credit Card Basics
What is a Credit Card? How Do Credit Cards Work? Issuers vs. Networks Comparing Credit Cards How to Apply for a Credit Card What is a Credit Card? When a business such as a bank lends y
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Published by Mohamed Konate | Updated Oct 16, 2021
Credit Card Insurance Guide
Credit Card Insurance Canadian credit card companies offer a variety of insurance options for cardholders. In order to take advantage of the insurance, you must use an eligible card for the booking or
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